Nifty

10906.95

Sensex

36386.61

1.75(0.02%)
12.53(0.03%)

Nifty
Sensex

:
:

10906.95
36386.61

1.75(0.02%)
12.53(0.03%)

Bank Of Baroda

Bank - Public

Rating :

62/99 (View)

BSE: 532134 | NSE: BANKBARODA

Watchlist

NSE BSE

118.00

-1.20 (-1.01%)

18-Jan-2019 | 3:59PM

Day's Open
Day's High
Day's Low
Previous Close

119.20
119.90
117.55
119.20

Volume
Traded Value (lacs)
52 Week High
52 Week Low

6772442
7991.48
179.70
91.00

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

31,203.86
N/A
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

72,028.69
N/A
0.69

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

10 Years
5 Years
3 Years

11.72
5.34
6.81

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
-
-4.18

PAT CAGR (%)

10 Years
5 Years
3 Years

-
-
-23.33

P:E (Median)

8 Years
5 Years
3 Years

6.44
8.00
-

P:BV (Average)

8 Years
5 Years
3 Years

1.03
0.94
0.92

EV:EBITDA (Average)

8 Years
5 Years
3 Years

6.32
6.29
5.40

Quarterly Results

Standalone Figures in Rs. Crores

Description Sep 18 Sep 17 Var% Jun 18 Jun 17 Var% Mar 18 Mar 17 Var% Dec 17 Dec 16 Var%
Interest Earned 12,078.34 10,753.33 12.32% 11,639.88 10,552.71 10.30% 11,039.26 10,875.16 1.51% 11,303.24 10,406.08 8.62%
Interest Exp. 7,585.80 7,032.80 7.86% 7,258.80 7,147.76 1.55% 7,037.00 7,293.30 -3.51% 6,909.21 7,271.72 -4.99%
Net Interest Income 4,492.54 3,720.53 20.75% 4,381.08 3,404.95 28.67% 4,002.26 3,581.86 11.74% 4,394.03 3,134.36 40.19%
NIM 2.61 2.34 11.54% 2.65 2.51 5.58% 2.81 2.50 12.40% 3.24 2.49 30.12%
Other Income 1,351.61 1,737.06 -22.19% 1,147.83 1,551.15 -26.00% 1,695.90 1,977.28 -14.23% 1,673.04 1,774.96 -5.74%
Total Income 13,429.95 12,490.39 7.52% 12,787.71 12,103.86 5.65% 12,735.16 12,852.44 -0.91% 12,976.28 12,181.04 6.53%
Operating Exp. 2,762.24 2,415.75 14.34% 2,523.32 2,307.99 9.33% 3,032.67 2,538.97 19.44% 2,416.96 2,314.11 4.44%
Operating Profit 3,081.91 3,041.84 1.32% 3,005.59 2,648.11 13.50% 2,665.49 3,020.17 -11.74% 3,650.11 2,595.21 40.65%
Provision 2,429.54 2,329.35 4.30% 2,165.64 2,368.05 -8.55% 6,672.38 2,622.97 154.38% 3,426.51 2,079.50 64.78%
PBT 652.37 712.49 -8.44% 839.95 280.06 199.92% -4,006.89 397.20 - 223.60 515.71 -56.64%
PBTM 5.40 6.63 -18.55% 7.22 2.65 172.45% -36.30 3.65 - 1.98 4.96 -60.08%
TAX 226.99 357.13 -36.44% 311.69 76.67 306.53% -904.55 242.48 - 111.82 263.04 -57.49%
PAT 425.38 355.36 19.70% 528.26 203.39 159.73% -3,102.34 154.72 - 111.78 252.67 -55.76%
PATM 3.52% 3.30% 4.54% 1.93% -28.10% 1.42% 0.99% 2.43%
EPS 1.60 1.54 3.90% 1.99 0.88 126.14% -11.70 0.67 - 0.48 1.09 -55.96%
Gross NPA 55,121.37 46,306.83 19.04% 55,874.81 46,172.77 21.01% 56,480.39 42,718.70 32.21% 48,480.44 42,642.40 13.69%
Gross NPA% 11.78 11.16 5.56% 12.46 11.40 9.30% 12.26 10.46 17.21% 11.31 11.40 -0.79%
Net NPA 21,059.22 19,572.62 7.60% 22,384.10 19,519.31 14.68% 23,482.65 18,080.18 29.88% 19,852.15 19,006.33 4.45%
Net NPA% 4.86 5.05 -3.76% 5.40 5.17 4.45% 5.49 4.72 16.31% 4.97 5.43 -8.47%
CASA 40.48 39.22 3.21% 40.82 37.70 8.28% 41.18 30.98 32.92% 40.57 40.46 0.27%

