Nifty
Sensex
:
:
10787.25
36330.65
-53.40(-0.49%)
-233.23(-0.64%)

Bank - Private

Rating :
76/99   (View)

BSE: 500247 | NSE: KOTAKBANK

1455.70
-9.05 (-0.62%)
19-Sep-2019 | 9:44AM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 1464.80
  • 1464.80
  • 1451.65
  • 1464.75
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  148847
  •  2166.77
  •  1555.90
  •  1002.20

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 279,386.54
  • 36.95
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 334,914.56
  • 0.05%
  • 4.68

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 29.98%
  • 3.29%
  • 9.36%
  • FII
  • DII
  • Others
  • 0.13%
  • 11.41%
  • 45.83%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.96
  • 18.35
  • 10.72

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 4.42
  • 8.71
  • 4.79

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.45
  • 18.82
  • 13.49

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 34.51
  • 36.48
  • 35.84

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.96
  • 4.41
  • 4.36

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 26.48
  • 27.75
  • 26.44

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Interest Earned
8,314.19
6,903.37
20.44%
7,975.69
6,732.37
18.47%
7,744.58
6,390.71
21.18%
7,311.12
6,072.85
20.39%
Interest Exp.
4,155.07
3,498.65
18.76%
3,974.67
3,343.81
18.87%
3,940.53
3,204.81
22.96%
3,772.76
2,987.59
26.28%
Net Interest Income
4,159.12
3,404.72
22.16%
4,001.02
3,388.56
18.07%
3,804.05
3,185.90
19.40%
3,538.36
3,085.26
14.69%
NIM
4.44
0.00
0.00
4.46
4.30
3.72%
4.26
4.23
0.71%
4.10
4.33
-5.31%
Other Income
3,815.37
3,000.19
27.17%
5,847.64
4,141.75
41.19%
3,602.81
3,713.88
-2.99%
3,517.96
3,067.55
14.68%
Total Income
12,129.56
9,903.56
22.48%
13,823.33
10,874.12
27.12%
11,347.39
10,104.59
12.30%
10,829.08
9,140.40
18.47%
Operating Exp.
4,711.11
3,590.01
31.23%
6,660.46
4,646.81
43.33%
4,698.50
4,259.49
10.31%
4,146.70
3,726.11
11.29%
Operating Profit
3,263.38
2,814.90
15.93%
3,188.20
2,883.50
10.57%
2,708.36
2,640.29
2.58%
2,909.62
2,426.70
19.90%
Provision
350.22
498.98
-29.81%
197.61
313.37
-36.94%
-10.94
226.29
-
359.71
252.86
42.26%
PBT
2,913.16
2,315.92
25.79%
2,990.59
2,570.13
16.36%
2,719.30
2,414.00
12.65%
2,549.91
2,173.84
17.30%
PBTM
35.04
33.55
4.44%
37.50
38.18
-1.78%
35.11
37.77
-7.04%
34.88
35.80
-2.57%
TAX
986.31
771.35
27.87%
952.37
840.09
13.37%
896.51
795.94
12.64%
835.79
711.31
17.50%
PAT
1,926.85
1,544.57
24.75%
2,038.22
1,730.04
17.81%
1,822.79
1,618.06
12.65%
1,714.12
1,462.53
17.20%
PATM
23.18%
22.37%
25.56%
25.70%
23.54%
25.32%
23.45%
24.08%
EPS
10.12
8.26
22.52%
10.68
9.39
13.74%
9.67
8.53
13.36%
9.16
7.57
21.00%
Gross NPA
5,020.64
4,163.65
20.58%
4,789.23
4,071.04
17.64%
4,458.10
3,979.06
12.04%
4,302.17
4,065.41
5.82%
Gross NPA%
2.02
1.93
4.66%
1.94
1.95
-0.51%
1.89
2.01
-5.97%
1.91
2.14
-10.75%
Net NPA
1,732.83
1,637.24
5.84%
1,695.82
1,768.60
-4.12%
1,554.19
1,846.86
-15.85%
1,617.66
2,036.13
-20.55%
Net NPA%
0.71
0.77
-7.79%
0.70
0.86
-18.60%
0.67
0.94
-28.72%
0.73
1.08
-32.41%
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Interest Income
15,502.55
14,748.15
12,664.23
10,866.70
9,278.67
6,352.79
5,673.78
4,813.37
3,928.46
3,304.87
2,828.30
Interest Earned
31,345.58
29,934.76
25,131.08
22,324.21
20,401.64
13,318.89
11,985.90
10,837.86
8,470.42
5,973.11
4,601.16
Interest Expended
15,843.03
15,186.61
12,466.85
11,457.51
11,122.97
6,966.10
6,312.12
6,024.49
4,541.96
2,668.24
1,772.86
Int. income Growth
18.66%
16.46%
16.54%
17.11%
46.06%
11.97%
17.88%
22.53%
18.87%
16.85%
 
