Nifty
Sensex
:
:
10029.10
33980.70
-32.45(-0.32%)
-128.84(-0.38%)

Bank - Public

Rating :
39/99   (View)

BSE: 532814 | NSE: INDIANB

50.35
0.95 (1.92%)
04-Jun-2020 | 3:54PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 49.75
  • 52.00
  • 49.40
  • 49.40
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  5476792
  •  2757.56
  •  292.70
  •  41.55

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 5,579.07
  • 5.94
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 6,014.74
  • N/A
  • 0.26

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 83.46%
  • 0.61%
  • 4.34%
  • FII
  • DII
  • Others
  • 2.74%
  • 6.24%
  • 2.61%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.31
  • 9.46
  • 10.87

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 28.62

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -14.64
  • -20.55
  • -39.00

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.06
  • 10.07
  • 10.48

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.67
  • 0.69
  • 0.75

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.45
  • 3.43
  • 3.82

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Interest Earned
5,467
4,824
13%
5,308
4,700
13%
5,138
4,692
9%
4,967
0
0
Interest Exp.
3,512
3,107
13%
3,444
2,970
16%
3,352
2,885
16%
3,204
0
0
Net Interest Income
1,955
1,717
14%
1,863
1,730
8%
1,786
1,807
-1%
1,763
0
0
NIM
0
0
0
0
0
0
0
0
0
0
0
0
Other Income
1,037
446
133%
739
430
72%
697
442
58%
572
0
0
Total Income
6,504
5,270
23%
6,047
5,130
18%
5,835
5,135
14%
5,539
0
0
Operating Exp.
1,077
1,017
6%
1,101
970
14%
1,108
951
16%
1,090
0
0
Operating Profit
1,916
1,146
67%
1,502
1,190
26%
1,375
1,298
6%
1,244
0
0
Provision
1,526
922
65%
909
1,005
-9%
795
1,030
-23%
1,638
0
0
PBT
390
223
75%
593
186
219%
581
269
116%
-394
0
-
PBTM
7
5
54%
11
4
183%
11
6
97%
-8
0
-
TAX
142
71
101%
234
37
540%
214
59
265%
-204
0
-
PAT
248
153
62%
359
149
140%
366
210
74%
-190
0
-
PATM
5%
3%
7%
3%
7%
4%
-4%
0%
EPS
4.07
2.51
62%
5.89
2.45
140%
6.02
3.45
74%
-3.12
0.00
-
Gross NPA
13,892
13,229
5%
14,011
12,334
14%
13,541
11,858
14%
13,383
0
0
Gross NPA%
7
7
-4%
7
7
1%
7
7
2%
7
0
0
Net NPA
6,488
7,571
-14%
6,613
7,060
-6%
6,824
5,999
14%
6,793
0
0
Net NPA%
4
4
-21%
4
4
-16%
4
4
1%
4
0
0
CASA
0
0
0
0
0
0
0
0
0
0
0
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Interest Income
7,368
7,015
6,264
5,148
4,449
4,464
4,362
4,530
4,421
4,043
3,157
Interest Earned
20,879
19,182
17,115
16,039
16,244
15,853
15,249
13,898
12,228
9,363
7,704
Interest Expended
13,512
12,167
10,851
10,891
11,795
11,390
10,887
9,367
7,806
5,320
4,548
Int. income Growth
40%
12%
22%
16%
0%
2%
-4%
2%
9%
28%
 
