Nifty
Sensex
:
:
14371.90
48878.54
-218.45(-1.50%)
-746.22(-1.50%)

Bank - Public

Rating :
45/99   (View)

BSE: 532134 | NSE: BANKBARODA

73.35
-2.95 (-3.87%)
22-Jan-2021 | 4:00PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 76.15
  • 77.35
  • 73.00
  • 76.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  45531180
  •  33397.12
  •  94.20
  •  36.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 33,868.75
  • 101.81
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 95,376.67
  • N/A
  • 0.44

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 71.60%
  • 0.82%
  • 9.71%
  • FII
  • DII
  • Others
  • 4.32%
  • 11.03%
  • 2.52%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.15
  • 16.08
  • 19.53

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 1.89
  • 5.86

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -14.78
  • -
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.79
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.80
  • 0.72
  • 0.59

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.35
  • 4.84
  • 4.59

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Interest Earned
18,837.25
20,076.68
-6.17%
19,523.65
19,723.31
-1.01%
19,104.18
14,191.42
34.62%
19,990.53
13,708.06
45.83%
Interest Exp.
10,796.92
12,610.54
-14.38%
12,055.34
12,795.78
-5.79%
12,318.75
8,598.15
43.27%
12,314.82
8,515.43
44.62%
Net Interest Income
8,040.33
7,466.14
7.69%
7,468.31
6,927.53
7.81%
6,785.43
5,593.27
21.31%
7,675.71
5,192.63
47.82%
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
3,016.54
3,227.89
-6.55%
2,161.06
2,333.64
-7.40%
3,485.66
2,578.35
35.19%
3,144.14
2,043.18
53.88%
Total Income
21,853.79
23,304.57
-6.23%
21,684.71
22,056.95
-1.69%
22,589.84
16,769.77
34.71%
23,134.67
15,751.24
46.88%
Operating Exp.
5,547.08
5,071.51
9.38%
4,695.14
4,867.88
-3.55%
0.00
3,687.27
-100.00%
5,563.94
3,137.77
77.32%
Operating Profit
5,509.79
5,622.52
-2.00%
4,934.23
4,393.29
12.31%
5,198.14
4,484.35
15.92%
5,255.91
4,098.04
28.25%
Provision
2,776.21
4,322.22
-35.77%
5,979.09
3,216.17
85.91%
6,931.76
5,823.74
19.03%
7,233.62
3,104.90
132.97%
PBT
2,733.58
1,300.30
110.23%
-1,044.86
1,177.12
-
-1,733.62
-1,339.39
-
-1,977.71
993.14
-
PBTM
14.51
6.48
123.92%
-5.35
5.97
-
10.75
-9.44
-
-9.89
7.24
-
TAX
939.28
446.48
110.37%
-394.59
350.99
-
-2,214.72
-521.86
-
-758.84
325.14
-
PAT
1,794.30
853.82
110.15%
-650.27
826.13
-
481.10
-817.53
-
-1,218.87
668.00
-
PATM
9.53%
4.25%
-3.33%
4.19%
7.11%
-5.76%
-6.10%
4.87%
EPS
3.88
1.85
109.73%
-1.41
1.79
-
1.04
-1.77
-
-2.64
1.45
-
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Interest Income
29,969.78
28,854.81
20,400.53
16,895.94
14,877.72
13,691.55
14,368.36
12,858.46
11,955.65
10,764.15
9,163.71
Interest Earned
77,455.61
78,894.70
52,906.25
46,056.42
44,473.45
45,798.99
44,914.97
40,462.89
36,442.06
30,488.49
22,513.31
Interest Expended
47,485.83
50,039.89
32,505.72
29,160.48
29,595.73
32,107.44
30,546.61
27,604.43
24,486.41
19,724.34
13,349.60
Int. income Growth
19.02%
41.44%
20.74%
13.57%
8.66%
-4.71%
11.74%
7.55%
11.07%
17.46%
 