Other Income
16,783.78
16,044.35
13,682.23
11,659.56
7,630.73
8,152.20
5,282.39
5,112.41
4,543.40
5,089.85
5,452.14
Total Income
48,129.36
30,792.50
26,346.46
22,526.26
16,909.40
14,504.99
10,956.17
9,925.79
8,471.86
8,394.72
8,280.44
Total Expenditure
20,216.77
19,758.37
16,804.80
14,832.11
11,541.14
9,718.12
7,052.81
6,602.59
5,650.99
5,994.98
6,234.66
Employee Cost
-
4,850.90
4,380.90
3,982.31
3,854.05
2,375.46
1,915.12
1,773.50
1,601.54
1,522.34
1,260.95
% Of Sales
-
16.20%
17.43%
17.84%
18.89%
17.84%
15.98%
16.36%
18.91%
25.49%
27.41%
Opt. & Establishment Exp.
-
14,778.94
12,166.02
10,625.30
7,384.54
7,610.70
5,244.44
5,003.96
4,279.41
4,629.74
4,748.82
% Of Sales
-
49.37%
48.41%
47.60%
36.20%
57.14%
43.76%
46.17%
50.52%
77.51%
103.21%
Provisions
-
1,045.37
1,024.74
948.92
991.57
205.74
308.97
183.19
98.70
147.60
510.73
% Of Sales
-
3.49%
4.08%
4.25%
4.86%
1.54%
2.58%
1.69%
1.17%
2.47%
11.10%
EBITDA
12,069.56
11,034.13
9,541.66
7,694.15
5,368.26
4,786.87
3,903.36
3,323.20
2,820.87
2,399.74
2,045.78
EBITDA Margin
35.50%
74.82%
75.34%
70.80%
57.86%
75.35%
68.80%
69.04%
71.81%
72.61%
72.33%
Depreciation
0.00
458.42
383.43
362.21
344.51
236.89
207.86
179.03
164.33
152.35
142.92
PBT
11,172.96
10,575.72
9,158.23
7,331.93
5,023.74
4,549.98
3,695.50
3,144.16
2,656.54
2,247.39
1,902.86
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
3,670.98
3,456.02
3,011.09
2,382.85
1,592.62
1,484.90
1,183.96
939.95
806.01
678.16
575.50
Tax Rate
32.86%
32.68%
32.88%
32.50%
31.70%
32.64%
32.04%
29.90%
30.34%
30.18%
30.24%
PAT
7,501.98
7,119.70
6,090.47
4,870.25
3,365.93
3,005.57
2,449.37
2,154.88
1,797.69
1,542.88
1,309.36
PAT before Minority Interest
7,501.98
7,119.70
6,147.14
4,949.08
3,431.12
3,065.08
2,511.54
2,204.21
1,850.53
1,569.23
1,327.36
Minority Interest
0.00
0.00
-56.67
-78.83
-65.19
-59.51
-62.17
-49.33
-52.84
-26.35
-18.00
PAT Margin
23.24%
23.12%
23.12%
21.62%
19.91%
20.72%
22.36%
21.71%
21.22%
18.38%
15.81%
PAT Growth
18.04%
16.90%
25.05%
44.69%
11.99%
22.71%
13.67%
19.87%
16.52%
17.83%
 
