Nifty
Sensex
:
:
11456.90
38164.61
-64.15(-0.56%)
-222.14(-0.58%)

Bank - Private

Rating :
83/99   (View)

BSE: 500247 | NSE: KOTAKBANK

1336.25
-15.35 (-1.14%)
22-Mar-2019 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 1354.70
  • 1364.65
  • 1331.00
  • 1351.60
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2620049
  •  35010.40
  •  1417.00
  •  1002.20

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 254,607.96
  • 36.61
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 304,278.44
  • 0.05%
  • 4.57

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 30.01%
  • 3.17%
  • 9.68%
  • FII
  • DII
  • Others
  • 0.22%
  • 9.25%
  • 47.67%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.22
  • 17.42
  • 10.93

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.44
  • 23.31
  • 11.65

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.10
  • 19.98
  • 21.86

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 32.53
  • 35.82
  • 35.61

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.85
  • 4.29
  • 4.24

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 26.14
  • 27.42
  • 26.48

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Interest Earned
7,744.58
6,390.71
21.18%
7,311.12
6,072.85
20.39%
6,903.37
5,935.15
16.31%
6,732.37
5,654.76
19.06%
Interest Exp.
3,940.53
3,204.81
22.96%
3,772.76
2,987.59
26.28%
3,498.65
2,930.64
19.38%
3,343.81
2,765.05
20.93%
Net Interest Income
3,804.05
3,185.90
19.40%
3,538.36
3,085.26
14.69%
3,404.72
3,004.51
13.32%
3,388.56
2,889.71
17.26%
NIM
4.26
4.23
0.71%
4.10
4.33
-5.31%
0.00
4.40
-100.00%
4.30
4.60
-6.52%
Other Income
3,602.81
3,713.88
-2.99%
3,517.96
3,067.55
14.68%
3,000.19
2,669.41
12.39%
4,141.75
4,298.81
-3.65%
Total Income
11,347.39
10,104.59
12.30%
10,829.08
9,140.40
18.47%
9,903.56
8,604.56
15.10%
10,874.12
9,953.57
9.25%
Operating Exp.
4,698.50
4,259.49
10.31%
4,146.70
3,726.11
11.29%
3,590.01
3,441.44
4.32%
4,646.81
4,822.86
-3.65%
Operating Profit
2,708.36
2,640.29
2.58%
2,909.62
2,426.70
19.90%
2,814.90
2,232.48
26.09%
2,883.50
2,365.66
21.89%
Provision
-10.94
226.29
-
359.71
252.86
42.26%
498.98
232.22
114.87%
313.37
299.61
4.59%
PBT
2,719.30
2,414.00
12.65%
2,549.91
2,173.84
17.30%
2,315.92
2,000.26
15.78%
2,570.13
2,066.05
24.40%
PBTM
35.11
37.77
-7.04%
34.88
35.80
-2.57%
33.55
33.70
-0.45%
38.18
36.54
4.49%
TAX
896.51
795.94
12.64%
835.79
711.31
17.50%
771.35
663.75
16.21%
840.09
644.67
30.31%
PAT
1,822.79
1,618.06
12.65%
1,714.12
1,462.53
17.20%
1,544.57
1,336.51
15.57%
1,730.04
1,421.38
21.72%
PATM
23.54%
25.32%
23.45%
24.08%
22.37%
22.52%
25.70%
25.14%
EPS
9.67
8.53
13.36%
9.16
7.57
21.00%
8.26
7.08
16.67%
9.39
7.63
23.07%
Gross NPA
4,458.10
3,979.06
12.04%
4,302.17
4,065.41
5.82%
4,163.65
3,973.74
4.78%
4,071.04
3,803.92
7.02%
Gross NPA%
1.89
2.01
-5.97%
1.91
2.14
-10.75%
1.93
2.24
-13.84%
1.95
2.25
-13.33%
Net NPA
1,554.19
1,846.86
-15.85%
1,617.66
2,036.13
-20.55%
1,637.24
1,881.47
-12.98%
1,768.60
1,814.23
-2.52%
Net NPA%
0.67
0.94
-28.72%
0.73
1.08
-32.41%
0.77
1.07
-28.04%
0.86
1.09
-21.10%
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
14,135.69
12,664.23
10,866.70
9,278.67
6,352.79
5,673.78
4,813.37
3,928.46
3,304.87
2,828.30
2,374.17
Interest Earned
28,691.44
25,131.08
22,324.21
20,401.64
13,318.89
11,985.90
10,837.86
8,470.42
5,973.11
4,601.16
4,366.56
Interest Expended
14,555.75
12,466.85
11,457.51
11,122.97
6,966.10
6,312.12
6,024.49
4,541.96
2,668.24
1,772.86
1,992.39
Int. income Growth
16.20%
16.54%
17.11%
46.06%
11.97%
17.88%
22.53%
18.87%
16.85%
19.13%
 
