Nifty
Sensex
:
:
11895.45
40356.69
23.35(0.20%)
70.21(0.17%)

Bank - Private

Rating :
76/99   (View)

BSE: 500247 | NSE: KOTAKBANK

1622.75
25.15 (1.57%)
15-Nov-2019 | 3:58PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 1606.00
  • 1629.00
  • 1602.50
  • 1597.60
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2068406
  •  33565.06
  •  1683.95
  •  1153.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 310,012.56
  • 37.71
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 365,540.57
  • 0.05%
  • 5.00

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 29.97%
  • 2.67%
  • 9.32%
  • FII
  • DII
  • Others
  • 0.06%
  • 12.03%
  • 45.95%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.96
  • 18.35
  • 10.72

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 4.42
  • 8.71
  • 4.79

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.45
  • 18.82
  • 13.49

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 34.76
  • 36.71
  • 36.12

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.00
  • 4.44
  • 4.41

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 26.63
  • 27.82
  • 26.58

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 19
Sep 18
Var%
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Interest Earned
8,418.75
7,311.12
15.15%
8,314.19
6,903.37
20.44%
7,975.69
6,732.37
18.47%
7,744.58
6,390.71
21.18%
Interest Exp.
4,054.32
3,772.76
7.46%
4,155.07
3,498.65
18.76%
3,974.67
3,343.81
18.87%
3,940.53
3,204.81
22.96%
Net Interest Income
4,364.43
3,538.36
23.35%
4,159.12
3,404.72
22.16%
4,001.02
3,388.56
18.07%
3,804.05
3,185.90
19.40%
NIM
4.56
4.10
11.22%
4.44
4.23
4.96%
4.46
4.30
3.72%
4.26
4.23
0.71%
Other Income
4,124.24
3,517.96
17.23%
3,815.37
3,000.19
27.17%
5,847.64
4,141.75
41.19%
3,602.81
3,713.88
-2.99%
Total Income
12,542.99
10,829.08
15.83%
12,129.56
9,903.56
22.48%
13,823.33
10,874.12
27.12%
11,347.39
10,104.59
12.30%
Operating Exp.
5,070.86
4,146.70
22.29%
4,711.11
3,590.01
31.23%
6,660.46
4,646.81
43.33%
4,698.50
4,259.49
10.31%
Operating Profit
3,417.81
2,909.62
17.47%
3,263.38
2,814.90
15.93%
3,188.20
2,883.50
10.57%
2,708.36
2,640.29
2.58%
Provision
473.10
359.71
31.52%
350.22
498.98
-29.81%
197.61
313.37
-36.94%
-10.94
226.29
-
PBT
2,944.71
2,549.91
15.48%
2,913.16
2,315.92
25.79%
2,990.59
2,570.13
16.36%
2,719.30
2,414.00
12.65%
PBTM
34.98
34.88
0.29%
35.04
33.55
4.44%
37.50
38.18
-1.78%
35.11
37.77
-7.04%
TAX
545.63
835.79
-34.72%
986.31
771.35
27.87%
952.37
840.09
13.37%
896.51
795.94
12.64%
PAT
2,399.08
1,714.12
39.96%
1,926.85
1,544.57
24.75%
2,038.22
1,730.04
17.81%
1,822.79
1,618.06
12.65%
PATM
28.50%
23.45%
23.18%
22.37%
25.56%
25.70%
23.54%
25.32%
EPS
12.60
9.16
37.55%
10.12
8.26
22.52%
10.68
9.39
13.74%
9.67
8.53
13.36%
Gross NPA
5,475.48
4,302.17
27.27%
5,020.64
4,163.65
20.58%
4,789.23
4,071.04
17.64%
4,458.10
3,979.06
12.04%
Gross NPA%
2.17
1.91
13.61%
2.02
1.93
4.66%
1.94
1.95
-0.51%
1.89
2.01
-5.97%
Net NPA
2,031.59
1,617.66
25.59%
1,732.83
1,637.24
5.84%
1,695.82
1,768.60
-4.12%
1,554.19
1,846.86
-15.85%
Net NPA%
0.82
0.73
12.33%
0.71
0.77
-7.79%
0.70
0.86
-18.60%
0.67
0.94
-28.72%
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Interest Income
16,328.62
14,748.15
12,664.23
10,866.70
9,278.67
6,352.79
5,673.78
4,813.37
3,928.46
3,304.87
2,828.30
Interest Earned
32,453.21
29,934.76
25,131.08
22,324.21
20,401.64
13,318.89
11,985.90
10,837.86
8,470.42
5,973.11
4,601.16
Interest Expended
16,124.59
15,186.61
12,466.85
11,457.51
11,122.97
6,966.10
6,312.12
6,024.49
4,541.96
2,668.24
1,772.86
Int. income Growth
20.80%
16.46%
16.54%
17.11%
46.06%
11.97%
17.88%
22.53%
18.87%
16.85%
 
