Nifty
Sensex
:
:
11419.25
38337.01
-177.65(-1.53%)
-560.45(-1.44%)

Bank - Private

Rating :
81/99   (View)

BSE: 500247 | NSE: KOTAKBANK

1498.90
-39.35 (-2.56%)
19-Jul-2019 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 1540.00
  • 1540.75
  • 1490.00
  • 1538.25
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2094229
  •  31390.40
  •  1555.90
  •  1002.20

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 293,601.51
  • 40.75
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 341,911.70
  • 0.05%
  • 5.08

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 29.98%
  • 3.29%
  • 9.36%
  • FII
  • DII
  • Others
  • 0.13%
  • 11.41%
  • 45.83%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.96
  • 18.35
  • 10.72

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 4.42
  • 8.71
  • 4.79

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.45
  • 18.82
  • 13.49

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 34.09
  • 36.26
  • 35.73

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.92
  • 4.38
  • 4.33

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 26.37
  • 27.71
  • 26.41

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Interest Earned
7,975.69
6,732.37
18.47%
7,744.58
6,390.71
21.18%
7,311.12
6,072.85
20.39%
6,903.37
5,935.15
16.31%
Interest Exp.
3,974.67
3,343.81
18.87%
3,940.53
3,204.81
22.96%
3,772.76
2,987.59
26.28%
3,498.65
2,930.64
19.38%
Net Interest Income
4,001.02
3,388.56
18.07%
3,804.05
3,185.90
19.40%
3,538.36
3,085.26
14.69%
3,404.72
3,004.51
13.32%
NIM
4.46
4.30
3.72%
4.26
4.23
0.71%
4.10
4.33
-5.31%
0.00
4.40
-100.00%
Other Income
5,847.64
4,141.75
41.19%
3,602.81
3,713.88
-2.99%
3,517.96
3,067.55
14.68%
3,000.19
2,669.41
12.39%
Total Income
13,823.33
10,874.12
27.12%
11,347.39
10,104.59
12.30%
10,829.08
9,140.40
18.47%
9,903.56
8,604.56
15.10%
Operating Exp.
6,660.46
4,646.81
43.33%
4,698.50
4,259.49
10.31%
4,146.70
3,726.11
11.29%
3,590.01
3,441.44
4.32%
Operating Profit
3,188.20
2,883.50
10.57%
2,708.36
2,640.29
2.58%
2,909.62
2,426.70
19.90%
2,814.90
2,232.48
26.09%
Provision
197.61
313.37
-36.94%
-10.94
226.29
-
359.71
252.86
42.26%
498.98
232.22
114.87%
PBT
2,990.59
2,570.13
16.36%
2,719.30
2,414.00
12.65%
2,549.91
2,173.84
17.30%
2,315.92
2,000.26
15.78%
PBTM
37.50
38.18
-1.78%
35.11
37.77
-7.04%
34.88
35.80
-2.57%
33.55
33.70
-0.45%
TAX
952.37
840.09
13.37%
896.51
795.94
12.64%
835.79
711.31
17.50%
771.35
663.75
16.21%
PAT
2,038.22
1,730.04
17.81%
1,822.79
1,618.06
12.65%
1,714.12
1,462.53
17.20%
1,544.57
1,336.51
15.57%
PATM
25.56%
25.70%
23.54%
25.32%
23.45%
24.08%
22.37%
22.52%
EPS
10.68
9.39
13.74%
9.67
8.53
13.36%
9.16
7.57
21.00%
8.26
7.08
16.67%
Gross NPA
4,789.23
4,071.04
17.64%
4,458.10
3,979.06
12.04%
4,302.17
4,065.41
5.82%
4,163.65
3,973.74
4.78%
Gross NPA%
1.94
1.95
-0.51%
1.89
2.01
-5.97%
1.91
2.14
-10.75%
1.93
2.24
-13.84%
Net NPA
1,695.82
1,768.60
-4.12%
1,554.19
1,846.86
-15.85%
1,617.66
2,036.13
-20.55%
1,637.24
1,881.47
-12.98%
Net NPA%
0.70
0.86
-18.60%
0.67
0.94
-28.72%
0.73
1.08
-32.41%
0.77
1.07
-28.04%
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Interest Income
-
14,748.15
12,664.23
10,866.70
9,278.67
6,352.79
5,673.78
4,813.37
3,928.46
3,304.87
2,828.30
Interest Earned
-
29,934.76
25,131.08
22,324.21
20,401.64
13,318.89
11,985.90
10,837.86
8,470.42
5,973.11
4,601.16
Interest Expended
-
15,186.61
12,466.85
11,457.51
11,122.97
6,966.10
6,312.12
6,024.49
4,541.96
2,668.24
1,772.86
Int. income Growth
-
16.46%
16.54%
17.11%
46.06%
11.97%
17.88%
22.53%
18.87%
16.85%
 