Other Income
14,262.71
13,682.23
11,659.56
7,630.73
8,152.20
5,282.39
5,112.41
4,543.40
5,089.85
5,452.14
2,851.70
Total Income
42,954.15
26,346.46
22,526.26
16,909.40
14,504.99
10,956.17
9,925.79
8,471.86
8,394.72
8,280.44
5,225.87
Total Expenditure
17,082.02
16,804.80
14,832.11
11,541.14
9,718.12
7,052.81
6,602.59
5,650.99
5,994.98
6,234.66
4,083.74
Employee Cost
-
4,380.90
3,982.31
3,854.05
2,375.46
1,915.12
1,773.50
1,601.54
1,522.34
1,260.95
1,192.51
% Of Sales
-
17.43%
17.84%
18.89%
17.84%
15.98%
16.36%
18.91%
25.49%
27.41%
27.31%
Opt. & Establishment Exp.
-
12,166.02
10,625.30
7,384.54
7,610.70
5,244.44
5,003.96
4,279.41
4,629.74
4,748.82
2,881.93
% Of Sales
-
48.41%
47.60%
36.20%
57.14%
43.76%
46.17%
50.52%
77.51%
103.21%
66.00%
Provisions
-
1,024.74
948.92
991.57
205.74
308.97
183.19
98.70
147.60
510.73
261.16
% Of Sales
-
4.08%
4.25%
4.86%
1.54%
2.58%
1.69%
1.17%
2.47%
11.10%
5.98%
EBITDA
11,316.38
9,541.66
7,694.15
5,368.26
4,786.87
3,903.36
3,323.20
2,820.87
2,399.74
2,045.78
1,142.13
EBITDA Margin
40.46%
75.34%
70.80%
57.86%
75.35%
68.80%
69.04%
71.81%
72.61%
72.33%
48.11%
Depreciation
0.00
383.43
362.21
344.51
236.89
207.86
179.03
164.33
152.35
142.92
125.93
PBT
10,155.26
9,158.23
7,331.93
5,023.74
4,549.98
3,695.50
3,144.16
2,656.54
2,247.39
1,902.86
1,016.20
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
3,343.74
3,011.09
2,382.85
1,592.62
1,484.90
1,183.96
939.95
806.01
678.16
575.50
363.53
Tax Rate
32.93%
32.88%
32.50%
31.70%
32.64%
32.04%
29.90%
30.34%
30.18%
30.24%
35.77%
PAT
6,811.49
6,090.47
4,870.25
3,365.93
3,005.57
2,449.37
2,154.88
1,797.69
1,542.88
1,309.36
648.94
PAT before Minority Interest
6,811.52
6,147.14
4,949.08
3,431.12
3,065.08
2,511.54
2,204.21
1,850.53
1,569.23
1,327.36
652.67
Minority Interest
-0.03
-56.67
-78.83
-65.19
-59.51
-62.17
-49.33
-52.84
-26.35
-18.00
-3.73
PAT Margin
23.99%
23.12%
21.62%
19.91%
20.72%
22.36%
21.71%
21.22%
18.38%
15.81%
12.42%
PAT Growth
16.67%
25.05%
44.69%
11.99%
22.71%
13.67%
19.87%
16.52%
17.83%
101.77%
 
