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Bank - Private

Rating :
55/99   (View)

BSE: 500247 | NSE: KOTAKBANK

1323.95
15.40 (1.18%)
04-Aug-2020 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 1320.00
  • 1331.35
  • 1302.00
  • 1308.55
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4946596
  •  65490.46
  •  1740.00
  •  1001.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 258,677.74
  • 30.38
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 314,741.22
  • 0.08%
  • 3.41

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 26.07%
  • 2.22%
  • 9.03%
  • FII
  • DII
  • Others
  • 42.15%
  • 14.88%
  • 5.65%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.19
  • 13.63
  • 11.54

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.76
  • 15.98
  • 3.87

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.76
  • 20.66
  • 12.22

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 35.10
  • 36.37
  • 36.27

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.10
  • 4.31
  • 4.45

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 26.76
  • 26.91
  • 26.58

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Interest Earned
8,422
8,314
1%
8,434
7,952
6%
8,332
7,719
8%
8,419
7,285
16%
Interest Exp.
3,628
4,155
-13%
3,801
3,975
-4%
3,890
3,941
-1%
4,054
3,773
7%
Net Interest Income
4,793
4,159
15%
4,633
3,977
16%
4,442
3,778
18%
4,364
3,513
24%
NIM
0
4
-100%
0
4
-100%
0
4
-100%
5
4
11%
Other Income
3,901
3,815
2%
3,651
5,871
-38%
5,210
3,629
44%
4,124
3,544
16%
Total Income
12,323
12,130
2%
12,085
13,823
-13%
13,542
11,347
19%
12,543
10,829
16%
Operating Exp.
5,140
4,711
9%
4,347
6,660
-35%
6,290
4,698
34%
5,071
4,147
22%
Operating Profit
3,555
3,263
9%
3,937
3,188
23%
3,362
2,708
24%
3,418
2,910
17%
Provision
1,119
350
220%
1,262
198
539%
473
-11
-
473
360
32%
PBT
2,435
2,913
-16%
2,674
2,991
-11%
2,889
2,719
6%
2,945
2,550
15%
PBTM
29
35
-17%
32
38
-16%
35
35
-2%
35
35
0%
TAX
595
986
-40%
723
952
-24%
560
897
-38%
546
836
-35%
PAT
1,840
1,927
-4%
1,952
2,038
-4%
2,329
1,823
28%
2,399
1,714
40%
PATM
22%
23%
23%
26%
28%
24%
28%
24%
EPS
9.30
9.74
-5%
9.86
10.30
-4%
11.77
9.21
28%
12.12
8.66
40%
Gross NPA
6,293
5,021
25%
5,488
4,789
15%
5,915
4,458
33%
5,475
4,302
27%
Gross NPA%
3
2
32%
2
2
11%
2
2
23%
2
2
14%
Net NPA
2,065
1,733
19%
1,745
1,696
3%
2,175
1,554
40%
2,032
1,618
26%
Net NPA%
1
1
25%
1
1
0%
1
1
30%
1
1
12%
CASA
0
0
0
0
0
0
0
0
0
0
0
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Interest Income
18,233
17,573
14,748
12,664
10,867
9,279
6,353
5,674
4,813
3,928
3,305
Interest Earned
33,607
33,474
29,935
25,131
22,324
20,402
13,319
11,986
10,838
8,470
5,973
Interest Expended
15,374
15,901
15,187
12,467
11,458
11,123
6,966
6,312
6,024
4,542
2,668
Int. income Growth
18%
19%
16%
17%
17%
46%
12%
18%
23%
19%
 