Unadjusted EPS
39.63
37.78
32.70
26.89
18.91
19.75
32.19
29.44
24.81
21.73
18.84

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
58,281.80
50,488.23
38,492.71
33,364.05
22,156.31
19,084.53
15,267.33
12,935.87
10,999.86
7,965.75
Share Capital
1,454.38
952.82
920.45
917.19
386.18
385.16
373.30
370.34
368.44
348.14
Total Reserves
56,825.35
49,533.24
37,570.39
32,443.45
21,767.14
18,690.85
14,876.49
12,530.70
10,594.51
7,562.80
Minority Interest
0.00
0.00
474.43
395.60
335.69
270.89
208.72
160.06
107.21
80.86
Deposits
224,824.26
191,235.80
155,540.00
135,948.76
72,843.46
56,929.75
49,389.14
36,460.73
27,312.98
21,819.18
Borrowings
66,438.94
58,603.97
49,689.91
43,729.79
31,414.88
29,007.14
36,171.96
29,194.69
22,073.32
13,885.70
Other Liabilities & Provisions
45,626.24
37,392.47
31,990.51
27,365.37
21,825.42
16,944.32
14,797.51
13,598.06
13,187.76
11,363.33
Total Liabilities
395,171.24
337,720.47
276,187.56
240,803.57
148,575.76
122,236.63
115,834.66
92,349.41
73,681.13
55,114.82
Net Block
1,883.71
1,749.83
1,755.20
1,761.02
1,384.97
1,264.09
619.90
615.29
600.42
613.83
Gross Block
4,396.36
4,433.65
4,336.70
4,046.92
2,675.00
2,388.59
1,574.54
1,423.27
1,281.77
1,166.42
Accumulated Depreciation
2,512.65
2,683.82
2,581.50
2,285.91
1,290.03
1,124.50
954.64
807.97
681.35
552.59
Total Non-Current Assets
380,097.18
323,124.38
262,930.20
228,427.15
142,509.51
118,390.77
112,303.04
88,993.16
70,885.62
52,329.71
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
10,910.92
8,933.50
7,512.23
6,924.90
3,945.12
2,960.51
2,220.76
2,030.63
2,114.86
2,094.08
Balance with banks and money at call
20,353.54
15,467.13
18,076.32
4,674.51
2,958.32
3,682.60
2,297.49
1,545.20
879.40
412.73
Investments
103,487.02
90,976.60
68,461.54
70,273.90
45,588.89
38,791.05
40,907.24
31,658.43
26,048.99
19,484.78
Advances
243,461.99
205,997.32
167,124.91
144,792.82
88,632.21
71,692.52
66,257.65
53,143.61
41,241.95
29,724.29
Other Assets
15,074.06
14,596.09
13,257.36
12,376.44
6,066.25
3,845.87
3,531.63
3,356.22
2,795.51
2,785.10
Total Assets
395,171.24
337,720.47
276,187.56
240,803.59
148,575.76
122,236.64
115,834.67
92,349.38
73,681.13
55,114.81
Contingent Liabilities
217,847.15
209,757.54
196,172.07
244,711.86
66,447.09
45,806.73
42,066.97
40,645.28
36,640.02
38,104.49
Bills for collection
31,852.23
24,255.31
20,318.26
14,964.05
4,419.99
3,015.60
1,913.48
1,576.66
1,053.47
649.32
Adjusted Book Value
302.71
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
1,822.38
-10,392.41
13,222.50
5,024.58
2,960.46
9,068.04
2,878.45
-1,191.50
-1,738.59
1,568.86
PBT
10,575.72
9,158.22
7,331.93
5,023.74
4,549.98
3,695.50
3,144.17
2,638.13
2,244.80
1,882.40
Adjustment
548.67
645.31
-524.95
1,450.66
-1,906.24
28.23
-146.60
195.17
1,054.58
756.43
Adjustments for Liabilities & Assets
-5,870.54
-17,249.17
8,525.05
238.88
1,735.02
6,518.17
846.50
-3,294.60
-4,331.14
-494.30
Refund/(Payment) of direct taxes
-3,431.46
-2,946.77
-2,109.53
-1,688.70
-1,418.30
-1,173.86
-965.61
-730.20
-706.83
-575.66
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-3,382.56
-5,608.25
-5,268.09
-8,662.39
-5,125.82
-1,129.57
-9,035.40
-5,456.27
-188.92
-405.73
Net Fixed Assets
91.51
-35.30
-236.89
-1310.04
-268.30
-787.46
-134.64
-123.61
-86.46
-284.73
Other Investment Activity
-9244.78
-8996.13
-12355.13
-8581.67
-3275.38
-10912.91
-6546.32
-1144.33
-1237.53
-917.00
Cash from Financing Activity
8,364.59
14,679.40
6,055.26
2,024.41
2,425.69
-5,813.61
7,099.36
7,229.35
2,414.95
-93.81
Closing Cash & Equivalent
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
Net Cash Inflow / Outflow
6,804.42
-1,321.25
14,009.68
-1,613.40
260.34
2,124.86
942.41
581.58
487.44
1,069.32
Opening Cash & Equivalents
24,400.63
25,715.53
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
1,437.50