Other Income
11,807.40
12,191.33
7,887.05
7,992.21
7,936.78
5,992.18
5,449.27
5,555.15
4,510.62
4,100.42
3,287.10
Total Income
89,263.01
41,046.14
28,287.58
24,888.15
22,814.50
19,683.73
19,817.63
18,413.61
16,466.27
14,864.57
12,450.81
Total Expenditure
20,879.11
40,582.81
25,814.75
26,093.14
19,250.19
25,391.28
13,466.13
12,049.12
10,949.95
8,265.83
6,295.22
Employee Cost
-
9,279.24
5,434.12
4,901.58
4,888.66
5,201.05
4,476.97
4,334.61
3,615.95
3,117.27
3,018.46
% Of Sales
-
11.76%
10.27%
10.64%
10.99%
11.36%
9.97%
10.71%
9.92%
10.22%
13.41%
Opt. & Establishment Exp.
-
12,994.27
8,283.10
7,325.70
6,001.11
5,286.48
4,495.70
3,625.79
3,012.11
2,632.74
2,091.28
% Of Sales
-
16.47%
15.66%
15.91%
13.49%
11.54%
10.01%
8.96%
8.27%
8.64%
9.29%
Provisions
-
21,703.76
13,994.03
15,667.24
9,440.36
15,953.97
5,229.98
4,824.94
4,965.29
3,104.76
1,703.80
% Of Sales
-
27.51%
26.45%
34.02%
21.23%
34.83%
11.64%
11.92%
13.63%
10.18%
7.57%
EBITDA
20,898.07
463.33
2,472.83
-1,204.99
3,564.31
-5,707.55
6,351.50
6,364.49
5,516.32
6,598.74
6,155.59
EBITDA Margin
73.04%
1.61%
12.12%
-7.13%
23.96%
-41.69%
44.20%
49.50%
46.14%
61.30%
67.17%
Depreciation
0.00
1,697.23
948.25
900.69
539.97
525.11
368.26
368.11
321.70
294.47
259.16
PBT
-2,022.61
-1,233.91
1,524.58
-2,105.68
3,024.34
-6,232.67
5,983.23
5,996.39
5,194.62
6,304.27
5,896.42
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-2,428.87
-2,176.09
437.51
-193.62
1,246.93
-1,179.58
2,150.54
1,065.15
444.14
1,087.98
1,477.22
Tax Rate
120.09%
176.36%
28.70%
9.20%
41.23%
18.93%
35.94%
17.76%
8.55%
17.26%
25.05%
PAT
353.64
889.22
1,020.90
-1,963.35
1,737.41
-5,087.78
3,793.99
4,895.56
4,725.69
5,195.45
4,398.99
PAT before Minority Interest
406.26
942.18
1,087.07
-1,912.06
1,777.41
-5,053.09
3,832.69
4,931.24
4,750.48
5,216.29
4,419.20
Minority Interest
-52.62
-52.96
-66.17
-51.29
-40.00
-34.69
-38.70
-35.68
-24.79
-20.84
-20.21
PAT Margin
0.85%
2.17%
3.61%
-7.89%
7.62%
-25.85%
19.14%
26.59%
28.70%
34.95%
35.33%
PAT Growth
-73.45%
-12.90%
0
-213.00%
0
-234.10%
-22.50%
3.59%
-9.04%
18.11%
 
Unadjusted EPS
0.88
1.92
2.21
-4.25
3.76
-11.01
8.21
10.60
10.23
11.24
9.52

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
76,104.30
54,996.12
46,566.23
43,067.57
42,503.16
42,017.65
37,846.82
33,281.77
28,516.30
21,826.57
Share Capital
925.37
530.36
530.36
462.09
462.09
443.56
430.68
422.52
412.38
392.81
Total Reserves
75,178.92
49,423.76
46,035.87
42,605.48
42,041.07
41,574.09
37,416.15
32,859.25
28,103.92
21,433.76
Minority Interest
386.17
341.36
272.52
232.53
193.69
186.72
158.41
110.05
91.18
72.91
Deposits
973,228.15
665,588.69
607,451.36
617,256.87
586,690.47
629,981.25
579,997.06
482,638.89
392,615.95
311,603.25
Borrowings
95,752.70
68,867.53
64,859.82
31,242.00
33,845.23
35,501.52
36,976.30
26,552.94
23,598.06
22,378.33
Other Liabilities & Provisions
54,470.82
29,878.24
28,654.98
27,421.54
27,946.53
26,290.24
21,135.52
16,804.67
12,590.52
10,332.71
Total Liabilities
1,199,942.14
819,671.94
747,804.91
719,220.51
691,179.08
733,977.38
676,114.11
559,388.32
457,412.01
366,213.77
Net Block
9,043.78
7,143.71
5,532.28
5,929.68
6,359.17
2,978.41
2,849.30
2,550.43
2,428.19
2,383.20
Gross Block
20,311.34
14,223.47
11,787.72
11,318.39
10,768.08
6,796.35
6,309.81
5,590.21
5,096.79
4,716.57
Accumulated Depreciation
11,267.56
7,079.76
6,255.44
5,388.71
4,408.91
3,817.94
3,460.51
3,039.78
2,668.60
2,333.37
Total Non-Current Assets
1,136,315.30
784,959.60
716,033.52
693,023.40
663,738.27
714,764.05
663,033.20
549,494.74
447,012.67
360,046.46
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
34,244.78
28,225.35
24,034.99
23,915.13
22,810.75
23,556.94
19,444.73
14,151.18
22,268.34
20,394.42
Balance with banks and money at call
96,760.29
69,659.49
73,387.76
130,199.86
114,188.30
128,074.25
114,910.94
73,550.88
43,542.00
31,029.31
Investments
289,726.72
195,716.24
175,137.23
140,716.43
128,894.06
124,738.96
122,112.86
125,617.05
86,697.00
74,154.42
Advances
706,539.73
484,214.81
437,941.26
392,262.30
391,485.99
435,415.49
403,715.37
333,625.20
292,077.14
232,085.11
Other Assets
63,626.83
34,712.35
31,771.40
26,197.11
27,440.81
19,213.32
13,080.90
9,893.59
10,399.33
6,167.31
Total Assets
1,199,942.13
819,671.95
747,804.92
719,220.51
691,179.08
733,977.37
676,114.10
559,388.33
457,412.00
366,213.77
Contingent Liabilities
325,173.65
381,543.49
299,023.38
253,394.60
229,806.96
247,332.37
260,865.11
205,377.49
153,154.99
127,562.36
Bills for collection
52,285.39
49,212.86
45,859.44
37,680.81
32,442.12
37,721.10
31,995.80
26,021.10
22,862.48
18,986.68
Adjusted Book Value
164.71
188.82
176.01
186.91
166.50
185.43
171.30
157.45
138.72
111.48

