Nifty
Sensex
:
:
11419.25
38337.01
-177.65(-1.53%)
-560.45(-1.44%)

Bank - Public

Rating :
54/99   (View)

BSE: 532814 | NSE: INDIANB

221.70
-4.60 (-2.03%)
19-Jul-2019 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 228.00
  • 229.00
  • 220.50
  • 226.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  397448
  •  881.14
  •  379.70
  •  200.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 11,133.26
  • 34.58
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 11,332.99
  • N/A
  • 0.67

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 79.62%
  • 0.43%
  • 4.16%
  • FII
  • DII
  • Others
  • 0.54%
  • 10.35%
  • 4.90%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.30
  • 9.48
  • 10.90

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 28.68

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -14.57
  • -20.36
  • -38.82

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.83
  • 10.22
  • 12.43

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.73
  • 0.74
  • 0.89

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.62
  • 3.82
  • 4.03

Quarterly Results

Standalone Figures in Rs. Crores

Description
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Interest Earned
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Interest Income
-
7,015.31
6,264.04
5,147.76
4,448.89
4,463.58
4,361.96
4,530.23
4,421.36
4,042.73
3,156.60
Interest Earned
-
19,182.06
17,115.32
16,039.22
16,244.27
15,853.35
15,249.43
13,897.58
12,227.72
9,362.76
7,704.49
Interest Expended
-
12,166.75
10,851.28
10,891.46
11,795.38
11,389.77
10,887.47
9,367.35
7,806.36
5,320.03
4,547.89
Int. income Growth
-
11.99%
21.68%
15.71%
-0.33%
2.33%
-3.71%
2.46%
9.37%
28.07%
 
Other Income
-
1,891.44
2,416.59
2,222.40
1,788.94
1,372.21
1,378.03
1,289.79
1,247.04
1,188.06
1,332.82
Total Income
-
8,906.75
8,680.63
7,370.16
6,237.83
5,835.79
5,739.99
5,820.02
5,668.40
5,230.79
4,489.42
Total Expenditure
-
8,364.35
7,363.44
5,438.45
5,128.20
4,220.07
4,158.40
3,901.43
3,311.15
-3,196.71
-2,700.72
Employee Cost
-
2,227.54
2,104.64
1,995.36
2,010.26
1,746.25
1,930.31
1,977.50
1,488.66
1,337.92
1,216.35
% Of Sales
-
11.61%
12.30%
12.44%
12.38%
11.02%
12.66%
14.23%
12.17%
14.29%
15.79%
Opt. & Establishment Exp.
-
2,060.01
1,805.52
1,534.34
1,343.06
1,217.96
1,012.88
872.37
796.66
-5,036.55
-4,132.85
% Of Sales
-
10.74%
10.55%
9.57%
8.27%
7.68%
6.64%
6.28%
6.52%
-53.79%
-53.64%
Provisions
-
4,595.22
3,926.96
2,241.23
2,077.26
1,533.50
1,425.71
1,234.86
1,205.29
646.46
393.02
% Of Sales
-
23.96%
22.94%
13.97%
12.79%
9.67%
9.35%
8.89%
9.86%
6.90%
5.10%
EBITDA
-
542.40
1,317.19
1,931.71
1,109.63
1,615.72
1,581.59
1,918.59
2,357.25
8,427.50
7,190.14
EBITDA Margin
-
7.73%
21.03%
37.53%
24.94%
36.20%
36.26%
42.35%
53.32%
208.46%
227.78%
Depreciation
-
259.21
236.84
166.24
151.19
138.82
105.25
91.65
89.73
72.27
88.62
PBT
-
283.19
1,080.35
1,765.47
958.44
1,476.90
1,476.34
1,826.94
2,267.52
2,648.54
2,354.74
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
-37.74
-182.57
352.56
243.92
463.45
316.73
245.09
520.93
920.39
796.62
Tax Rate
-
-13.33%
-16.90%
19.97%
25.45%
31.38%
21.45%
13.42%
22.97%
34.75%
33.83%
PAT
-
320.34
1,262.17
1,411.04
713.55
1,011.70
1,159.51
1,581.59
1,746.55
1,731.64
1,560.09
PAT before Minority Interest
-
320.93
1,262.92
1,412.91
714.52
1,013.45
1,159.61
1,581.85
1,746.59
1,728.15
1,558.12
Minority Interest
-
-0.59
-0.75
-1.87
-0.97
-1.75
-0.10
-0.26
-0.04
3.49
1.97
PAT Margin
-
3.60%
14.54%
19.15%
11.44%
17.34%
20.20%
27.17%
30.81%
33.10%
34.75%
PAT Growth
-
-74.62%
-10.55%
97.75%
-29.47%
-12.75%
-26.69%
-9.44%
0.86%
11.00%
 