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value
302.71
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81
NIM
3.90
3.94
4.16
4.09
4.50
4.84
4.31
4.45
4.70
5.47
Yield on Advances
12.30
12.20
13.36
14.09
15.03
16.72
16.36
15.94
14.48
15.48
Yield on Investments
7.07
7.01
8.94
7.29
10.38
8.06
7.55
5.97
6.90
7.31
Cost of Liabilities
5.21
4.99
5.58
6.19
6.68
7.35
7.04
6.92
5.40
4.97
Interest Spread
7.08
7.21
7.78
7.90
8.35
9.37
9.32
9.02
9.08
10.51
ROCE
12.66%
12.95%
12.98%
13.01%
14.00%
12.79%
12.72%
12.85%
12.96%
14.04%
Cost Income Ratio
62.26
61.35
63.24
64.43
67.21
63.45
66.48
67.48
71.47
70.85
Core Cost Income Ratio
64.81
63.81
69.64
64.72
80.80
67.24
70.78
66.68
75.19
79.88
Operating Costs to Assets
4.85
4.79
5.16
4.52
6.56
5.69
5.70
6.19
8.14
10.64
Loans/Deposits
0.30
0.31
0.32
0.32
0.43
0.51
0.73
0.80
0.81
0.64
Cash/Deposits
0.05
0.05
0.05
0.05
0.05
0.05
0.04
0.06
0.08
0.10
Investment/Deposits
0.46
0.48
0.44
0.52
0.63
0.68
0.83
0.87
0.95
0.89
Inc Loan/Deposits
29.55%
30.64%
31.95%
32.17%
43.13%
50.95%
73.24%
80.07%
80.82%
63.64%
Credit Deposits
108.29%
107.72%
107.45%
106.51%
121.67%
125.93%
134.15%
145.76%
151.00%
136.23%
Interest Expended / Interest earned
50.73%
49.61%
51.32%
54.52%
52.30%
52.66%
55.59%
53.62%
44.67%
38.53%
Interest income / Total funds
7.58%
7.44%
8.08%
8.47%
8.96%
9.81%
9.36%
9.17%
8.11%
8.35%
Interest Expended / Total funds
3.84%
3.69%
4.15%
4.62%
4.69%
5.16%
5.20%
4.92%
3.62%
3.22%
CASA
52.47%
50.85%
44.34%
38.66%
37.13%
32.52%
29.92%
31.36%
31.26%
31.94%

News Update


  • Kotak Mahindra Bank, Venture Garage conduct 3rd edition of Capitalize for start-ups
    3rd Sep 2019, 11:50 AM

    Capitalize is the annual flagship event of Venture Garage that gives a platform to start-ups to interact with investors

    Read More
  • Kotak Mahindra Bank enters into partnership with Ola
    27th Aug 2019, 09:56 AM

    The bank has entered into partnership with Ola to allow the bank customers to book a ride directly from the banking app

    Read More
  • Kotak Mahindra Bank reports 23% rise in Q1 consolidated net profit
    23rd Jul 2019, 12:31 PM

    Total income of the bank increased by 22.48% at Rs 12,129.56 crore for Q1FY20

    Read More
  • Kotak Mahindra Bank - Quarterly Results
    22nd Jul 2019, 16:42 PM

    Read More
  • Kotak Mahindra Bank launches AI-driven chatbot ‘Keya’
    2nd Jul 2019, 11:41 AM

    Kotak customers are actively adopting Keya, which has crossed over 3.5 million queries from over 1 million unique users with 93% accuracy

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.