Description Sep 18 Sep 17 Var% Jun 18 Jun 17 Var% Mar 18 Mar 17 Var% Dec 17 Dec 16 Var%
Interest Earned 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NIM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Profit 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Provision 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBTM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TAX 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PAT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CASA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Net Interest Income 17,269.91 15,521.77 13,513.41 12,739.85 13,187.24 11,965.35 11,315.26 10,317.01 8,802.26 5,939.48 5,123.41 Interest Earned 46,060.72 43,648.54 42,199.93 44,061.28 42,963.56 38,939.71 35,196.65 29,673.72 21,885.92 16,698.34 15,091.58 Interest Expended 28,790.81 28,126.77 28,686.52 31,321.43 29,776.32 26,974.36 23,881.39 19,356.71 13,083.66 10,758.86 9,968.17 Int. income Growth 24.77% 14.86% 6.07% -3.39% 10.21% 5.75% 9.68% 17.21% 48.20% 15.93% Other Income 5,868.38 6,657.15 6,758.06 4,998.86 4,401.99 4,462.74 3,630.62 3,422.33 2,809.19 2,806.36 2,757.66 Total Income 51,929.10 22,178.92 20,271.47 17,738.71 17,589.23 16,428.09 14,945.88 13,739.34 11,611.45 8,745.84 7,881.07 Total Expenditure 10,735.19 24,106.59 17,287.42 23,935.45 11,828.24 10,585.75 9,814.02 7,436.98 5,718.08 4,276.92 4,307.62 Employee Cost - 4,606.87 4,637.77 4,978.03 4,261.35 4,139.72 3,449.65 2,985.58 2,916.78 2,350.88 2,348.13 % Of Sales - 10.55% 10.99% 11.30% 9.92% 10.63% 9.80% 10.06% 13.33% 14.08% 15.56% Opt. & Establishment Exp. - 6,429.58 5,169.98 4,446.44 3,753.17 3,342.38 2,797.73 2,449.71 1,956.09 1,690.56 1,458.43 % Of Sales - 14.73% 12.25% 10.09% 8.74% 8.58% 7.95% 8.26% 8.94% 10.12% 9.66% Provisions - 14,796.30 8,502.37 15,513.64 4,494.50 3,793.71 4,167.92 2,554.83 1,331.29 697.20 962.06 % Of Sales - 33.90% 20.15% 35.21% 10.46% 9.74% 11.84% 8.61% 6.08% 4.18% 6.37% EBITDA 12,403.10 -1,927.67 2,984.05 -6,196.74 5,760.99 5,842.34 5,131.86 6,302.36 5,893.37 4,468.92 3,573.45 EBITDA Margin 76.69% -12.42% 22.08% -48.64% 43.69% 48.83% 45.35% 61.09% 66.95% 75.24% 69.75% Depreciation 0.00 863.08 511.35 501.33 340.39 345.03 300.64 276.57 243.04 230.86 230.50 PBT -2,290.97 -2,790.74 2,472.70 -6,698.07 5,420.61 5,497.31 4,831.23 6,025.80 5,650.32 4,238.06 3,342.94 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax -254.05 -358.93 1,089.56 -1,302.53 2,022.17 956.23 350.51 1,018.84 1,408.64 1,179.73 1,115.74 Tax Rate 11.09% 12.86% 44.06% 19.45% 37.31% 17.39% 7.26% 16.91% 24.93% 27.84% 33.38% PAT -2,036.92 -2,431.81 1,383.14 -5,395.54 3,398.44 4,541.08 4,480.72 5,006.96 4,241.68 3,058.33 2,227.20 PAT before Minority Interest -2,036.92 -2,431.81 1,383.14 -5,395.54 3,398.44 4,541.08 4,480.72 5,006.96 4,241.68 3,058.33 2,227.20 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin -8.80% -10.96% 6.82% -30.42% 19.32% 27.64% 29.98% 36.44% 36.53% 34.97% 28.26% PAT Growth -310.83% -275.82% 0 -258.77% -25.16% 1.35% -10.51% 18.04% 38.69% 37.32% Unadjusted EPS -7.63 -10.53 6.00 -23.89 15.83 107.38 108.84 127.84 116.37 83.96 61.14