Unadjusted EPS
-
7.91
27.29
30.25
15.64
21.62
26.87
36.45
40.01
39.53
35.44

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
19,715.46
18,715.44
17,433.84
16,489.84
15,028.96
14,023.64
12,092.82
10,910.34
9,686.30
8,412.74
Share Capital
480.29
480.29
480.29
480.29
480.29
464.85
829.77
829.77
829.77
829.77
Total Reserves
19,235.17
18,235.15
16,953.55
16,009.55
14,548.67
13,558.79
11,263.05
10,080.57
8,856.53
7,582.97
Minority Interest
20.46
19.87
19.12
17.25
16.27
14.66
14.56
14.30
14.26
17.74
Deposits
242,040.80
208,261.81
182,480.04
178,258.92
169,204.18
162,255.18
141,967.73
120,715.71
105,718.46
88,155.61
Borrowings
12,137.54
19,760.17
12,636.89
3,509.32
2,646.09
4,963.87
2,862.56
4,872.86
2,100.37
957.36
Other Liabilities & Provisions
6,474.02
6,224.12
5,937.55
5,665.77
6,140.22
6,130.36
6,015.75
4,976.41
4,327.77
3,980.40
Total Liabilities
280,388.28
252,981.41
218,507.44
203,941.10
193,035.72
187,387.71
162,953.42
141,489.62
121,847.16
101,523.85
Net Block
3,964.23
3,421.47
3,436.05
3,507.71
2,968.56
2,935.09
1,696.50
1,631.65
1,557.16
1,564.46
Gross Block
6,090.79
5,358.50
5,149.44
4,991.13
4,280.35
4,113.86
2,741.15
2,567.51
2,384.19
2,292.71
Accumulated Depreciation
2,126.56
1,937.03
1,713.39
1,483.42
1,311.79
1,178.77
1,044.65
935.86
827.03
728.25
Total Non-Current Assets
270,526.06
244,543.65
208,982.83
197,853.60
187,986.29
182,579.43
158,882.61
138,777.79
120,299.07
100,207.45
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.76
0.61
10.64
7.90
5.24
2.78
0.52
5.27
55.31
22.01
Cash and balance with RBI
11,701.87
10,501.60
5,588.70
9,174.46
8,301.13
7,757.68
7,064.24
6,318.88
6,877.96
7,060.74
Balance with banks and money at call
8,325.74
2,431.90
4,458.54
2,825.16
4,780.71
2,736.59
2,575.09
2,495.81
1,685.33
1,056.35
Investments
65,271.55
71,619.14
67,781.19
53,282.93
46,060.45
46,934.80
41,899.19
37,995.79
34,861.12
28,339.19
Advances
181,261.91
156,568.93
127,707.71
129,055.44
125,870.20
122,212.49
105,647.07
90,330.39
75,262.19
62,164.70
Other Assets
9,862.22
8,437.76
9,524.61
6,087.50
5,049.43
4,808.28
4,070.81
2,711.83
1,548.09
1,316.40
Total Assets
280,388.28
252,981.41
218,507.44
203,941.10
193,035.72
187,387.71
162,953.42
141,489.62
121,847.16
101,523.85
Contingent Liabilities
36,219.00
33,728.75
29,385.56
29,775.78
38,060.51
43,909.34
36,337.05
48,058.75
33,943.74
19,858.90
Bills for collection
5,394.56
4,607.55
3,230.56
3,150.61
2,990.96
2,828.24
2,980.42
2,383.27
1,919.31
1,791.33
Adjusted Book Value
346.05
335.09
306.76
285.42
265.54
251.44
245.69
217.47
188.28
157.94