Unadjusted EPS
36.48
32.70
26.89
18.91
19.75
32.19
29.44
24.81
21.73
18.84
18.90

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
50,488.23
38,492.71
33,364.05
22,156.31
19,084.53
15,267.33
12,935.87
10,999.86
7,965.75
6,614.45
Share Capital
952.82
920.45
917.19
386.18
385.16
373.30
370.34
368.44
348.14
345.67
Total Reserves
49,533.24
37,570.39
32,443.45
21,767.14
18,690.85
14,876.49
12,530.70
10,594.51
7,562.80
6,176.88
Minority Interest
0.00
474.43
395.60
335.69
270.89
208.72
160.06
107.21
80.86
62.86
Deposits
191,235.80
155,540.00
135,948.76
72,843.46
56,929.75
49,389.14
36,460.73
27,312.98
21,819.18
13,821.84
Borrowings
58,603.97
49,689.91
43,729.79
31,414.88
29,007.14
36,171.96
29,194.69
22,073.32
13,885.70
11,979.02
Other Liabilities & Provisions
37,392.47
31,990.51
27,365.37
21,825.42
16,944.32
14,797.51
13,598.06
13,187.76
11,363.33
7,755.66
Total Liabilities
337,720.47
276,187.56
240,803.57
148,575.76
122,236.63
115,834.66
92,349.41
73,681.13
55,114.82
40,233.83
Net Block
1,749.83
1,755.20
1,761.02
1,384.97
1,264.09
619.90
615.29
600.42
613.83
341.76
Gross Block
4,433.65
4,336.70
4,046.92
2,675.00
2,388.59
1,574.54
1,423.27
1,281.77
1,166.42
794.62
Accumulated Depreciation
2,683.82
2,581.50
2,285.91
1,290.03
1,124.50
954.64
807.97
681.35
552.59
452.86
Total Non-Current Assets
323,124.38
262,930.20
228,427.15
142,509.51
118,390.77
112,303.04
88,993.16
70,885.62
52,329.71
37,589.91
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
8,933.50
7,512.23
6,924.90
3,945.12
2,960.51
2,220.76
2,030.63
2,114.86
2,094.08
1,007.03
Balance with banks and money at call
15,467.13
18,076.32
4,674.51
2,958.32
3,682.60
2,297.49
1,545.20
879.40
412.73
430.47
Investments
90,976.60
68,461.54
70,273.90
45,588.89
38,791.05
40,907.24
31,658.43
26,048.99
19,484.78
13,313.03
Advances
205,997.32
167,124.91
144,792.82
88,632.21
71,692.52
66,257.65
53,143.61
41,241.95
29,724.29
22,497.62
Other Assets
14,596.09
13,257.36
12,376.44
6,066.25
3,845.87
3,531.63
3,356.22
2,795.51
2,785.10
2,643.94
Total Assets
337,720.47
276,187.56
240,803.59
148,575.76
122,236.64
115,834.67
92,349.38
73,681.13
55,114.81
40,233.85
Contingent Liabilities
209,757.54
196,172.07
244,711.86
66,447.09
45,806.73
42,066.97
40,645.28
36,640.02
38,104.49
60,478.35
Bills for collection
24,255.31
20,318.26
14,964.05
4,419.99
3,015.60
1,913.48
1,576.66
1,053.47
649.32
317.58
Adjusted Book Value
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81
47.17

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-10,392.41
13,222.50
5,024.58
2,960.46
9,068.04
2,878.45
-1,191.50
-1,738.59
1,568.86
-114.41
PBT
9,158.22
7,331.93
5,023.74
4,549.98
3,695.50
3,144.17
2,638.13
2,244.80
1,882.40
1,015.83
Adjustment
645.31
-524.95
1,450.66
-1,906.24
28.23
-146.60
195.17
1,054.58
756.43
1,233.66
Adjustments for Liabilities & Assets
-17,249.17
8,525.05
238.88
1,735.02
6,518.17
846.50
-3,294.60
-4,331.14
-494.30
-1,946.47
Refund/(Payment) of direct taxes
-2,946.77
-2,109.53
-1,688.70
-1,418.30
-1,173.86
-965.61
-730.20
-706.83
-575.66
-417.43
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-5,608.25
-5,268.09
-8,662.39
-5,125.82
-1,129.57
-9,035.40
-5,456.27
-188.92
-405.73
-171.66
Net Fixed Assets
-35.30
-236.89
-1310.04
-268.30
-787.46
-134.64
-123.61
-86.46
-284.73
-69.19
Other Investment Activity
-8996.13
-12355.13
-8581.67
-3275.38
-10912.91
-6546.32
-1144.33
-1237.53
-917.00
-668.66
Cash from Financing Activity
14,679.40
6,055.26
2,024.41
2,425.69
-5,813.61
7,099.36
7,229.35
2,414.95
-93.81
-1,554.31
Closing Cash & Equivalent
24,400.63
25,588.55
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
1,437.50
Net Cash Inflow / Outflow
-1,321.25
14,009.68
-1,613.40
260.34
2,124.86
942.41
581.58
487.44
1,069.32
-1,840.38
Opening Cash & Equivalents
25,715.53
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
1,437.50
3,277.88