Description TTM Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Net Interest Income - 16,895.94 14,877.72 13,691.55 14,368.36 12,858.46 11,955.65 10,764.15 9,163.71 6,211.48 5,380.21 Interest Earned - 46,056.42 44,473.45 45,798.99 44,914.97 40,462.89 36,442.06 30,488.49 22,513.31 17,234.82 15,547.56 Interest Expended - 29,160.48 29,595.73 32,107.44 30,546.61 27,604.43 24,486.41 19,724.34 13,349.60 11,023.34 10,167.35 Int. income Growth - 13.57% 8.66% -4.71% 11.74% 7.55% 11.07% 17.46% 47.53% 15.45% Other Income - 7,992.21 7,936.78 5,992.18 5,449.27 5,555.15 4,510.62 4,100.42 3,287.10 2,965.30 2,845.36 Total Income - 24,888.15 22,814.50 19,683.73 19,817.63 18,413.61 16,466.27 14,864.57 12,450.81 9,176.78 8,225.57 Total Expenditure - 26,093.14 19,250.19 25,391.28 13,466.13 12,049.12 10,949.95 8,265.83 6,295.22 4,549.32 4,491.07 Employee Cost - 4,901.58 4,888.66 5,201.05 4,476.97 4,334.61 3,615.95 3,117.27 3,018.46 2,426.34 2,408.86 % Of Sales - 10.64% 10.99% 11.36% 9.97% 10.71% 9.92% 10.22% 13.41% 14.08% 15.49% Opt. & Establishment Exp. - 7,325.70 6,001.11 5,286.48 4,495.70 3,625.79 3,012.11 2,632.74 2,091.28 1,796.83 1,542.51 % Of Sales - 15.91% 13.49% 11.54% 10.01% 8.96% 8.27% 8.64% 9.29% 10.43% 9.92% Provisions - 15,667.24 9,440.36 15,953.97 5,229.98 4,824.94 4,965.29 3,104.76 1,703.80 809.29 1,017.72 % Of Sales - 34.02% 21.23% 34.83% 11.64% 11.92% 13.63% 10.18% 7.57% 4.70% 6.55% EBITDA - -1,204.99 3,564.31 -5,707.55 6,351.50 6,364.49 5,516.32 6,598.74 6,155.59 4,627.46 3,734.50 EBITDA Margin - -7.13% 23.96% -41.69% 44.20% 49.50% 46.14% 61.30% 67.17% 74.50% 69.41% Depreciation - 900.69 539.97 525.11 368.26 368.11 321.70 294.47 259.16 241.57 239.01 PBT - -2,105.68 3,024.34 -6,232.67 5,983.23 5,996.39 5,194.62 6,304.27 5,896.42 4,385.88 3,495.50 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax - -193.62 1,246.93 -1,179.58 2,150.54 1,065.15 444.14 1,087.98 1,477.22 1,236.09 1,164.23 Tax Rate - 9.20% 41.23% 18.93% 35.94% 17.76% 8.55% 17.26% 25.05% 28.18% 33.31% PAT - -1,963.35 1,737.41 -5,087.78 3,793.99 4,895.56 4,725.69 5,195.45 4,398.99 3,136.65 2,320.43 PAT before Minority Interest - -1,912.06 1,777.41 -5,053.09 3,832.69 4,931.24 4,750.48 5,216.29 4,419.20 3,149.79 2,331.27 Minority Interest - -51.29 -40.00 -34.69 -38.70 -35.68 -24.79 -20.84 -20.21 -13.14 -10.84 PAT Margin - -7.89% 7.62% -25.85% 19.14% 26.59% 28.70% 34.95% 35.33% 34.18% 28.21% PAT Growth - -213.00% 0 -234.10% -22.50% 3.59% -9.04% 18.11% 40.24% 35.18% Unadjusted EPS - -8.17 7.88 -22.44 18.22 118.25 116.70 134.01 121.64 87.28 65.45