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
14,965.31
-3,675.81
-10,813.85
-930.72
5,135.69
-724.99
3,447.01
-1,879.85
-195.55
1,706.73
PBT
380.73
1,311.29
1,454.93
752.24
1,050.51
1,189.35
1,609.63
1,765.87
1,741.92
1,567.84
Adjustment
4,818.28
3,983.37
2,761.06
2,474.40
2,137.47
1,850.27
1,580.10
1,817.06
1,638.32
1,279.02
Adjustments for Liabilities & Assets
9,766.30
-8,970.47
-15,029.84
-4,157.36
1,947.71
-3,764.61
257.28
-5,462.78
-3,575.79
-1,140.13
Refund/(Payment) of direct taxes
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-248.56
-214.38
-179.37
-771.72
-236.41
-146.82
-190.95
-145.06
-128.00
-103.38
Net Fixed Assets
-732.54
-198.97
-143.68
-730.82
-172.57
-1375.64
-169.32
-133.41
-116.54
-92.47
Other Investment Activity
-6279.08
-5511.53
-5904.91
-5225.92
-4405.51
-4277.07
-2855.54
-2669.16
-2511.13
-2386.47
Cash from Financing Activity
-7,622.64
6,776.44
9,040.86
620.21
-2,311.72
1,726.75
-2,431.41
2,276.31
769.75
-172.58
Closing Cash & Equivalent
20,027.62
12,933.50
10,047.25
11,999.61
13,081.84
10,494.28
9,639.34
8,814.69
8,563.29
8,117.09
Net Cash Inflow / Outflow
7,094.11
2,886.25
-1,952.36
-1,082.23
2,587.56
854.94
824.65
251.40
446.20
1,430.77
Opening Cash & Equivalents
12,933.51
10,047.25
11,999.61
13,081.84
10,494.28
9,639.34
8,814.69
8,563.29
8,117.09
6,686.32

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value
346.05
335.09
306.76
285.42
265.54
251.44
245.69
217.47
188.28
157.94
NIM
2.63
2.60
2.50
2.29
2.41
2.43
2.88
3.22
3.41
3.20
Yield on Advances
10.58
10.93
12.56
12.59
12.59
12.48
13.15
13.54
12.44
12.39
Yield on Investments
7.99
8.06
7.81
8.37
8.31
8.75
8.24
7.63
6.82
7.84
Cost of Liabilities
4.79
4.76
5.58
6.49
6.63
6.51
6.47
6.22
4.93
5.10
Interest Spread
5.80
6.17
6.98
6.10
5.97
5.97
6.69
7.32
7.51
7.29
ROCE
3.47%
5.07%
8.40%
6.42%
9.04%
10.29%
14.14%
19.01%
26.85%
27.86%
Cost Income Ratio
45.23
42.32
45.64
51.33
48.41
49.44
47.39
38.73
37.01
38.79
Core Cost Income Ratio
46.14
45.81
51.76
53.99
50.19
52.92
49.19
39.49
38.08
42.25
Operating Costs to Assets
1.44
1.45
1.54
1.57
1.46
1.51
1.69
1.55
1.59
1.72
Loans/Deposits
0.05
0.09
0.07
0.02
0.02
0.03
0.02
0.04
0.02
0.01
Cash/Deposits
0.05
0.05
0.03
0.05
0.05
0.05
0.05
0.05
0.07
0.08
Investment/Deposits
0.27
0.34
0.37
0.30
0.27
0.29
0.30
0.31
0.33
0.32
Inc Loan/Deposits
5.01%
9.49%
6.93%
1.97%
1.56%
3.06%
2.02%
4.04%
1.99%
1.09%
Credit Deposits
74.89%
75.18%
69.98%
72.40%
74.39%
75.32%
74.42%
74.83%
71.19%
70.52%
Interest Expended / Interest earned
63.43%
63.40%
67.91%
72.61%
71.84%
71.40%
67.40%
63.84%
56.82%
59.03%
Interest income / Total funds
6.84%
6.77%
7.34%
7.97%
8.21%
8.14%
8.53%
8.64%
7.68%
7.59%
Interest Expended / Total funds
4.34%
4.29%
4.98%
5.78%
5.90%
5.81%
5.75%
5.52%
4.37%
4.48%
CASA
34.71%
36.96%
37.09%
31.28%
28.78%
27.15%
27.60%
30.57%
30.94%
32.23%

News Update


  • Indian Bank aims strong growth in FY20: Report
    13th Jun 2019, 11:51 AM

    The prime focus of the Bank this year will be on increasing the CASA and fee income

    Read More
  • Indian Bank to take call on raising funds Rs 7,000 crore during Q2 FY20
    15th May 2019, 10:52 AM

    The Bank has already received approval to raise up to Rs 7,000 crore

    Read More
  • Indian Bank reports net loss of Rs 190 crore in Q4
    14th May 2019, 15:10 PM

    Total income of the bank increased by 11.77% at Rs 5,537.47 crore for quarter ended March 31, 2019

    Read More
  • Indian Bank - Quarterly Results
    14th May 2019, 14:43 PM

    Read More

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