Other Income
-
16,044.35
13,682.23
11,659.56
7,630.73
8,152.20
5,282.39
5,112.41
4,543.40
5,089.85
5,452.14
Total Income
-
30,792.50
26,346.46
22,526.26
16,909.40
14,504.99
10,956.17
9,925.79
8,471.86
8,394.72
8,280.44
Total Expenditure
-
19,758.37
16,804.80
14,832.11
11,541.14
9,718.12
7,052.81
6,602.59
5,650.99
5,994.98
6,234.66
Employee Cost
-
4,850.90
4,380.90
3,982.31
3,854.05
2,375.46
1,915.12
1,773.50
1,601.54
1,522.34
1,260.95
% Of Sales
-
16.20%
17.43%
17.84%
18.89%
17.84%
15.98%
16.36%
18.91%
25.49%
27.41%
Opt. & Establishment Exp.
-
14,778.94
12,166.02
10,625.30
7,384.54
7,610.70
5,244.44
5,003.96
4,279.41
4,629.74
4,748.82
% Of Sales
-
49.37%
48.41%
47.60%
36.20%
57.14%
43.76%
46.17%
50.52%
77.51%
103.21%
Provisions
-
1,045.37
1,024.74
948.92
991.57
205.74
308.97
183.19
98.70
147.60
510.73
% Of Sales
-
3.49%
4.08%
4.25%
4.86%
1.54%
2.58%
1.69%
1.17%
2.47%
11.10%
EBITDA
-
11,034.13
9,541.66
7,694.15
5,368.26
4,786.87
3,903.36
3,323.20
2,820.87
2,399.74
2,045.78
EBITDA Margin
-
74.82%
75.34%
70.80%
57.86%
75.35%
68.80%
69.04%
71.81%
72.61%
72.33%
Depreciation
-
458.42
383.43
362.21
344.51
236.89
207.86
179.03
164.33
152.35
142.92
PBT
-
10,575.72
9,158.23
7,331.93
5,023.74
4,549.98
3,695.50
3,144.16
2,656.54
2,247.39
1,902.86
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
3,456.02
3,011.09
2,382.85
1,592.62
1,484.90
1,183.96
939.95
806.01
678.16
575.50
Tax Rate
-
32.68%
32.88%
32.50%
31.70%
32.64%
32.04%
29.90%
30.34%
30.18%
30.24%
PAT
-
7,119.70
6,090.47
4,870.25
3,365.93
3,005.57
2,449.37
2,154.88
1,797.69
1,542.88
1,309.36
PAT before Minority Interest
-
7,119.70
6,147.14
4,949.08
3,431.12
3,065.08
2,511.54
2,204.21
1,850.53
1,569.23
1,327.36
Minority Interest
-
0.00
-56.67
-78.83
-65.19
-59.51
-62.17
-49.33
-52.84
-26.35
-18.00
PAT Margin
-
23.12%
23.12%
21.62%
19.91%
20.72%
22.36%
21.71%
21.22%
18.38%
15.81%
PAT Growth
-
16.90%
25.05%
44.69%
11.99%
22.71%
13.67%
19.87%
16.52%
17.83%
 