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Shareholder's Funds 43,394.77 40,303.25 40,198.99 39,835.35 35,985.68 31,969.44 27,476.85 21,043.53 15,106.38 12,879.72 Share Capital 530.36 462.09 462.09 443.56 430.68 422.52 412.38 392.81 365.53 365.53 Total Reserves 42,864.41 39,841.16 39,736.89 39,391.79 35,555.00 31,546.92 27,064.47 20,650.73 14,740.85 12,514.20 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 591,314.82 601,675.17 574,037.87 617,559.52 568,894.39 473,883.34 384,871.11 305,439.48 241,261.93 192,396.95 Borrowings 62,571.97 30,611.44 33,471.70 35,264.28 36,812.97 26,579.28 23,573.05 22,307.85 13,350.08 12,767.91 Other Liabilities & Provisions 22,718.21 22,285.56 23,667.92 22,329.40 17,811.50 14,703.38 11,400.46 9,606.31 8,598.31 8,627.66 Total Liabilities 719,999.77 694,875.42 671,376.48 714,988.55 659,504.54 547,135.44 447,321.47 358,397.17 278,316.70 226,672.24 Net Block 5,367.39 5,758.37 6,253.78 2,874.85 2,734.12 2,453.12 2,341.50 2,299.72 2,284.76 2,309.72 Gross Block 11,401.63 10,955.25 10,494.77 6,541.49 6,058.07 5,380.97 4,921.59 4,562.12 4,266.60 3,968.09 Accumulated Depreciation 6,034.24 5,196.88 4,240.99 3,666.64 3,323.95 2,927.85 2,580.09 2,262.40 1,981.84 1,658.37 Total Non-Current Assets 688,881.13 669,118.04 644,374.83 696,105.38 646,730.50 537,431.51 437,096.73 352,306.74 273,969.49 222,094.12 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 22,699.64 22,780.21 21,672.42 22,488.60 18,629.09 13,452.08 21,651.46 19,868.18 13,539.97 10,596.34 Balance with banks and money at call 70,197.74 127,689.70 112,227.93 125,864.55 112,248.82 71,946.83 42,517.08 30,065.89 21,927.09 13,490.77 Investments 163,184.53 129,630.54 120,450.52 116,812.24 116,112.66 121,393.72 83,209.40 71,396.59 61,182.38 52,445.88 Advances 427,431.83 383,259.22 383,770.18 428,065.14 397,005.81 328,185.76 287,377.29 228,676.36 175,035.29 143,251.41 Other Assets 31,118.64 25,757.37 27,001.65 18,883.17 12,774.03 9,703.93 10,224.73 6,090.44 4,347.22 4,578.12 Total Assets 719,999.77 694,875.41 671,376.48 714,988.55 659,504.53 547,135.44 447,321.46 358,397.18 278,316.71 226,672.24 Contingent Liabilities 298,226.66 252,518.96 228,977.16 246,384.72 259,912.78 204,628.92 152,502.81 127,163.87 87,836.08 73,386.10 Bills for collection 45,779.69 37,599.42 32,343.74 37,608.06 31,864.92 25,952.24 22,766.99 18,844.72 18,185.58 13,963.99 Adjusted Book Value 164.03 174.91 156.55 175.66 171.30 157.45 138.72 111.48 86.27 73.15