Other Income
17,390.06
16,044.35
13,682.23
11,659.56
7,630.73
8,152.20
5,282.39
5,112.41
4,543.40
5,089.85
5,452.14
Total Income
49,843.27
30,792.50
26,346.46
22,526.26
16,909.40
14,504.99
10,956.17
9,925.79
8,471.86
8,394.72
8,280.44
Total Expenditure
21,140.93
19,758.37
16,804.80
14,832.11
11,541.14
9,718.12
7,052.81
6,602.59
5,650.99
5,994.98
6,234.66
Employee Cost
-
4,850.90
4,380.90
3,982.31
3,854.05
2,375.46
1,915.12
1,773.50
1,601.54
1,522.34
1,260.95
% Of Sales
-
16.20%
17.43%
17.84%
18.89%
17.84%
15.98%
16.36%
18.91%
25.49%
27.41%
Opt. & Establishment Exp.
-
14,778.94
12,166.02
10,625.30
7,384.54
7,610.70
5,244.44
5,003.96
4,279.41
4,629.74
4,748.82
% Of Sales
-
49.37%
48.41%
47.60%
36.20%
57.14%
43.76%
46.17%
50.52%
77.51%
103.21%
Provisions
-
1,045.37
1,024.74
948.92
991.57
205.74
308.97
183.19
98.70
147.60
510.73
% Of Sales
-
3.49%
4.08%
4.25%
4.86%
1.54%
2.58%
1.69%
1.17%
2.47%
11.10%
EBITDA
12,577.75
11,034.13
9,541.66
7,694.15
5,368.26
4,786.87
3,903.36
3,323.20
2,820.87
2,399.74
2,045.78
EBITDA Margin
34.86%
74.82%
75.34%
70.80%
57.86%
75.35%
68.80%
69.04%
71.81%
72.61%
72.33%
Depreciation
0.00
458.42
383.43
362.21
344.51
236.89
207.86
179.03
164.33
152.35
142.92
PBT
11,567.76
10,575.72
9,158.23
7,331.93
5,023.74
4,549.98
3,695.50
3,144.16
2,656.54
2,247.39
1,902.86
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
3,380.82
3,456.02
3,011.09
2,382.85
1,592.62
1,484.90
1,183.96
939.95
806.01
678.16
575.50
Tax Rate
29.23%
32.68%
32.88%
32.50%
31.70%
32.64%
32.04%
29.90%
30.34%
30.18%
30.24%
PAT
8,186.94
7,119.70
6,090.47
4,870.25
3,365.93
3,005.57
2,449.37
2,154.88
1,797.69
1,542.88
1,309.36
PAT before Minority Interest
8,186.94
7,119.70
6,147.14
4,949.08
3,431.12
3,065.08
2,511.54
2,204.21
1,850.53
1,569.23
1,327.36
Minority Interest
0.00
0.00
-56.67
-78.83
-65.19
-59.51
-62.17
-49.33
-52.84
-26.35
-18.00
PAT Margin
24.28%
23.12%
23.12%
21.62%
19.91%
20.72%
22.36%
21.71%
21.22%
18.38%
15.81%
PAT Growth
23.92%
16.90%
25.05%
44.69%
11.99%
22.71%
13.67%
19.87%
16.52%
17.83%
 