Other Income
16,887
16,892
16,044
13,682
11,660
7,631
8,152
5,282
5,112
4,543
5,090
Total Income
50,493
34,465
30,792
26,346
22,526
16,909
14,505
10,956
9,926
8,472
8,395
Total Expenditure
20,848
22,578
19,758
16,805
14,832
11,541
9,718
7,053
6,603
5,651
5,995
Employee Cost
-
5,756
4,851
4,381
3,982
3,854
2,375
1,915
1,774
1,602
1,522
% Of Sales
-
17%
16%
17%
18%
19%
18%
16%
16%
19%
25%
Opt. & Establishment Exp.
-
15,194
14,779
12,166
10,625
7,385
7,611
5,244
5,004
4,279
4,630
% Of Sales
-
45%
49%
48%
48%
36%
57%
44%
46%
51%
78%
Provisions
-
2,558
1,045
1,025
949
992
206
309
183
99
148
% Of Sales
-
8%
3%
4%
4%
5%
2%
3%
2%
1%
2%
EBITDA
14,271
11,887
11,034
9,542
7,694
5,368
4,787
3,903
3,323
2,821
2,400
EBITDA Margin
38%
68%
75%
75%
71%
58%
75%
69%
69%
72%
73%
Depreciation
0
465
458
383
362
345
237
208
179
164
152
PBT
10,944
11,422
10,576
9,158
7,332
5,024
4,550
3,696
3,144
2,657
2,247
Exceptional Inc./Exp.
-
0
0
0
0
0
0
0
0
0
0
Provision for Tax
2,423
2,815
3,456
3,011
2,383
1,593
1,485
1,184
940
806
678
Tax Rate
22%
25%
33%
33%
32%
32%
33%
32%
30%
30%
30%
PAT
8,521
8,607
7,120
6,090
4,870
3,366
3,006
2,449
2,155
1,798
1,543
PAT before Minority Interest
8,521
8,607
7,120
6,147
4,949
3,431
3,065
2,512
2,204
1,851
1,569
Minority Interest
0
0
0
-57
-79
-65
-60
-62
-49
-53
-26
PAT Margin
24%
25%
23%
23%
22%
20%
21%
22%
22%
21%
18%
PAT Growth
14%
21%
17%
25%
45%
12%
23%
14%
20%
17%
 
EPS
43.06
43.50
35.98
30.78
24.61
17.01
15.19
12.38
10.89
9.08
7.80

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
67,137
58,282
50,488
38,493
33,364
22,156
19,085
15,267
12,936
11,000
Share Capital
1,457
1,454
953
920
917
386
385
373
370
368
Total Reserves
65,678
56,825
49,533
37,570
32,443
21,767
18,691
14,876
12,531
10,595
Minority Interest
0
0
0
474
396
336
271
209
160
107
Deposits
2,60,400
2,24,824
1,91,236
1,55,540
1,35,949
72,843
56,930
49,389
36,461
27,313
Borrowings
65,577
66,439
58,604
49,690
43,730
31,415
29,007
36,172
29,195
22,073
Other Liabilities & Provisions
50,059
45,626
37,392
31,991
27,365
21,825
16,944
14,798
13,598
13,188
Total Liabilities
4,43,173
3,95,171
3,37,720
2,76,188
2,40,804
1,48,576
1,22,237
1,15,835
92,349
73,681
Net Block
1,861
1,884
1,750
1,755
1,761
1,385
1,264
620
615
600
Gross Block
4,500
4,396
4,434
4,337
4,047
2,675
2,389
1,575
1,423
1,282
Accumulated Depreciation
2,639
2,513
2,684
2,582
2,286
1,290
1,124
955
808
681
Total Non-Current Assets
4,27,017
3,80,097
3,23,124
2,62,930
2,28,427
1,42,510
1,18,391
1,12,303
88,993
70,886
Lease Adjustment A/c
0
0
0
0
0
0
0
0
0
0
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
Cash and balance with RBI
9,513
10,911
8,934
7,512
6,925
3,945
2,961
2,221
2,031
2,115
Balance with banks and money at call
54,567
20,354
15,467
18,076
4,675
2,958
3,683
2,297
1,545
879
Investments
1,11,197
1,03,487
90,977
68,462
70,274
45,589
38,791
40,907
31,658
26,049
Advances
2,49,879
2,43,462
2,05,997
1,67,125
1,44,793
88,632
71,693
66,258
53,144
41,242
Other Assets
16,156
15,074
14,596
13,257
12,376
6,066
3,846
3,532
3,356
2,796
Total Assets
4,43,173
3,95,171
3,37,720
2,76,188
2,40,804
1,48,576
1,22,237
1,15,835
92,349
73,681
Contingent Liabilities
1,90,159
2,17,847
2,09,758
1,96,172
2,44,712
66,447
45,807
42,067
40,645
36,640
Bills for collection
39,519
31,852
24,255
20,318
14,964
4,420
3,016
1,913
1,577
1,053
Adjusted Book Value
348
303
265
209
182
143
124
102
87
74