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Shareholder's Funds 46,566.23 43,067.57 42,503.16 42,017.65 37,846.82 33,281.77 28,516.30 21,826.57 15,714.59 13,324.70 Share Capital 530.36 462.09 462.09 443.56 430.68 422.52 412.38 392.81 365.53 365.53 Total Reserves 46,035.87 42,605.48 42,041.07 41,574.09 37,416.15 32,859.25 28,103.92 21,433.76 15,349.06 12,959.17 Minority Interest 272.52 232.53 193.69 186.72 158.41 110.05 91.18 72.91 59.42 46.43 Deposits 607,451.36 617,256.87 586,690.47 629,981.25 579,997.06 482,638.89 392,615.95 311,603.25 245,951.15 196,608.44 Borrowings 64,859.82 31,242.00 33,845.23 35,501.52 36,976.30 26,552.94 23,598.06 22,378.33 13,404.27 12,776.67 Other Liabilities & Provisions 28,654.98 27,421.54 27,946.53 26,290.24 21,135.52 16,804.67 12,590.52 10,332.71 9,147.34 8,820.48 Total Liabilities 747,804.91 719,220.51 691,179.08 733,977.38 676,114.11 559,388.32 457,412.01 366,213.77 284,276.77 231,576.72 Net Block 5,532.28 5,929.68 6,359.17 2,978.41 2,849.30 2,550.43 2,428.19 2,383.20 2,369.39 2,559.63 Gross Block 11,787.72 11,318.39 10,768.08 6,796.35 6,309.81 5,590.21 5,096.79 4,716.57 4,412.31 4,268.90 Accumulated Depreciation 6,255.44 5,388.71 4,408.91 3,817.94 3,460.51 3,039.78 2,668.60 2,333.37 2,042.92 1,709.27 Total Non-Current Assets 716,033.52 693,023.40 663,738.27 714,764.05 663,033.20 549,494.74 447,012.67 360,046.46 279,814.04 226,948.33 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 24,034.99 23,915.13 22,810.75 23,556.94 19,444.73 14,151.18 22,268.34 20,394.42 14,076.07 10,901.21 Balance with banks and money at call 73,387.76 130,199.86 114,188.30 128,074.25 114,910.94 73,550.88 43,542.00 31,029.31 22,493.41 14,301.41 Investments 175,137.23 140,716.43 128,894.06 124,738.96 122,112.86 125,617.05 86,697.00 74,154.42 63,163.27 53,626.58 Advances 437,941.26 392,262.30 391,485.99 435,415.49 403,715.37 333,625.20 292,077.14 232,085.11 177,711.90 145,559.50 Other Assets 31,771.40 26,197.11 27,440.81 19,213.32 13,080.90 9,893.59 10,399.33 6,167.31 4,462.73 4,628.39 Total Assets 747,804.92 719,220.51 691,179.08 733,977.37 676,114.10 559,388.33 457,412.00 366,213.77 284,276.77 231,576.72 Contingent Liabilities 299,023.38 253,394.60 229,806.96 247,332.37 260,865.11 205,377.49 153,154.99 127,562.36 88,221.17 73,730.71 Bills for collection 45,859.44 37,680.81 32,442.12 37,721.10 31,995.80 26,021.10 22,862.48 18,986.68 18,267.18 14,047.39 Adjusted Book Value 176.01 186.91 166.50 185.43 171.30 157.45 138.72 111.48 86.27 73.15