Unadjusted EPS
43.07
37.78
32.70
26.89
18.91
19.75
32.19
29.44
24.81
21.73
18.84

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
58,281.80
50,488.23
38,492.71
33,364.05
22,156.31
19,084.53
15,267.33
12,935.87
10,999.86
7,965.75
Share Capital
1,454.38
952.82
920.45
917.19
386.18
385.16
373.30
370.34
368.44
348.14
Total Reserves
56,825.35
49,533.24
37,570.39
32,443.45
21,767.14
18,690.85
14,876.49
12,530.70
10,594.51
7,562.80
Minority Interest
0.00
0.00
474.43
395.60
335.69
270.89
208.72
160.06
107.21
80.86
Deposits
224,824.26
191,235.80
155,540.00
135,948.76
72,843.46
56,929.75
49,389.14
36,460.73
27,312.98
21,819.18
Borrowings
66,438.94
58,603.97
49,689.91
43,729.79
31,414.88
29,007.14
36,171.96
29,194.69
22,073.32
13,885.70
Other Liabilities & Provisions
45,626.24
37,392.47
31,990.51
27,365.37
21,825.42
16,944.32
14,797.51
13,598.06
13,187.76
11,363.33
Total Liabilities
395,171.24
337,720.47
276,187.56
240,803.57
148,575.76
122,236.63
115,834.66
92,349.41
73,681.13
55,114.82
Net Block
1,883.71
1,749.83
1,755.20
1,761.02
1,384.97
1,264.09
619.90
615.29
600.42
613.83
Gross Block
4,396.36
4,433.65
4,336.70
4,046.92
2,675.00
2,388.59
1,574.54
1,423.27
1,281.77
1,166.42
Accumulated Depreciation
2,512.65
2,683.82
2,581.50
2,285.91
1,290.03
1,124.50
954.64
807.97
681.35
552.59
Total Non-Current Assets
380,097.18
323,124.38
262,930.20
228,427.15
142,509.51
118,390.77
112,303.04
88,993.16
70,885.62
52,329.71
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
10,910.92
8,933.50
7,512.23
6,924.90
3,945.12
2,960.51
2,220.76
2,030.63
2,114.86
2,094.08
Balance with banks and money at call
20,353.54
15,467.13
18,076.32
4,674.51
2,958.32
3,682.60
2,297.49
1,545.20
879.40
412.73
Investments
103,487.02
90,976.60
68,461.54
70,273.90
45,588.89
38,791.05
40,907.24
31,658.43
26,048.99
19,484.78
Advances
243,461.99
205,997.32
167,124.91
144,792.82
88,632.21
71,692.52
66,257.65
53,143.61
41,241.95
29,724.29
Other Assets
15,074.06
14,596.09
13,257.36
12,376.44
6,066.25
3,845.87
3,531.63
3,356.22
2,795.51
2,785.10
Total Assets
395,171.24
337,720.47
276,187.56
240,803.59
148,575.76
122,236.64
115,834.67
92,349.38
73,681.13
55,114.81
Contingent Liabilities
217,847.15
209,757.54
196,172.07
244,711.86
66,447.09
45,806.73
42,066.97
40,645.28
36,640.02
38,104.49
Bills for collection
31,852.23
24,255.31
20,318.26
14,964.05
4,419.99
3,015.60
1,913.48
1,576.66
1,053.47
649.32
Adjusted Book Value
302.71
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
1,822.38
-10,392.41
13,222.50
5,024.58
2,960.46
9,068.04
2,878.45
-1,191.50
-1,738.59
1,568.86
PBT
10,575.72
9,158.22
7,331.93
5,023.74
4,549.98
3,695.50
3,144.17
2,638.13
2,244.80
1,882.40
Adjustment
548.67
645.31
-524.95
1,450.66
-1,906.24
28.23
-146.60
195.17
1,054.58
756.43
Adjustments for Liabilities & Assets
-5,870.54
-17,249.17
8,525.05
238.88
1,735.02
6,518.17
846.50
-3,294.60
-4,331.14
-494.30
Refund/(Payment) of direct taxes
-3,431.46
-2,946.77
-2,109.53
-1,688.70
-1,418.30
-1,173.86
-965.61
-730.20
-706.83
-575.66
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-3,382.56
-5,608.25
-5,268.09
-8,662.39
-5,125.82
-1,129.57
-9,035.40
-5,456.27
-188.92
-405.73
Net Fixed Assets
91.51
-35.30
-236.89
-1310.04
-268.30
-787.46
-134.64
-123.61
-86.46
-284.73
Other Investment Activity
-9244.78
-8996.13
-12355.13
-8581.67
-3275.38
-10912.91
-6546.32
-1144.33
-1237.53
-917.00
Cash from Financing Activity
8,364.59
14,679.40
6,055.26
2,024.41
2,425.69
-5,813.61
7,099.36
7,229.35
2,414.95
-93.81
Closing Cash & Equivalent
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
Net Cash Inflow / Outflow
6,804.42
-1,321.25
14,009.68
-1,613.40
260.34
2,124.86
942.41
581.58
487.44
1,069.32
Opening Cash & Equivalents
24,400.63
25,588.55
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
1,437.50

