Nifty
Sensex
:
:
11844.10
39434.72
187.05(1.60%)
623.33(1.61%)

Bank - Public

Rating :
59/99   (View)

BSE: 532149 | NSE: BANKINDIA

96.70
7.50 (8.41%)
24-May-2019 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 90.00
  • 97.50
  • 89.90
  • 89.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  17144294
  •  16578.53
  •  110.15
  •  73.20

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 29,197.39
  • N/A
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 41,220.45
  • N/A
  • 0.73

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 87.05%
  • 0.24%
  • 2.10%
  • FII
  • DII
  • Others
  • 0.51%
  • 6.79%
  • 3.31%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.69
  • -0.61
  • -3.59

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 80.65
  • 4.66

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -0.25

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.07
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.64
  • 0.53
  • 0.57

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.36
  • 6.03
  • 4.76

Quarterly Results

Standalone Figures in Rs. Crores

Description
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Interest Earned
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
-
10,633.97
11,979.48
11,847.52
11,464.82
10,955.42
9,135.42
8,394.65
7,877.50
5,832.98
5,536.42
Interest Earned
-
38,312.80
39,585.23
42,092.84
43,684.87
38,125.19
32,095.83
28,610.95
21,858.43
17,996.25
16,416.51
Interest Expended
-
27,678.83
27,605.75
30,245.32
32,220.05
27,169.77
22,960.41
20,216.30
13,980.93
12,163.27
10,880.09
Int. income Growth
-
-11.23%
1.11%
3.34%
4.65%
19.92%
8.82%
6.56%
35.05%
5.36%
 
Other Income
-
5,845.89
6,819.45
3,671.61
4,278.08
4,319.00
3,784.60
3,319.24
2,641.83
2,600.66
3,076.54
Total Income
-
16,479.86
18,798.93
15,519.13
15,742.90
15,274.42
12,920.02
11,713.89
10,519.33
8,433.64
8,612.96
Total Expenditure
-
24,618.06
21,218.32
23,286.78
13,600.07
11,473.38
9,713.97
7,953.09
-9,004.44
-7,151.88
-7,233.24
Employee Cost
-
4,963.17
5,449.06
5,403.59
5,031.30
4,036.59
3,179.17
3,089.51
3,492.01
2,308.75
1,953.75
% Of Sales
-
12.95%
13.77%
12.84%
11.52%
10.59%
9.91%
10.80%
15.98%
12.83%
11.90%
Opt. & Establishment Exp.
-
4,823.70
3,518.66
4,311.38
3,453.19
3,021.89
2,465.78
2,095.90
-14,100.02
-11,453.58
-10,336.85
% Of Sales
-
12.59%
8.89%
10.24%
7.90%
7.93%
7.68%
7.33%
-64.51%
-63.64%
-62.97%
Provisions
-
15,874.55
12,236.14
14,151.73
5,697.74
4,882.70
4,447.16
3,117.78
1,893.29
2,212.87
1,293.50
% Of Sales
-
41.43%
30.91%
33.62%
13.04%
12.81%
13.86%
10.90%
8.66%
12.30%
7.88%
EBITDA
-
-8,138.20
-2,419.39
-7,767.65
2,142.83
3,801.04
3,206.05
3,760.80
19,523.77
15,585.52
15,846.20
EBITDA Margin
-
-76.53%
-20.20%
-65.56%
18.69%
34.70%
35.09%
44.80%
247.84%
267.20%
286.22%
Depreciation
-
521.68
-7.23
289.96
291.08
233.90
189.07
175.05
144.86
109.96
71.82
PBT
-
-8,659.88
-2,412.15
-8,057.60
1,851.75
3,567.14
3,016.98
3,585.75
3,504.68
2,502.11
4,173.96
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
-2,587.00
-818.41
-1,722.63
103.42
834.49
275.79
911.13
1,015.97
763.55
1,164.55
Tax Rate
-
29.87%
33.93%
21.38%
5.58%
23.39%
9.14%
25.41%
28.99%
30.52%
27.90%
PAT
-
-6,052.48
-1,572.32
-6,263.31
1,746.44
2,731.30
2,742.98
2,666.59
2,483.17
1,741.33
3,013.09
PAT before Minority Interest
-
-6,072.88
-1,593.74
-6,334.97
1,748.33
2,732.65
2,741.19
2,674.62
2,488.71
1,738.56
3,009.41
Minority Interest
-
20.40
21.42
71.66
-1.89
-1.35
1.79
-8.03
-5.54
2.77
3.68
PAT Margin
-
-36.73%
-8.36%
-40.36%
11.09%
17.88%
21.23%
22.76%
23.61%
20.65%
34.98%
PAT Growth
-
0
0
-458.63%
-36.06%
-0.43%
2.86%
7.39%
42.60%
-42.21%
 