Other Income
3,046
1,891
2,417
2,222
1,789
1,372
1,378
1,290
1,247
1,188
1,333
Total Income
23,925
8,907
8,681
7,370
6,238
5,836
5,740
5,820
5,668
5,231
4,489
Total Expenditure
4,376
8,364
7,363
5,438
5,128
4,220
4,158
3,901
3,311
-3,197
-2,701
Employee Cost
-
2,228
2,105
1,995
2,010
1,746
1,930
1,978
1,489
1,338
1,216
% Of Sales
-
12%
12%
12%
12%
11%
13%
14%
12%
14%
16%
Opt. & Establishment Exp.
-
2,060
1,806
1,534
1,343
1,218
1,013
872
797
-5,037
-4,133
% Of Sales
-
11%
11%
10%
8%
8%
7%
6%
7%
-54%
-54%
Provisions
-
4,595
3,927
2,241
2,077
1,534
1,426
1,235
1,205
646
393
% Of Sales
-
24%
23%
14%
13%
10%
9%
9%
10%
7%
5%
EBITDA
6,038
542
1,317
1,932
1,110
1,616
1,582
1,919
2,357
8,428
7,190
EBITDA Margin
79%
8%
21%
38%
25%
36%
36%
42%
53%
208%
228%
Depreciation
0
259
237
166
151
139
105
92
90
72
89
PBT
1,170
283
1,080
1,765
958
1,477
1,476
1,827
2,268
2,649
2,355
Exceptional Inc./Exp.
-
0
0
0
0
0
0
0
0
0
0
Provision for Tax
387
-38
-183
353
244
463
317
245
521
920
797
Tax Rate
33%
-13%
-17%
20%
25%
31%
21%
13%
23%
35%
34%
PAT
782
320
1,262
1,411
714
1,012
1,160
1,582
1,747
1,732
1,560
PAT before Minority Interest
783
321
1,263
1,413
715
1,013
1,160
1,582
1,747
1,728
1,558
Minority Interest
-1
-1
-1
-2
-1
-2
0
0
0
3
2
PAT Margin
8%
4%
15%
19%
11%
17%
20%
27%
31%
33%
35%
PAT Growth
53%
-75%
-11%
98%
-29%
-13%
-27%
-9%
1%
11%
 
EPS
12.86
5.26
20.73
23.18
11.72
16.62
19.05
25.98
28.69
28.44
25.63

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
19,715
18,715
17,434
16,490
15,029
14,024
12,093
10,910
9,686
8,413
Share Capital
480
480
480
480
480
465
830
830
830
830
Total Reserves
19,235
18,235
16,954
16,010
14,549
13,559
11,263
10,081
8,857
7,583
Minority Interest
20
20
19
17
16
15
15
14
14
18
Deposits
2,42,041
2,08,262
1,82,480
1,78,259
1,69,204
1,62,255
1,41,968
1,20,716
1,05,718
88,156
Borrowings
12,138
19,760
12,637
3,509
2,646
4,964
2,863
4,873
2,100
957
Other Liabilities & Provisions
6,474
6,224
5,938
5,666
6,140
6,130
6,016
4,976
4,328
3,980
Total Liabilities
2,80,388
2,52,981
2,18,507
2,03,941
1,93,036
1,87,388
1,62,953
1,41,490
1,21,847
1,01,524
Net Block
3,964
3,421
3,436
3,508
2,969
2,935
1,696
1,632
1,557
1,564
Gross Block
6,091
5,358
5,149
4,991
4,280
4,114
2,741
2,568
2,384
2,293
Accumulated Depreciation
2,127
1,937
1,713
1,483
1,312
1,179
1,045
936
827
728
Total Non-Current Assets
2,70,526
2,44,544
2,08,983
1,97,854
1,87,986
1,82,579
1,58,883
1,38,778
1,20,299
1,00,207
Lease Adjustment A/c
0
0
0
0
0
0
0
0
0
0
Capital Work in Progress
1
1
11
8
5
3
1
5
55
22
Cash and balance with RBI
11,702
10,502
5,589
9,174
8,301
7,758
7,064
6,319
6,878
7,061
Balance with banks and money at call
8,326
2,432
4,459
2,825
4,781
2,737
2,575
2,496
1,685
1,056
Investments
65,272
71,619
67,781
53,283
46,060
46,935
41,899
37,996
34,861
28,339
Advances
1,81,262
1,56,569
1,27,708
1,29,055
1,25,870
1,22,212
1,05,647
90,330
75,262
62,165
Other Assets
9,862
8,438
9,525
6,088
5,049
4,808
4,071
2,712
1,548
1,316
Total Assets
2,80,388
2,52,981
2,18,507
2,03,941
1,93,036
1,87,388
1,62,953
1,41,490
1,21,847
1,01,524
Contingent Liabilities
36,219
33,729
29,386
29,776
38,061
43,909
36,337
48,059
33,944
19,859
Bills for collection
5,395
4,608
3,231
3,151
2,991
2,828
2,980
2,383
1,919
1,791
Adjusted Book Value
346
335
307
285
266
251
246
217
188
158