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Cash From Operating Activity -61,087.84 17,193.86 -9,841.66 18,021.05 41,016.38 22,793.08 14,406.50 11,778.81 11,252.45 1,125.47 PBT -2,790.74 2,472.70 -6,698.07 5,420.61 5,497.31 4,831.23 6,025.80 5,650.32 4,238.06 3,342.94 Adjustment 16,643.79 10,014.99 17,141.67 5,952.12 5,099.40 5,361.31 3,719.36 2,392.20 1,458.14 1,629.35 Adjustments for Liabilities & Assets -76,150.26 3,292.66 -21,782.55 9,399.93 32,827.47 14,332.46 6,357.02 5,167.73 7,060.13 -2,524.21 Refund/(Payment) of direct taxes 1,209.38 1,413.52 1,497.29 -2,751.61 -2,407.80 -1,731.92 -1,695.67 -1,431.44 -1,503.88 -1,322.62 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -563.35 -426.04 -3,995.41 -539.37 -688.70 -772.45 -337.38 -489.76 -335.01 -238.93 Net Fixed Assets -446.38 -460.48 -3953.28 -483.42 -677.10 -459.38 -359.47 -295.52 -298.51 -166.99 Other Investment Activity -11827.67 -14950.66 -11034.14 -7230.19 -6830.52 -5718.35 -5411.35 -4897.13 -4505.53 -4203.22 Cash from Financing Activity 4,078.65 -198.26 -615.73 -6.44 5,151.34 -790.27 165.35 3,177.96 462.51 901.29 Closing Cash & Equivalent 92,897.38 150,469.91 133,900.35 148,353.15 130,877.91 85,398.90 64,168.54 49,934.07 35,467.06 24,087.12 Net Cash Inflow / Outflow -57,572.53 16,569.56 -14,452.80 17,475.24 45,479.01 21,230.36 14,234.47 14,467.01 11,379.94 1,787.83 Opening Cash & Equivalents 150,469.91 133,900.35 148,353.15 130,877.91 85,398.90 64,168.54 49,934.07 35,467.06 24,087.12 22,299.29

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Cash From Operating Activity -59,691.70 17,864.83 -10,011.31 17,838.31 42,232.62 23,196.14 14,637.39 12,034.11 11,141.54 1,278.73 PBT -2,080.72 3,061.91 -6,247.27 6,062.27 6,065.87 5,248.37 6,336.04 5,910.93 4,415.39 3,548.31 Adjustment 17,665.65 11,033.10 17,651.19 6,752.44 6,194.38 6,218.49 4,314.32 2,809.80 1,582.25 1,692.90 Adjustments for Liabilities & Assets -76,236.90 2,521.18 -22,785.97 7,909.25 32,485.61 13,556.99 5,761.51 4,802.44 6,698.59 -2,584.58 Refund/(Payment) of direct taxes 960.28 1,248.65 1,370.74 -2,885.65 -2,513.24 -1,827.71 -1,774.48 -1,489.05 -1,554.69 -1,377.90 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -413.63 -550.62 -4,005.10 -556.34 -730.36 -514.16 -416.12 -348.94 -294.39 -147.52 Net Fixed Assets -446.38 -460.48 -3953.28 -483.42 -677.10 -459.38 -359.47 -295.52 -298.51 -166.99 Other Investment Activity -11952.25 -14960.35 -11051.11 -7271.85 -6572.23 -5797.09 -5270.53 -4856.51 -4414.12 -4211.75 Cash from Financing Activity 3,413.08 -198.26 -615.73 -6.44 5,151.34 -790.27 165.35 3,169.08 519.71 901.29 Closing Cash & Equivalent 97,422.75 154,115.00 136,999.05 151,631.19 134,355.67 87,702.07 65,810.35 51,423.73 36,569.48 25,202.62 Net Cash Inflow / Outflow -56,692.25 17,115.95 -14,632.14 17,275.52 46,653.60 21,891.72 14,386.62 14,854.25 11,366.86 2,032.51 Opening Cash & Equivalents 154,115.00 136,999.05 151,631.19 134,355.67 87,702.07 65,810.35 51,423.73 36,569.48 25,202.62 23,170.11