Unadjusted EPS
-
-51.83
-14.83
-84.58
31.30
48.96
49.01
49.85
48.37
34.03
58.79

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
36,756.48
33,629.26
33,345.66
32,522.85
30,773.72
24,471.01
21,414.00
17,636.08
14,445.03
13,656.55
Share Capital
1,743.72
1,055.43
817.29
665.65
643.00
596.64
574.52
547.22
525.91
525.91
Total Reserves
35,012.76
30,851.91
31,224.72
31,857.20
30,130.72
23,874.37
20,839.48
17,088.86
13,919.11
13,130.63
Minority Interest
159.15
80.98
98.00
167.93
84.00
73.43
62.90
51.24
319.23
102.57
Deposits
522,996.90
542,352.11
515,722.48
534,482.30
478,695.08
383,130.99
319,412.53
299,559.40
230,408.21
190,176.67
Borrowings
43,598.26
39,491.42
51,103.27
40,098.69
48,427.51
35,369.40
32,118.94
22,021.38
22,399.90
15,678.79
Other Liabilities & Provisions
11,673.55
16,472.18
16,359.82
18,012.98
20,174.29
13,361.96
14,580.87
13,763.76
9,261.52
6,742.78
Total Liabilities
615,184.34
632,025.95
616,629.23
625,284.75
578,154.60
456,406.79
387,589.24
353,031.86
276,833.89
226,357.36
Net Block
8,191.65
8,349.12
8,381.74
5,801.84
5,677.54
2,806.98
2,739.71
2,383.75
2,313.83
2,450.89
Gross Block
11,029.79
10,655.17
12,150.55
8,859.53
8,274.42
4,994.31
4,681.43
4,062.75
3,843.01
3,621.02
Accumulated Depreciation
2,838.15
2,306.06
3,768.81
3,057.69
2,596.88
2,187.33
1,941.72
1,679.00
1,529.18
1,170.13
Total Non-Current Assets
587,984.08
604,090.51
592,000.37
606,714.81
556,741.69
445,320.13
376,054.67
340,580.74
270,971.68
220,645.73
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
158.21
196.66
191.11
112.65
142.64
93.66
60.32
115.68
65.08
110.45
Cash and balance with RBI
31,575.19
27,544.44
34,213.72
27,498.38
19,287.86
22,125.12
15,139.67
21,860.07
15,657.96
8,975.08
Balance with banks and money at call
64,449.04
68,920.27
65,291.00
45,717.06
42,472.45
33,252.00
20,324.66
15,836.29
15,791.11
12,914.89
Investments
140,321.07
130,751.26
122,620.91
123,195.53
116,489.74
96,387.76
88,056.87
86,676.59
68,112.69
52,871.81
Advances
343,288.92
368,328.76
361,301.89
404,389.35
372,671.46
290,654.61
249,733.44
213,708.36
169,031.01
143,322.61
Other Assets
27,200.26
27,935.44
24,628.87
18,569.93
21,412.91
11,086.66
11,534.57
12,451.11
5,862.19
5,711.61
Total Assets
615,184.34
632,025.95
616,629.24
625,284.74
578,154.60
456,406.79
387,589.24
353,031.85
276,833.87
226,357.34
Contingent Liabilities
342,763.68
359,947.42
354,119.85
374,093.12
252,826.44
221,788.85
191,260.65
163,598.93
135,156.91
122,303.92
Bills for collection
32,105.15
31,625.22
26,902.10
26,420.18
21,862.72
24,253.39
19,298.50
12,675.38
11,810.83
11,490.74
Adjusted Book Value
178.72
248.06
318.83
435.65
420.87
390.80
351.66
298.56
247.83
227.46