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value
302.71
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81
NIM
3.90
3.94
4.16
4.09
4.50
4.84
4.31
4.45
4.70
5.47
Yield on Advances
12.30
12.20
13.36
14.09
15.03
16.72
16.36
15.94
14.48
15.48
Yield on Investments
7.07
7.01
8.94
7.29
10.38
8.06
7.55
5.97
6.90
7.31
Cost of Liabilities
5.21
4.99
5.58
6.19
6.68
7.35
7.04
6.92
5.40
4.97
Interest Spread
7.08
7.21
7.78
7.90
8.35
9.37
9.32
9.02
9.08
10.51
ROCE
12.66%
12.95%
12.98%
13.01%
14.00%
12.79%
12.72%
12.85%
12.96%
14.04%
Cost Income Ratio
62.26
61.35
63.24
64.43
67.21
63.45
66.48
67.48
71.47
70.85
Core Cost Income Ratio
64.81
63.81
69.64
64.72
80.80
67.24
70.78
66.68
75.19
79.88
Operating Costs to Assets
4.85
4.79
5.16
4.52
6.56
5.69
5.70
6.19
8.14
10.64
Loans/Deposits
0.30
0.31
0.32
0.32
0.43
0.51
0.73
0.80
0.81
0.64
Cash/Deposits
0.05
0.05
0.05
0.05
0.05
0.05
0.04
0.06
0.08
0.10
Investment/Deposits
0.46
0.48
0.44
0.52
0.63
0.68
0.83
0.87
0.95
0.89
Inc Loan/Deposits
29.55%
30.64%
31.95%
32.17%
43.13%
50.95%
73.24%
80.07%
80.82%
63.64%
Credit Deposits
108.29%
107.72%
107.45%
106.51%
121.67%
125.93%
134.15%
145.76%
151.00%
136.23%
Interest Expended / Interest earned
50.73%
49.61%
51.32%
54.52%
52.30%
52.66%
55.59%
53.62%
44.67%
38.53%
Interest income / Total funds
7.58%
7.44%
8.08%
8.47%
8.96%
9.81%
9.36%
9.17%
8.11%
8.35%
Interest Expended / Total funds
3.84%
3.69%
4.15%
4.62%
4.69%
5.16%
5.20%
4.92%
3.62%
3.22%
CASA
52.47%
50.85%
44.34%
38.66%
37.13%
32.52%
29.92%
31.36%
31.26%
31.94%

News Update


  • Kotak Mahindra Bank launches first international branch in Dubai
    23rd Oct 2019, 10:42 AM

    The DIFC branch is regulated by the Dubai Financial Services Authority

    Read More
  • Kotak Mahindra Bank’s consolidated net profit climbs 38% in Q2
    22nd Oct 2019, 14:58 PM

    Total consolidated income of the bank increased by 15.83% at Rs 12542.99 crore for Q2FY20

    Read More
  • Kotak Mahindra Bank - Quarterly Results
    22nd Oct 2019, 13:57 PM

    Read More
  • Citroen enters into partnership with Kotak Mahindra Bank’s arm
    10th Oct 2019, 16:32 PM

    The partnership aims to offer auto finance in India

    Read More
  • Kotak Mahindra Bank inks pact with TollPlus
    10th Oct 2019, 11:55 AM

    The partnership aims to provide ETC end-to-end acquiring management system and managed services

    Read More
  • Kotak Mahindra Bank, Venture Garage conduct 3rd edition of Capitalize for start-ups
    3rd Sep 2019, 11:50 AM

    Capitalize is the annual flagship event of Venture Garage that gives a platform to start-ups to interact with investors

    Read More
  • Kotak Mahindra Bank enters into partnership with Ola
    27th Aug 2019, 09:56 AM

    The bank has entered into partnership with Ola to allow the bank customers to book a ride directly from the banking app

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.