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
1,519.33
-1,449.07
-59,691.70
17,864.83
-10,011.31
17,838.31
42,232.62
23,196.14
14,637.39
12,034.11
PBT
-1,248.34
1,537.62
-2,080.72
3,061.91
-6,247.27
6,062.27
6,065.87
5,248.37
6,336.04
5,910.93
Adjustment
25,071.86
16,176.21
17,665.65
11,033.10
17,651.19
6,752.44
6,194.38
6,218.49
4,314.32
2,809.80
Adjustments for Liabilities & Assets
-22,037.20
-14,863.05
-76,236.90
2,521.18
-22,785.97
7,909.25
32,485.61
13,556.99
5,761.51
4,802.44
Refund/(Payment) of direct taxes
-266.99
-4,299.84
960.28
1,248.65
1,370.74
-2,885.65
-2,513.24
-1,827.71
-1,774.48
-1,489.05
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-139.00
-2,537.37
-413.63
-550.62
-4,005.10
-556.34
-730.36
-514.16
-416.12
-348.94
Net Fixed Assets
-6066.91
-2408.94
-446.38
-460.48
-3953.28
-483.42
-677.10
-459.38
-359.47
-295.52
Other Investment Activity
-22414.85
-14224.20
-11952.25
-14960.35
-11051.11
-7271.85
-6572.23
-5797.09
-5270.53
-4856.51
Cash from Financing Activity
14,728.67
4,448.53
3,413.08
-198.26
-615.73
-6.44
5,151.34
-790.27
165.35
3,169.08
Closing Cash & Equivalent
131,005.07
97,884.84
97,422.75
154,115.00
136,999.05
151,631.19
134,355.67
87,702.07
65,810.35
51,423.73
Net Cash Inflow / Outflow
16,109.00
462.09
-56,692.25
17,115.95
-14,632.14
17,275.52
46,653.60
21,891.72
14,386.62
14,854.25
Opening Cash & Equivalents
97,884.84
97,422.75
154,115.00
136,999.05
151,631.19
134,355.67
87,702.07
65,810.35
51,423.73
36,569.48