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
46,619
1,822
-10,392
13,222
5,025
2,960
9,068
2,878
-1,192
-1,739
PBT
11,422
10,576
9,158
7,332
5,024
4,550
3,696
3,144
2,638
2,245
Adjustment
3,968
549
645
-525
1,451
-1,906
28
-147
195
1,055
Adjustments for Liabilities & Assets
34,096
-5,871
-17,249
8,525
239
1,735
6,518
846
-3,295
-4,331
Refund/(Payment) of direct taxes
-2,866
-3,431
-2,947
-2,110
-1,689
-1,418
-1,174
-966
-730
-707
Other Direct Payments
0
0
0
0
0
0
0
0
0
0
Cash From Investing Activity
-13,199
-3,383
-5,608
-5,268
-8,662
-5,126
-1,130
-9,035
-5,456
-189
Net Fixed Assets
-40
92
-35
-237
-1,310
-268
-787
-135
-124
-86
Other Investment Activity
-7,059
-9,245
-8,996
-12,355
-8,582
-3,275
-10,913
-6,546
-1,144
-1,238
Cash from Financing Activity
-735
8,365
14,679
6,055
2,024
2,426
-5,814
7,099
7,229
2,415
Closing Cash & Equivalent
64,080
31,264
24,401
25,589
11,599
6,903
6,643
4,518
3,576
2,994
Net Cash Inflow / Outflow
32,685
6,804
-1,321
14,010
-1,613
260
2,125
942
582
487
Opening Cash & Equivalents
31,264
24,401
25,589
11,599
6,903
6,643
4,518
3,576
2,994
2,507

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value
348
303
265
209
182
143
124
102
87
74
NIM
4
4
4
4
4
4
5
4
4
5
Yield on Advances
13
12
12
13
14
15
17
16
16
14
Yield on Investments
8
7
7
9
7
10
8
8
6
7
Cost of Liabilities
5
5
5
6
6
7
7
7
7
5
Interest Spread
9
7
7
8
8
8
9
9
9
9
ROCE
12%
13%
13%
13%
13%
14%
13%
13%
13%
13%
Cost Income Ratio
59
62
61
63
64
67
63
66
67
71
Core Cost Income Ratio
58
65
64
70
65
81
67
71
67
75
Operating Costs to Assets
5
5
5
5
5
7
6
6
6
8
Loans/Deposits
0
0
0
0
0
0
1
1
1
1
Cash/Deposits
0
0
0
0
0
0
0
0
0
0
Investment/Deposits
0
0
0
0
1
1
1
1
1
1
Inc Loan/Deposits
25%
30%
31%
32%
32%
43%
51%
73%
80%
81%
Credit Deposits
96%
108%
108%
107%
107%
122%
126%
134%
146%
151%
Interest Expended / Interest earned
48%
51%
50%
51%
55%
52%
53%
56%
54%
45%
Interest income / Total funds
8%
8%
7%
8%
8%
9%
10%
9%
9%
8%
Interest Expended / Total funds
4%
4%
4%
4%
5%
5%
5%
5%
5%
4%
CASA
56%
52%
51%
44%
39%
37%
33%
30%
31%
31%

News Update


  • Kotak Mahindra Bank reports marginal fall in Q1 consolidated net profit
    28th Jul 2020, 09:47 AM

    Total income of the bank increased by 1.60% at Rs 12323.15 crore for Q1FY21

    Read More
  • Kotak Mahindra Bank launches ‘811 DreamDifferent credit card’
    17th Jul 2020, 10:57 AM

    The 811 DreamDifferent credit card offers a completely digital experience, right from applying for the credit card till the time the card reaches the customer

    Read More
  • Kotak Mahindra Bank collaborates with Innoviti Payment Solutions
    3rd Jul 2020, 09:31 AM

    The collaboration aims to offer convenient EMI billing options on Kotak Debit Cards swiped on Innoviti POS terminals

    Read More
  • Kotak Mahindra Bank launches Rs 7,000 crore share sale through QIP
    27th May 2020, 13:51 PM

    The share sale through the QIP route will help the bank's promoter group led by Uday Kotak decrease their stake in the bank by 3.4%

    Read More
  • Kotak Mahindra Bank launches video-based KYC to open account remotely
    19th May 2020, 10:21 AM

    Customers will need to share Aadhaar and PAN numbers as part of the account opening process under the video KYC system to open the 'Kotak 811 savings account’

    Read More
  • Kotak Mahindra Bank reports fall of 7% in Q4 consolidated net profit
    13th May 2020, 14:46 PM

    Total income of the bank decreased by 12.58% at Rs 12084.71 crore for Q4FY20

    Read More
  • Kotak Mahindra Bank launches 'ATM on Wheels' facility in Delhi-NCR region
    6th May 2020, 10:14 AM

    The facility will be available to Kotak customers and others, and will operate on all days including weekends

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.