Nifty
Sensex
:
:
8597.75
29468.49
316.65(3.82%)
1028.17(3.62%)

Bank - Public

Rating :
37/99   (View)

BSE: 532149 | NSE: BANKINDIA

32.25
-0.10 (-0.31%)
31-Mar-2020 | 3:58PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 33.10
  • 33.25
  • 31.95
  • 32.35
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1066729
  •  344.02
  •  108.15
  •  30.40

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 10,600.85
  • 13.82
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 25,543.95
  • N/A
  • 0.25

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 89.10%
  • 0.31%
  • 4.01%
  • FII
  • DII
  • Others
  • 0.44%
  • 5.43%
  • 0.71%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.02
  • 3.72
  • 4.92

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 60.40
  • 41.94
  • 8.65

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 52.69

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.35
  • 0.35
  • 0.35

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.01
  • 5.37
  • 3.97

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated
Description
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Interest Earned
10,898
0
0
10,715
0
0
10,392
0
0
10,870
0
0
Interest Exp.
6,744
0
0
6,818
0
0
6,872
0
0
6,791
0
0
Net Interest Income
4,154
0
0
3,897
0
0
3,521
0
0
4,079
0
0
NIM
0
0
0
0
0
0
0
0
0
0
0
0
Other Income
2,532
0
0
1,347
0
0
1,221
0
0
1,517
0
0
Total Income
13,431
0
0
12,063
0
0
11,613
0
0
12,387
0
0
Operating Exp.
2,528
0
0
2,763
0
0
2,455
0
0
3,261
0
0
Operating Profit
4,158
0
0
2,482
0
0
2,286
0
0
2,335
0
0
Provision
4,028
0
0
2,060
0
0
1,923
0
0
1,914
0
0
PBT
130
0
0
422
0
0
364
0
0
421
0
0
PBTM
1
0
0
4
0
0
4
0
0
4
0
0
TAX
15
0
0
143
0
0
118
0
0
156
0
0
PAT
116
0
0
278
0
0
246
0
0
265
0
0
PATM
1%
0%
3%
0%
2%
0%
2%
0%
EPS
0.42
0.00
0
0.79
0.00
0
0.47
0.00
0
0.79
0.00
0
Gross NPA
0
0
0
0
0
0
62,147
0
0
60,740
0
0
Gross NPA%
0
0
0
0
0
0
16
0
0
16
0
0
Net NPA
0
0
0
0
0
0
19,339
0
0
19,170
0
0
Net NPA%
0
0
0
0
0
0
6
0
0
6
0
0
CASA
0
0
0
0
0
0
0
0
0
0
0
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Interest Income
15,651
13,798
10,634
11,979
11,848
11,465
10,955
9,135
8,395
7,878
5,833
Interest Earned
42,876
41,005
38,313
39,585
42,093
43,685
38,125
32,096
28,611
21,858
17,996
Interest Expended
27,225
27,207
27,679
27,606
30,245
32,220
27,170
22,960
20,216
13,981
12,163
Int. income Growth
0%
30%
-11%
1%
3%
5%
20%
9%
7%
35%
 