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value
164.70
188.82
176.01
186.91
166.50
185.43
171.30
157.45
138.72
111.48
NIM
2.56
2.62
2.38
2.17
2.08
2.02
1.95
2.19
2.42
2.56
Yield on Advances
11.17
10.93
10.52
11.34
11.70
10.32
10.02
10.92
10.44
9.70
Yield on Investments
7.60
7.75
7.69
10.20
9.72
9.11
8.23
6.78
8.13
7.39
Cost of Liabilities
4.68
4.43
4.34
4.56
5.17
4.59
4.47
4.81
4.74
4.00
Interest Spread
6.49
6.50
6.18
6.77
6.52
5.73
5.55
6.11
5.70
5.70
ROCE
2.67%
4.64%
0.20%
6.62%
-5.34%
10.69%
11.49%
11.82%
16.37%
19.32%
Cost Income Ratio
50.13
45.14
45.51
45.37
50.61
43.42
41.23
38.30
36.70
38.96
Core Cost Income Ratio
53.77
46.79
49.26
51.33
53.87
45.81
42.99
39.84
38.27
40.51
Operating Costs to Assets
1.71
1.56
1.51
1.44
1.44
1.17
1.12
1.13
1.19
1.32
Loans/Deposits
0.10
0.10
0.11
0.05
0.06
0.06
0.06
0.06
0.06
0.07
Cash/Deposits
0.04
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.06
0.07
Investment/Deposits
0.30
0.29
0.29
0.23
0.22
0.20
0.21
0.26
0.22
0.24
Inc Loan/Deposits
9.84%
10.35%
10.68%
5.06%
5.77%
5.64%
6.38%
5.50%
6.01%
7.18%
Credit Deposits
72.60%
72.75%
72.09%
63.55%
66.73%
69.12%
69.61%
69.13%
74.39%
74.48%
Interest Expended / Interest earned
63.43%
61.44%
63.31%
66.55%
70.11%
68.01%
68.22%
67.19%
64.69%
59.30%
Interest income / Total funds
6.57%
6.45%
6.16%
6.18%
6.63%
6.12%
5.98%
6.51%
6.67%
6.15%
Interest Expended / Total funds
4.17%
3.97%
3.90%
4.11%
4.65%
4.16%
4.08%
4.38%
4.31%
3.65%
CASA
35.03%
34.61%
35.63%
32.09%
26.42%
26.43%
25.83%
25.46%
26.98%
28.82%

News Update


  • Bank of Baroda raises Rs 969 crore through bond
    13th Jan 2021, 16:02 PM

    The bank has allotted 8.15%, 9,690 Basel III Compliant Additional Tier I Bonds

    Read More
  • Bank of Baroda signs MoU with SIDBI
    7th Jan 2021, 10:25 AM

    MoU aims to enable micro, small and medium enterprises apply online for OTR

    Read More
  • Bank of Baroda launches banking services on WhatsApp
    5th Jan 2021, 16:20 PM

    The banking services via the messaging platform is available 24x7, with no additional requirement of application download

    Read More
  • Bank of Baroda launches maiden New Year ad campaign ‘Ek Forever Rishta’
    1st Jan 2021, 12:59 PM

    The objective of the campaign is to create brand awareness among the prospective customers, integrated with the product offerings

    Read More
  • Bank of Baroda launches digital lending platform
    29th Dec 2020, 12:15 PM

    Customers can also avail the amount into their Savings bank account

    Read More
  • Bank of Baroda signs MoU with Defence Forces for ‘Baroda Military Salary Package’
    24th Dec 2020, 13:58 PM

    A similar package has been introduced by the Bank for the Central Armed Police Forces also

    Read More
  • Bank of Baroda completes integration of erstwhile Dena, Vijaya banks with itself
    21st Dec 2020, 11:36 AM

    The bank has completed the integration of 1,770 erstwhile Dena Bank branches in December 2020

    Read More
  • Bank of Baroda to sell 8.51% stake in UTI Trustee Company
    12th Nov 2020, 09:46 AM

    The said transaction is expected to be completed in Q3FY21

    Read More
  • Bank of Baroda reports 2- fold jump in Q2 consolidated net profit
    30th Oct 2020, 10:54 AM

    Total income of the bank decreased by 6.23% at Rs 21853.79 crore for Q2FY21

    Read More
  • Bank Of Baroda - Quarterly Results
    29th Oct 2020, 14:23 PM

    Read More
  • Bank of Baroda gets nod for issuance of bonds
    24th Oct 2020, 10:42 AM

    The bank has received approval for issuance of bonds for aggregate total issue size not exceeding Rs 2755 crore

    Read More
  • Bank of Baroda ties up with Toyota Kirloskar Motor
    21st Oct 2020, 09:12 AM

    BoB will be one of the preferred financiers for the entire range of vehicles sold by TKM

    Read More
  • Bank of Baroda completes IT integration of former Vijaya Bank branches
    20th Oct 2020, 13:19 PM

    With the completion of this migration, around 21 million customers from all Vijaya Bank branches have been seamlessly migrated to BoB

    Read More
  • Bank of Baroda signs MoU with M&M
    17th Oct 2020, 08:40 AM

    The lender, through its over 5,000 rural and semi-urban branch network, will provide tractor loan facility to customers of M&M

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.