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-7,366.00
-6,624.08
18,310.79
14,638.20
6,451.62
20,631.93
-1,644.08
6,196.21
8,320.82
3,959.32
PBT
-8,548.31
-2,288.50
-7,905.89
2,116.33
3,821.27
3,095.69
3,635.99
3,558.39
2,550.71
4,252.09
Adjustment
17,753.44
13,408.73
15,822.80
7,230.70
6,196.51
5,552.76
4,184.36
2,882.62
3,086.46
1,994.96
Adjustments for Liabilities & Assets
-15,031.99
-18,897.89
10,700.04
6,420.92
-3,296.46
13,741.67
-8,133.93
895.15
3,797.63
-694.38
Refund/(Payment) of direct taxes
-1,539.14
1,153.59
-306.15
-1,129.74
-269.70
-1,758.19
-1,330.50
-1,139.95
-1,113.99
-1,593.35
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-259.89
-371.06
-608.69
-754.66
-813.88
-388.00
-616.66
-720.22
-15.51
-256.27
Net Fixed Assets
-332.17
1467.60
-3304.33
-553.88
-3314.75
-332.41
-541.93
-279.05
-167.20
-213.32
Other Investment Activity
-11417.86
-11323.32
-12936.89
-9691.78
-8712.02
-5625.93
-5397.08
-4150.44
-4112.15
-3800.99
Cash from Financing Activity
7,185.41
3,955.12
4,863.70
1,295.07
745.44
-331.14
28.72
771.30
1,253.79
385.91
Closing Cash & Equivalent
96,024.23
96,464.71
99,504.72
76,938.92
61,760.31
55,377.13
35,464.34
37,696.36
31,449.07
21,889.97
Net Cash Inflow / Outflow
-440.48
-3,040.01
22,565.80
15,178.61
6,383.18
19,912.79
-2,232.03
6,247.29
9,559.10
4,088.96
Opening Cash & Equivalents
96,464.71
99,504.72
76,938.92
61,760.31
55,377.13
35,464.34
37,696.36
31,449.07
21,889.97
17,801.01

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
178.72
248.06
318.83
435.65
420.87
390.80
351.66
298.56
247.83
227.46
NIM
1.83
2.01
2.03
1.91
1.99
2.06
2.25
2.33
2.17
2.54
Yield on Advances
11.16
10.75
11.65
10.80
10.23
11.04
11.46
10.23
10.65
11.45
Yield on Investments
7.58
9.51
7.94
8.41
7.92
8.03
8.60
6.37
7.47
7.79
Cost of Liabilities
4.89
4.74
5.34
5.61
5.15
5.49
5.75
4.35
4.81
5.29
Interest Spread
6.28
6.00
6.31
5.20
5.08
5.56
5.71
5.88
5.84
6.17
ROCE
-7.06%
0.80%
-6.25%
6.62%
9.89%
9.99%
12.44%
13.77%
11.52%
22.24%
Cost Income Ratio
56.22
47.74
60.73
52.05
44.68
42.23
42.77
48.69
44.09
36.52
Core Cost Income Ratio
61.61
57.92
63.84
55.33
47.14
43.75
44.32
50.23
47.47
39.98
Operating Costs to Assets
1.51
1.42
1.53
1.31
1.18
1.20
1.29
1.45
1.34
1.39
Loans/Deposits
0.08
0.07
0.10
0.08
0.10
0.09
0.10
0.07
0.10
0.08
Cash/Deposits
0.06
0.05
0.07
0.05
0.04
0.06
0.05
0.07
0.07
0.05
Investment/Deposits
0.27
0.24
0.24
0.23
0.24
0.25
0.28
0.29
0.30
0.28
Inc Loan/Deposits
8.34%
7.28%
9.91%
7.50%
10.12%
9.23%
10.06%
7.35%
9.72%
8.24%
Credit Deposits
65.64%
67.91%
70.06%
75.66%
77.85%
75.86%
78.19%
71.34%
73.36%
75.36%
Interest Expended / Interest earned
72.24%
69.74%
71.85%
73.76%
71.26%
71.54%
70.66%
63.96%
67.59%
66.28%
Interest income / Total funds
6.23%
6.26%
6.83%
6.99%
6.59%
7.03%
7.38%
6.19%
6.50%
7.25%
Interest Expended / Total funds
4.50%
4.37%
4.90%
5.15%
4.70%
5.03%
5.22%
3.96%
4.39%
4.81%
CASA
34.00%
31.83%
25.79%
22.25%
22.92%
25.62%
26.60%
25.40%
27.78%
26.74%

News Update


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    16th May 2019, 13:34 PM

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    Read More
  • Bank of India planning to sell stake in JV company
    5th Apr 2019, 12:05 PM

    The bank has floated a Request for Proposal for sale of equity stake in its JV company i.e. Star Union Dai-ichi Life Insurance Company

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  • Bank of India to raise Rs 400-500 crore from sale of a non-core asset
    15th Mar 2019, 14:02 PM

    The non core asset includes Star Union Dai-Ichi Life Insurance, STCI Finance and Sidbi

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  • GoI to infuse Rs 4,638 crore in Bank of India
    22nd Feb 2019, 10:07 AM

    The Board of Directors of the Bank would be considering by way of circular resolution on or after February 26, 2019 the proposal for raising capital

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Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

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