Financial Ratios

Consolidated /

Standalone

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Book Value 164.03 174.91 156.55 175.66 162.69 146.53 127.95 101.14 82.93 70.71 NIM 2.27 2.04 2.00 1.90 1.86 2.12 2.37 2.51 2.19 2.33 Yield on Advances 10.21 11.01 11.48 10.04 9.81 10.72 10.33 9.57 9.54 10.54 Yield on Investments 7.54 10.19 9.84 8.94 8.13 6.67 8.16 7.31 7.16 8.03 Cost of Liabilities 4.30 4.54 5.16 4.56 4.45 4.77 4.74 3.99 4.23 4.86 Interest Spread 5.91 6.47 6.33 5.48 5.35 5.95 5.59 5.58 5.31 5.68 ROCE -0.76% 6.05% -6.15% 10.27% 11.04% 11.44% 16.13% 19.14% 18.91% 20.30% Cost Income Ratio 45.87 45.86 50.30 43.63 43.44 39.79 37.55 39.87 43.57 45.38 Core Cost Income Ratio 50.11 52.66 53.88 46.28 45.50 41.50 39.28 41.46 47.50 51.23 Operating Costs to Assets 1.41 1.34 1.33 1.07 1.08 1.09 1.15 1.29 1.37 1.58 Loans/Deposits 0.11 0.05 0.06 0.06 0.06 0.06 0.06 0.07 0.06 0.07 Cash/Deposits 0.04 0.04 0.04 0.04 0.03 0.03 0.06 0.07 0.06 0.06 Investment/Deposits 0.28 0.22 0.21 0.19 0.20 0.26 0.22 0.23 0.25 0.27 Inc Loan/Deposits 10.58% 5.09% 5.83% 5.71% 6.47% 5.61% 6.12% 7.30% 5.53% 6.64% Credit Deposits 72.28% 63.70% 66.85% 69.32% 69.79% 69.25% 74.67% 74.87% 72.55% 74.46% Interest Expended / Interest earned 64.44% 67.98% 71.09% 69.31% 69.27% 67.85% 65.23% 59.78% 64.43% 66.05% Interest income / Total funds 6.06% 6.07% 6.56% 6.01% 5.90% 6.43% 6.63% 6.11% 6.00% 6.66% Interest Expended / Total funds 3.91% 4.13% 4.67% 4.16% 4.09% 4.36% 4.33% 3.65% 3.87% 4.40% CASA 35.81% 32.16% 26.36% 26.39% 25.75% 25.32% 26.90% 28.68% 29.62% 29.59%

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Book Value 176.01 186.91 166.50 185.43 171.30 157.45 138.72 111.48 86.27 73.15 NIM 2.38 2.17 2.08 2.02 1.95 2.19 2.42 2.56 2.24 2.40 Yield on Advances 10.52 11.34 11.70 10.32 10.02 10.92 10.44 9.70 9.70 10.68 Yield on Investments 7.69 10.20 9.72 9.11 8.23 6.78 8.13 7.39 7.24 8.05 Cost of Liabilities 4.34 4.56 5.17 4.59 4.47 4.81 4.74 4.00 4.25 4.86 Interest Spread 6.18 6.77 6.52 5.73 5.55 6.11 5.70 5.70 5.45 5.83 ROCE 0.20% 6.62% -5.34% 10.69% 11.49% 11.82% 16.37% 19.32% 19.02% 20.55% Cost Income Ratio 45.51 45.37 50.61 43.42 41.23 38.30 36.70 38.96 43.39 45.13 Core Cost Income Ratio 49.26 51.33 53.87 45.81 42.99 39.84 38.27 40.51 47.14 50.68 Operating Costs to Assets 1.51 1.44 1.44 1.17 1.12 1.13 1.19 1.32 1.40 1.60 Loans/Deposits 0.11 0.05 0.06 0.06 0.06 0.06 0.06 0.07 0.05 0.06 Cash/Deposits 0.04 0.04 0.04 0.04 0.03 0.03 0.06 0.07 0.06 0.06 Investment/Deposits 0.29 0.23 0.22 0.20 0.21 0.26 0.22 0.24 0.26 0.27 Inc Loan/Deposits 10.68% 5.06% 5.77% 5.64% 6.38% 5.50% 6.01% 7.18% 5.45% 6.50% Credit Deposits 72.09% 63.55% 66.73% 69.12% 69.61% 69.13% 74.39% 74.48% 72.25% 74.04% Interest Expended / Interest earned 63.31% 66.55% 70.11% 68.01% 68.22% 67.19% 64.69% 59.30% 63.96% 65.40% Interest income / Total funds 6.16% 6.18% 6.63% 6.12% 5.98% 6.51% 6.67% 6.15% 6.06% 6.71% Interest Expended / Total funds 3.90% 4.11% 4.65% 4.16% 4.08% 4.38% 4.31% 3.65% 3.88% 4.39% CASA 35.63% 32.09% 26.42% 26.43% 25.83% 25.46% 26.98% 28.82% 29.82% 29.98%