Unadjusted EPS
-
37.78
32.70
26.89
18.91
19.75
32.19
29.44
24.81
21.73
18.84

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
58,281.80
50,488.23
38,492.71
33,364.05
22,156.31
19,084.53
15,267.33
12,935.87
10,999.86
7,965.75
Share Capital
1,454.38
952.82
920.45
917.19
386.18
385.16
373.30
370.34
368.44
348.14
Total Reserves
56,825.35
49,533.24
37,570.39
32,443.45
21,767.14
18,690.85
14,876.49
12,530.70
10,594.51
7,562.80
Minority Interest
0.00
0.00
474.43
395.60
335.69
270.89
208.72
160.06
107.21
80.86
Deposits
224,824.26
191,235.80
155,540.00
135,948.76
72,843.46
56,929.75
49,389.14
36,460.73
27,312.98
21,819.18
Borrowings
66,438.94
58,603.97
49,689.91
43,729.79
31,414.88
29,007.14
36,171.96
29,194.69
22,073.32
13,885.70
Other Liabilities & Provisions
45,626.24
37,392.47
31,990.51
27,365.37
21,825.42
16,944.32
14,797.51
13,598.06
13,187.76
11,363.33
Total Liabilities
395,171.24
337,720.47
276,187.56
240,803.57
148,575.76
122,236.63
115,834.66
92,349.41
73,681.13
55,114.82
Net Block
1,883.71
1,749.83
1,755.20
1,761.02
1,384.97
1,264.09
619.90
615.29
600.42
613.83
Gross Block
4,396.36
4,433.65
4,336.70
4,046.92
2,675.00
2,388.59
1,574.54
1,423.27
1,281.77
1,166.42
Accumulated Depreciation
2,512.65
2,683.82
2,581.50
2,285.91
1,290.03
1,124.50
954.64
807.97
681.35
552.59
Total Non-Current Assets
380,097.18
323,124.38
262,930.20
228,427.15
142,509.51
118,390.77
112,303.04
88,993.16
70,885.62
52,329.71
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
10,910.92
8,933.50
7,512.23
6,924.90
3,945.12
2,960.51
2,220.76
2,030.63
2,114.86
2,094.08
Balance with banks and money at call
20,353.54
15,467.13
18,076.32
4,674.51
2,958.32
3,682.60
2,297.49
1,545.20
879.40
412.73
Investments
103,487.02
90,976.60
68,461.54
70,273.90
45,588.89
38,791.05
40,907.24
31,658.43
26,048.99
19,484.78
Advances
243,461.99
205,997.32
167,124.91
144,792.82
88,632.21
71,692.52
66,257.65
53,143.61
41,241.95
29,724.29
Other Assets
15,074.06
14,596.09
13,257.36
12,376.44
6,066.25
3,845.87
3,531.63
3,356.22
2,795.51
2,785.10
Total Assets
395,171.24
337,720.47
276,187.56
240,803.59
148,575.76
122,236.64
115,834.67
92,349.38
73,681.13
55,114.81
Contingent Liabilities
217,847.15
209,757.54
196,172.07
244,711.86
66,447.09
45,806.73
42,066.97
40,645.28
36,640.02
38,104.49
Bills for collection
31,852.23
24,255.31
20,318.26
14,964.05
4,419.99
3,015.60
1,913.48
1,576.66
1,053.47
649.32
Adjusted Book Value
302.71
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
1,822.38
-10,392.41
13,222.50
5,024.58
2,960.46
9,068.04
2,878.45
-1,191.50
-1,738.59
1,568.86
PBT
10,575.72
9,158.22
7,331.93
5,023.74
4,549.98
3,695.50
3,144.17
2,638.13
2,244.80
1,882.40
Adjustment
548.67
645.31
-524.95
1,450.66
-1,906.24
28.23
-146.60
195.17
1,054.58
756.43
Adjustments for Liabilities & Assets
-5,870.54
-17,249.17
8,525.05
238.88
1,735.02
6,518.17
846.50
-3,294.60
-4,331.14
-494.30
Refund/(Payment) of direct taxes
-3,431.46
-2,946.77
-2,109.53
-1,688.70
-1,418.30
-1,173.86
-965.61
-730.20
-706.83
-575.66
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-3,382.56
-5,608.25
-5,268.09
-8,662.39
-5,125.82
-1,129.57
-9,035.40
-5,456.27
-188.92
-405.73
Net Fixed Assets
91.51
-35.30
-236.89
-1310.04
-268.30
-787.46
-134.64
-123.61
-86.46
-284.73
Other Investment Activity
-9244.78
-8996.13
-12355.13
-8581.67
-3275.38
-10912.91
-6546.32
-1144.33
-1237.53
-917.00
Cash from Financing Activity
8,364.59
14,679.40
6,055.26
2,024.41
2,425.69
-5,813.61
7,099.36
7,229.35
2,414.95
-93.81
Closing Cash & Equivalent
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
Net Cash Inflow / Outflow
6,804.42
-1,321.25
14,009.68
-1,613.40
260.34
2,124.86
942.41
581.58
487.44
1,069.32
Opening Cash & Equivalents
24,400.63
25,715.53
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
1,437.50