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
14,965
-3,676
-10,814
-931
5,136
-725
3,447
-1,880
-196
1,707
PBT
381
1,311
1,455
752
1,051
1,189
1,610
1,766
1,742
1,568
Adjustment
4,818
3,983
2,761
2,474
2,137
1,850
1,580
1,817
1,638
1,279
Adjustments for Liabilities & Assets
9,766
-8,970
-15,030
-4,157
1,948
-3,765
257
-5,463
-3,576
-1,140
Refund/(Payment) of direct taxes
0
0
0
0
0
0
0
0
0
0
Other Direct Payments
0
0
0
0
0
0
0
0
0
0
Cash From Investing Activity
-249
-214
-179
-772
-236
-147
-191
-145
-128
-103
Net Fixed Assets
-733
-199
-144
-731
-173
-1,376
-169
-133
-117
-92
Other Investment Activity
-6,279
-5,512
-5,905
-5,226
-4,406
-4,277
-2,856
-2,669
-2,511
-2,386
Cash from Financing Activity
-7,623
6,776
9,041
620
-2,312
1,727
-2,431
2,276
770
-173
Closing Cash & Equivalent
20,028
12,934
10,047
12,000
13,082
10,494
9,639
8,815
8,563
8,117
Net Cash Inflow / Outflow
7,094
2,886
-1,952
-1,082
2,588
855
825
251
446
1,431
Opening Cash & Equivalents
12,934
10,047
12,000
13,082
10,494
9,639
8,815
8,563
8,117
6,686

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value
346
335
307
285
266
251
246
217
188
158
NIM
3
3
2
2
2
2
3
3
3
3
Yield on Advances
11
11
13
13
13
12
13
14
12
12
Yield on Investments
8
8
8
8
8
9
8
8
7
8
Cost of Liabilities
5
5
6
6
7
7
6
6
5
5
Interest Spread
6
6
7
6
6
6
7
7
8
7
ROCE
3%
5%
8%
6%
9%
10%
14%
19%
27%
28%
Cost Income Ratio
45
42
46
51
48
49
47
39
37
39
Core Cost Income Ratio
46
46
52
54
50
53
49
39
38
42
Operating Costs to Assets
1
1
2
2
1
2
2
2
2
2
Loans/Deposits
0
0
0
0
0
0
0
0
0
0
Cash/Deposits
0
0
0
0
0
0
0
0
0
0
Investment/Deposits
0
0
0
0
0
0
0
0
0
0
Inc Loan/Deposits
5%
9%
7%
2%
2%
3%
2%
4%
2%
1%
Credit Deposits
75%
75%
70%
72%
74%
75%
74%
75%
71%
71%
Interest Expended / Interest earned
63%
63%
68%
73%
72%
71%
67%
64%
57%
59%
Interest income / Total funds
7%
7%
7%
8%
8%
8%
9%
9%
8%
8%
Interest Expended / Total funds
4%
4%
5%
6%
6%
6%
6%
6%
4%
4%
CASA
35%
37%
37%
31%
29%
27%
28%
31%
31%
32%

News Update


  • Indian Bank provides insurance coverage to business correspondents
    16th Apr 2020, 10:28 AM

    The insurance is offered under Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana

    Read More
  • Indian Bank launches emergency credit facilities for agriculture sector
    3rd Apr 2020, 10:00 AM

    The lender is providing funding to agri-processing units, which can avail loans up to 10 percent of their working capital limit

    Read More
  • Indian Bank unveils five special emergency loans
    27th Mar 2020, 11:27 AM

    The Bank has unveiled five special emergency loans for its customers, including corporate clients, Self-Help Groups, retail borrowers and pensioners

    Read More
  • Indian Bank, UBI launch special emergency loan products for customers
    26th Mar 2020, 09:41 AM

    The bank has taken steps to ensure the safety of its staff and uninterrupted banking services to customers

    Read More
  • Indian Bank’s Board approves share swap for Allahabad Bank merger
    18th Mar 2020, 10:49 AM

    115 equity share of Indian Bank are to be exchanged for every 1,000 shares of Allahabad Bank

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.