Nifty
Sensex
:
:
12086.70
41009.71
114.90(0.96%)
428.00(1.05%)

Bank - Public

Rating :
64/99   (View)

BSE: 500112 | NSE: SBIN

332.55
10.70 (3.32%)
13-Dec-2019 | 3:54PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 325.20
  • 333.45
  • 325.00
  • 321.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  40954483
  •  136194.13
  •  373.80
  •  244.35

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 296,921.83
  • 129.12
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 533,306.75
  • N/A
  • 1.37

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 57.88%
  • 0.70%
  • 5.13%
  • FII
  • DII
  • Others
  • 0.05%
  • 24.22%
  • 12.02%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 11.29
  • 5.44
  • 6.21

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.82
  • 24.94
  • 1.22

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -16.14
  • -34.45
  • -56.51

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 14.95
  • 19.33
  • 25.18

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.36
  • 1.29
  • 1.31

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.00
  • 8.67
  • 8.23

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 19
Sep 18
Var%
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Interest Earned
67,356.24
61,426.85
9.65%
65,594.42
61,200.50
7.18%
0.00
58,209.79
-100.00%
64,910.26
57,014.03
13.85%
Interest Exp.
40,105.10
38,268.74
4.80%
40,139.31
37,272.27
7.69%
0.00
36,237.93
-100.00%
39,889.14
36,393.41
9.61%
Net Interest Income
27,251.14
23,158.11
17.67%
25,455.11
23,928.23
6.38%
0.00
21,971.86
-100.00%
25,021.12
20,620.62
21.34%
NIM
0.00
2.88
-100.00%
0.00
2.88
-100.00%
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
21,991.67
17,875.87
23.02%
17,891.59
13,793.41
29.71%
0.00
23,365.59
-100.00%
19,439.85
17,176.84
13.17%
Total Income
89,347.91
79,302.72
12.67%
83,486.01
74,993.91
11.32%
0.00
81,575.38
-100.00%
84,350.11
74,190.87
13.69%
Operating Exp.
32,757.93
27,279.63
20.08%
28,213.19
24,287.15
16.17%
0.00
28,585.00
-100.00%
30,265.02
24,946.70
21.32%
Operating Profit
16,484.88
13,754.35
19.85%
15,133.51
13,434.49
12.65%
0.00
16,752.45
-100.00%
14,195.95
12,850.76
10.47%
Provision
13,640.53
12,270.49
11.17%
9,448.71
19,499.21
-51.54%
0.00
28,534.09
-100.00%
6,355.98
19,097.52
-66.72%
PBT
6,035.32
1,950.34
209.45%
5,684.80
-6,064.72
-
0.00
-11,781.64
-
7,839.97
-6,246.76
-
PBTM
8.96
3.18
181.76%
8.67
-9.91
-
0.00
-20.24
-
12.08
-10.96
-
TAX
2,389.49
1,198.76
99.33%
2,301.01
-2,008.49
-
0.00
-4,280.81
-
3,016.68
-4,502.53
-
PAT
3,645.83
751.58
385.09%
3,383.79
-4,056.23
-
0.00
-7,500.83
-
4,823.29
-1,744.23
-
PATM
5.41%
1.22%
5.16%
-6.63%
0.00%
-12.89%
7.43%
-3.06%
EPS
3.78
0.65
481.54%
3.31
-4.74
-
0.00
-8.45
-
5.28
-2.19
-
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Interest Income
-
97,454.68
82,367.30
81,332.43
77,585.39
74,795.70
67,583.40
61,158.23
57,877.84
45,550.04
33,443.22
Interest Earned
-
253,322.14
228,970.28
230,447.10
220,632.75
207,974.34
189,062.44
167,976.14
147,197.39
113,636.44
100,080.73
Interest Expended
-
155,867.46
146,602.98
149,114.67
143,047.36
133,178.64
121,479.04
106,817.91
89,319.55
68,086.40
66,637.51
Int. income Growth
-
18.32%
1.27%
4.83%
3.73%
10.67%
10.51%
5.67%
27.06%
36.20%
 