Other Income
6,618
5,264
5,846
6,819
3,672
4,278
4,319
3,785
3,319
2,642
2,601
Total Income
49,494
19,062
16,480
18,799
15,519
15,743
15,274
12,920
11,714
10,519
8,434
Total Expenditure
11,007
27,347
24,618
21,218
23,287
13,600
11,473
9,714
7,953
-9,004
-7,152
Employee Cost
-
6,082
4,963
5,449
5,404
5,031
4,037
3,179
3,090
3,492
2,309
% Of Sales
-
15%
13%
14%
13%
12%
11%
10%
11%
16%
13%
Opt. & Establishment Exp.
-
5,158
4,824
3,519
4,311
3,453
3,022
2,466
2,096
-14,100
-11,454
% Of Sales
-
13%
13%
9%
10%
8%
8%
8%
7%
-65%
-64%
Provisions
-
16,853
15,875
12,236
14,152
5,698
4,883
4,447
3,118
1,893
2,213
% Of Sales
-
41%
41%
31%
34%
13%
13%
14%
11%
9%
12%
EBITDA
11,261
-8,286
-8,138
-2,419
-7,768
2,143
3,801
3,206
3,761
19,524
15,586
EBITDA Margin
74%
-60%
-77%
-20%
-66%
19%
35%
35%
45%
248%
267%
Depreciation
0
373
522
-7
290
291
234
189
175
145
110
PBT
1,336
-8,658
-8,660
-2,412
-8,058
1,852
3,567
3,017
3,586
3,505
2,502
Exceptional Inc./Exp.
-
0
0
0
0
0
0
0
0
0
0
Provision for Tax
432
-3,161
-2,587
-818
-1,723
103
834
276
911
1,016
764
Tax Rate
32%
37%
30%
34%
21%
6%
23%
9%
25%
29%
31%
PAT
904
-5,498
-6,052
-1,572
-6,263
1,746
2,731
2,743
2,667
2,483
1,741
PAT before Minority Interest
905
-5,497
-6,073
-1,594
-6,335
1,748
2,733
2,741
2,675
2,489
1,739
Minority Interest
-1
0
20
21
72
-2
-1
2
-8
-6
3
PAT Margin
4%
-29%
-37%
-8%
-40%
11%
18%
21%
23%
24%
21%
PAT Growth
0%
0
0
0
-459%
-36%
0%
3%
7%
43%
 
Unadjusted EPS
2.47
-29.14
-51.83
-14.83
-84.58
31.30
48.96
49.01
49.85
48.37
34.03

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
47,652
36,756
33,629
33,346
32,523
30,774
24,471
21,414
17,636
14,445
Share Capital
2,760
1,744
1,055
817
666
643
597
575
547
526
Total Reserves
40,254
35,013
30,852
31,225
31,857
30,131
23,874
20,839
17,089
13,919
Minority Interest
162
159
81
98
168
84
73
63
51
319
Deposits
5,22,555
5,22,997
5,42,352
5,15,722
5,34,482
4,78,695
3,83,131
3,19,413
2,99,559
2,30,408
Borrowings
44,265
43,598
39,491
51,103
40,099
48,428
35,369
32,119
22,021
22,400
Other Liabilities & Provisions
16,250
11,674
16,472
16,360
18,013
20,174
13,362
14,581
13,764
9,262
Total Liabilities
6,30,884
6,15,184
6,32,026
6,16,629
6,25,285
5,78,155
4,56,407
3,87,589
3,53,032
2,76,834
Net Block
8,799
8,192
8,349
8,382
5,802
5,678
2,807
2,740
2,384
2,314
Gross Block
11,685
11,030
10,655
12,151
8,860
8,274
4,994
4,681
4,063
3,843
Accumulated Depreciation
2,886
2,838
2,306
3,769
3,058
2,597
2,187
1,942
1,679
1,529
Total Non-Current Assets
5,97,730
5,87,984
6,04,091
5,92,000
6,06,715
5,56,742
4,45,320
3,76,055
3,40,581
2,70,972
Lease Adjustment A/c
0
0
0
0
0
0
0
0
0
0
Capital Work in Progress
200
158
197
191
113
143
94
60
116
65
Cash and balance with RBI
29,322
31,575
27,544
34,214
27,498
19,288
22,125
15,140
21,860
15,658
Balance with banks and money at call
65,538
64,449
68,920
65,291
45,717
42,472
33,252
20,325
15,836
15,791
Investments
1,50,905
1,40,321
1,30,751
1,22,621
1,23,196
1,16,490
96,388
88,057
86,677
68,113
Advances
3,42,966
3,43,289
3,68,329
3,61,302
4,04,389
3,72,671
2,90,655
2,49,733
2,13,708
1,69,031
Other Assets
33,153
27,200
27,935
24,629
18,570
21,413
11,087
11,535
12,451
5,862
Total Assets
6,30,884
6,15,184
6,32,026
6,16,629
6,25,285
5,78,155
4,56,407
3,87,589
3,53,032
2,76,834
Contingent Liabilities
3,11,317
3,42,764
3,59,947
3,54,120
3,74,093
2,52,826
2,21,789
1,91,261
1,63,599
1,35,157
Bills for collection
28,505
32,105
31,625
26,902
26,420
21,863
24,253
19,298
12,675
11,811
Adjusted Book Value
133
179
248
319
436
421
391
352
299
248