Annual Reports:

News Update

Bank of Baroda raises funds worth Rs 285 crore via bonds
10th Jan 2019, 16:23 PM

The company has issued 8.60% BASEL III Compliant Tier II Bonds - Series XX of Face Value of Rs 10 lakh each
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Bank of Baroda increases minimum balance limit for savings account
10th Jan 2019, 14:37 PM

The bank’s the minimum balance limit has been increased from Rs 1,000 to Rs 2,000 for savings accounts in urban, metro and semi-urban branches
Read More
Bank of Baroda fixes exchange ratio for amalgamation of Vijaya Bank, Dena Bank
3rd Jan 2019, 09:26 AM

Ratio will be 402 equity shares of Rs 2 each of the bank for every 1000 equity shares of Rs 10 each of Vijaya Bank
Read More
Bank of Baroda gets approval to raise funds via Bonds
2nd Jan 2019, 15:48 PM

The Capital Raising Committee of the bank at its meeting held on January 02, 2019 has approved the same
Read More
Bank of Baroda to close down three overseas branches by June
18th Dec 2018, 10:27 AM

The three branches contribute less than a percentage each to the bank's consolidated business
Read More
Bank of Baroda gets approval to raise funds via Bonds
17th Dec 2018, 14:05 PM

The Capital Raising Committee of the bank at its meeting held on December 17, 2018 has approved the same
Read More
Bank of Baroda planning to raise funds through bonds
13th Dec 2018, 10:26 AM

The meeting of the designated Board Committee i.e. Capital Raising Committee is scheduled to be held on December 17, 2018, to consider the same
Read More
Bank of Baroda raises Rs 971 crore by issuing Basel III compliant bonds
8th Dec 2018, 10:27 AM

The unsecured, redeemable bonds carry a coupon rate of 8.42 per cent
Read More
Bank of Baroda initiates steps for divestment of overseas subsidiaries
5th Dec 2018, 14:19 PM

This is in line with the rationalization of overseas presence of the Bank and PSB reforms of Government of India
Read More
Bank of Baroda to sell 4% stake in CCIL
21st Nov 2018, 09:02 AM

The bank has agreed to sell its stake as per Share Purchase Agreement executed on November 20, 2018
Read More
Bank of Baroda gets approval to raise funds via bonds
16th Nov 2018, 09:51 AM

The Capital Raising Committee of the bank at its meeting held on November 15, 2018, approved the same
Read More
Bank of Baroda planning to raise funds through bonds
13th Nov 2018, 10:25 AM

The meeting of the designated Board Committee i.e. Capital Raising Committee is scheduled to be held on November 15, 2018, to consider the same
Read More
Bank of Baroda reports 20% rise in Q2 net profit
31st Oct 2018, 10:01 AM

Total income of the Bank increased by 7.52% at Rs 13,429.95 crore for Q2FY19
Read More
Bank Of Baroda - Quarterly Results
30th Oct 2018, 20:34 PM

Read More

Bank Of Baroda

Bank - Public

BSE: 532134 | NSE: BANKBARODA

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Annual Reports:

News Update