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value
302.71
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81
NIM
3.90
3.94
4.16
4.09
4.50
4.84
4.31
4.45
4.70
5.47
Yield on Advances
12.30
12.20
13.36
14.09
15.03
16.72
16.36
15.94
14.48
15.48
Yield on Investments
7.07
7.01
8.94
7.29
10.38
8.06
7.55
5.97
6.90
7.31
Cost of Liabilities
5.21
4.99
5.58
6.19
6.68
7.35
7.04
6.92
5.40
4.97
Interest Spread
7.08
7.21
7.78
7.90
8.35
9.37
9.32
9.02
9.08
10.51
ROCE
12.66%
12.95%
12.98%
13.01%
14.00%
12.79%
12.72%
12.85%
12.96%
14.04%
Cost Income Ratio
62.26
61.35
63.24
64.43
67.21
63.45
66.48
67.48
71.47
70.85
Core Cost Income Ratio
64.81
63.81
69.64
64.72
80.80
67.24
70.78
66.68
75.19
79.88
Operating Costs to Assets
4.85
4.79
5.16
4.52
6.56
5.69
5.70
6.19
8.14
10.64
Loans/Deposits
0.30
0.31
0.32
0.32
0.43
0.51
0.73
0.80
0.81
0.64
Cash/Deposits
0.05
0.05
0.05
0.05
0.05
0.05
0.04
0.06
0.08
0.10
Investment/Deposits
0.46
0.48
0.44
0.52
0.63
0.68
0.83
0.87
0.95
0.89
Inc Loan/Deposits
29.55%
30.64%
31.95%
32.17%
43.13%
50.95%
73.24%
80.07%
80.82%
63.64%
Credit Deposits
108.29%
107.72%
107.45%
106.51%
121.67%
125.93%
134.15%
145.76%
151.00%
136.23%
Interest Expended / Interest earned
50.73%
49.61%
51.32%
54.52%
52.30%
52.66%
55.59%
53.62%
44.67%
38.53%
Interest income / Total funds
7.58%
7.44%
8.08%
8.47%
8.96%
9.81%
9.36%
9.17%
8.11%
8.35%
Interest Expended / Total funds
3.84%
3.69%
4.15%
4.62%
4.69%
5.16%
5.20%
4.92%
3.62%
3.22%
CASA
52.47%
50.85%
44.34%
38.66%
37.13%
32.52%
29.92%
31.36%
31.26%
31.94%

News Update


  • Kotak Mahindra Bank launches AI-driven chatbot ‘Keya’
    2nd Jul 2019, 11:41 AM

    Kotak customers are actively adopting Keya, which has crossed over 3.5 million queries from over 1 million unique users with 93% accuracy

    Read More
  • RBI imposes penalty of Rs 2 crore on Kotak Mahindra Bank
    8th Jun 2019, 09:34 AM

    The RBI has imposed a monetary penalty on Bank for non-compliance of directions

    Read More
  • Kotak Mahindra Bank reports 14% rise in Q4 consolidated net profit
    30th Apr 2019, 16:06 PM

    Total consolidated income of the bank rose 27.12% at Rs 13,823.33 crore for quarter ended March 31, 2019

    Read More
  • Kotak Mahindra Bank - Quarterly Results
    30th Apr 2019, 14:24 PM

    Read More
  • Kotak Mahindra Bank’s arm to sell 19.77% stakes in Matrix Business Services
    26th Apr 2019, 09:59 AM

    Upon completion of said sale, Matrix will cease to be an associate company of KMIL and consequently of the Bank

    Read More
  • Kotak Mahindra Bank launches debit card-based e-mandate
    23rd Apr 2019, 11:48 AM

    The bank has become the first lender to go live with both debit card and net banking- based electronic mandates on NPCI's e-Mandate API platform

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.