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
-9,218
-7,366
-6,624
18,311
14,638
6,452
20,632
-1,644
6,196
8,321
PBT
-8,588
-8,548
-2,288
-7,906
2,116
3,821
3,096
3,636
3,558
2,551
Adjustment
18,125
17,753
13,409
15,823
7,231
6,197
5,553
4,184
2,883
3,086
Adjustments for Liabilities & Assets
-15,365
-15,032
-18,898
10,700
6,421
-3,296
13,742
-8,134
895
3,798
Refund/(Payment) of direct taxes
-3,391
-1,539
1,154
-306
-1,130
-270
-1,758
-1,330
-1,140
-1,114
Other Direct Payments
0
0
0
0
0
0
0
0
0
0
Cash From Investing Activity
71
-260
-371
-609
-755
-814
-388
-617
-720
-16
Net Fixed Assets
-694
-332
1,468
-3,304
-554
-3,315
-332
-542
-279
-167
Other Investment Activity
-12,001
-11,418
-11,323
-12,937
-9,692
-8,712
-5,626
-5,397
-4,150
-4,112
Cash from Financing Activity
7,983
7,185
3,955
4,864
1,295
745
-331
29
771
1,254
Closing Cash & Equivalent
94,860
96,024
96,465
99,505
76,939
61,760
55,377
35,464
37,696
31,449
Net Cash Inflow / Outflow
-1,164
-440
-3,040
22,566
15,179
6,383
19,913
-2,232
6,247
9,559
Opening Cash & Equivalents
96,024
96,465
99,505
76,939
61,760
55,377
35,464
37,696
31,449
21,890

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value
133
179
248
319
436
421
391
352
299
248
NIM
2
2
2
2
2
2
2
2
2
2
Yield on Advances
12
11
11
12
11
10
11
11
10
11
Yield on Investments
6
8
10
8
8
8
8
9
6
7
Cost of Liabilities
5
5
5
5
6
5
5
6
4
5
Interest Spread
7
6
6
6
5
5
6
6
6
6
ROCE
-5%
-7%
1%
-6%
7%
10%
10%
12%
14%
12%
Cost Income Ratio
57
56
48
61
52
45
42
43
49
44
Core Cost Income Ratio
56
62
58
64
55
47
44
44
50
47
Operating Costs to Assets
2
2
1
2
1
1
1
1
1
1
Loans/Deposits
0
0
0
0
0
0
0
0
0
0
Cash/Deposits
0
0
0
0
0
0
0
0
0
0
Investment/Deposits
0
0
0
0
0
0
0
0
0
0
Inc Loan/Deposits
8%
8%
7%
10%
8%
10%
9%
10%
7%
10%
Credit Deposits
66%
66%
68%
70%
76%
78%
76%
78%
71%
73%
Interest Expended / Interest earned
66%
72%
70%
72%
74%
71%
72%
71%
64%
68%
Interest income / Total funds
6%
6%
6%
7%
7%
7%
7%
7%
6%
6%
Interest Expended / Total funds
4%
4%
4%
5%
5%
5%
5%
5%
4%
4%
CASA
36%
34%
32%
26%
22%
23%
26%
27%
25%
28%

News Update


  • Bank of India turns black in Q3
    31st Jan 2020, 12:23 PM

    Total income of the bank increased by 14.33% at Rs 13480.53 crore for Q3FY20

    Read More
  • Bank of India to sell entire equity stake in ECIS
    16th Jan 2020, 10:26 AM

    The transaction is expected to be closed in Q4 FY2020

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.