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81
47.17
NIM
3.94
4.16
4.09
4.50
4.84
4.31
4.45
4.70
5.47
6.37
Yield on Advances
12.20
13.36
14.09
15.03
16.72
16.36
15.94
14.48
15.48
19.41
Yield on Investments
7.01
8.94
7.29
10.38
8.06
7.55
5.97
6.90
7.31
1.83
Cost of Liabilities
4.99
5.58
6.19
6.68
7.35
7.04
6.92
5.40
4.97
7.72
Interest Spread
7.21
7.78
7.90
8.35
9.37
9.32
9.02
9.08
10.51
11.69
ROCE
12.95%
12.98%
13.01%
14.00%
12.79%
12.72%
12.85%
12.96%
14.04%
11.12%
Cost Income Ratio
61.35
63.24
64.43
67.21
63.45
66.48
67.48
71.47
70.85
75.56
Core Cost Income Ratio
63.81
69.64
64.72
80.80
67.24
70.78
66.68
75.19
79.88
67.75
Operating Costs to Assets
4.79
5.16
4.52
6.56
5.69
5.70
6.19
8.14
10.64
9.81
Loans/Deposits
0.31
0.32
0.32
0.43
0.51
0.73
0.80
0.81
0.64
0.87
Cash/Deposits
0.05
0.05
0.05
0.05
0.05
0.04
0.06
0.08
0.10
0.07
Investment/Deposits
0.48
0.44
0.52
0.63
0.68
0.83
0.87
0.95
0.89
0.96
Inc Loan/Deposits
30.64%
31.95%
32.17%
43.13%
50.95%
73.24%
80.07%
80.82%
63.64%
86.67%
Credit Deposits
107.72%
107.45%
106.51%
121.67%
125.93%
134.15%
145.76%
151.00%
136.23%
162.77%
Interest Expended / Interest earned
49.61%
51.32%
54.52%
52.30%
52.66%
55.59%
53.62%
44.67%
38.53%
45.63%
Interest income / Total funds
7.44%
8.08%
8.47%
8.96%
9.81%
9.36%
9.17%
8.11%
8.35%
10.85%
Interest Expended / Total funds
3.69%
4.15%
4.62%
4.69%
5.16%
5.20%
4.92%
3.62%
3.22%
4.95%
CASA
50.85%
44.34%
38.66%
37.13%
32.52%
29.92%
31.36%
31.26%
31.94%
36.08%

News Update


  • Kotak Mahindra Bank’s arm sets up $400 mn fund with DivyaSree
    19th Mar 2019, 14:34 PM

    The fund’s strategy is to develop greenfield projects as well as acquire under construction and completed assets across key markets in India

    Read More
  • Kotak Mahindra Bank enters into partnership with C2FO
    5th Mar 2019, 11:26 AM

    The partnership with C2FO is expected to improve returns and margins for Kotak’s customers

    Read More
  • Kotak Mahindra Bank gets nod for raising foreign investment limit to 45%
    26th Feb 2019, 15:30 PM

    The hike in the shareholding limit comes as the private-sector lender grapples with a central bank directive on reducing its Chief Executive Uday Kotak's stake in the bank

    Read More
  • RBI slaps monetary penalty of Rs 2 million on Kotak Mahindra Bank
    13th Feb 2019, 10:58 AM

    This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with their customers

    Read More
  • Kotak Mahindra Bank reports 14% rise in Q3 consolidated net profit
    21st Jan 2019, 14:17 PM

    Total consolidated income of the company increased by 12.30% at Rs 11,347.39 crore for Q3FY19

    Read More
  • Kotak Mahindra Bank - Quarterly Results
    21st Jan 2019, 12:38 PM

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.