Other Income
-
77,365.22
77,557.39
68,193.17
52,828.39
49,315.17
37,882.13
32,583.70
29,691.58
34,207.48
33,771.10
Total Income
-
174,819.90
159,924.69
149,525.60
130,413.78
124,110.87
105,465.53
93,741.93
87,569.42
79,757.52
67,214.32
Total Expenditure
-
165,410.68
169,064.10
145,669.74
112,232.92
96,679.99
82,201.66
67,855.44
61,730.71
58,458.81
47,214.97
Employee Cost
-
43,795.01
35,410.62
35,691.21
32,525.60
31,117.61
29,868.36
24,401.09
22,084.03
20,711.03
16,331.06
% Of Sales
-
17.29%
15.47%
15.49%
14.74%
14.96%
15.80%
14.53%
15.00%
18.23%
16.32%
Opt. & Establishment Exp.
-
74,485.27
63,838.29
54,509.71
41,785.63
43,682.94
35,438.70
28,423.37
26,141.77
27,185.94
33,518.57
% Of Sales
-
29.40%
27.88%
23.65%
18.94%
21.00%
18.74%
16.92%
17.76%
23.92%
33.49%
Provisions
-
54,090.34
76,003.97
61,290.88
37,929.81
25,032.06
20,771.24
15,040.30
16,244.43
13,319.76
0.00
% Of Sales
-
21.35%
33.19%
26.60%
17.19%
12.04%
10.99%
8.95%
11.04%
11.72%
0%
EBITDA
-
9,409.22
-9,139.41
3,855.86
18,180.86
27,430.88
23,263.87
25,886.49
25,838.71
21,298.71
19,999.35
EBITDA Margin
-
9.65%
-11.10%
4.74%
23.43%
36.67%
34.42%
42.33%
44.64%
46.76%
59.80%
Depreciation
-
3,479.97
3,094.39
2,911.03
4.06
1,576.31
1,938.32
4.66
1,369.76
1,378.96
1,317.33
PBT
-
5,929.25
-12,233.80
944.83
18,176.79
25,854.56
21,325.54
25,881.82
24,468.95
19,919.75
0.00
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
2,860.18
-8,046.39
1,335.50
5,433.50
8,337.20
6,836.07
7,558.83
8,639.50
8,739.81
0.00
Tax Rate
-
48.24%
65.77%
141.35%
29.89%
32.25%
32.06%
29.21%
35.31%
43.88%
0.00%
PAT
-
2,018.16
-4,994.45
-52.05
11,948.78
16,679.86
13,856.04
17,684.55
15,199.24
10,684.95
11,733.83
PAT before Minority Interest
-
3,069.07
-4,187.41
-390.67
12,743.29
17,517.37
14,489.47
18,322.99
15,829.45
11,179.94
12,013.64
Minority Interest
-
-1,050.91
-807.04
338.62
-794.51
-837.51
-633.43
-638.44
-630.21
-494.99
-279.81
PAT Margin
-
1.15%
-3.12%
-0.03%
9.16%
13.44%
13.14%
18.87%
17.36%
13.40%
17.46%
PAT Growth
-
0
0
-100.44%
-28.36%
20.38%
-21.65%
16.35%
42.25%
-8.94%
 
Unadjusted EPS
-
2.58
-5.34
0.31
15.95
22.76
20.40
266.82
241.55
168.28
184.82

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
234,495.66
230,321.95
217,192.15
180,592.37
161,387.54
147,370.54
125,033.02
106,230.01
83,471.25
83,135.58
Share Capital
892.46
892.46
797.35
776.28
746.57
746.57
684.03
671.04
635.00
634.88
Total Reserves
233,603.20
229,429.49
216,394.80
179,816.09
160,640.97
146,623.96
124,348.99
105,558.97
82,836.25
82,500.70
Minority Interest
6,036.99
4,615.25
6,480.65
6,267.40
5,497.12
4,909.15
4,253.86
3,725.67
2,977.17
2,631.27
Deposits
2,940,541.06
2,722,178.28
2,599,810.66
2,253,857.56
2,052,960.79
1,838,852.36
1,627,402.61
1,414,689.40
1,255,562.48
1,116,464.56
Borrowings
413,747.66
369,079.34
336,365.66
361,399.39
244,663.47
223,759.71
203,723.20
157,991.36
142,470.77
122,074.57
Other Liabilities & Provisions
293,645.69
290,249.75
285,272.44
271,366.42
235,601.11
181,603.55
172,695.88
147,319.73
163,416.58
125,837.97
Total Liabilities
3,888,467.06
3,616,444.57
3,445,121.56
3,073,483.14
2,700,110.03
2,396,495.31
2,133,108.57
1,829,956.17
1,647,898.25
1,450,143.95
Net Block
39,940.76
40,300.72
50,250.53
14,474.69
11,983.68
10,227.21
8,698.00
7,031.17
6,145.63
5,532.64
Gross Block
64,941.50
62,702.55
70,737.83
32,374.49
28,194.34
25,141.02
22,634.22
19,619.76
17,543.26
15,829.31
Accumulated Depreciation
25,000.74
22,401.83
20,487.31
17,899.80
16,210.66
14,913.80
13,936.22
12,588.59
11,397.63
10,296.66
Total Non-Current Assets
3,612,316.76
3,380,427.68
3,248,305.59
2,897,450.63
2,566,579.16
2,335,399.07
2,066,549.10
1,759,618.15
1,587,282.28
1,400,118.66
Lease Adjustment A/c
0.00
0.00
-4.70
-4.70
-4.70
-4.70
-4.50
-4.50
-4.50
-4.78
Capital Work in Progress
762.30
925.07
694.92
785.70
400.32
337.27
676.43
381.30
345.70
486.03
Cash and balance with RBI
177,362.74
150,769.46
161,018.61
160,424.57
144,287.55
114,095.60
89,574.03
79,199.21
119,349.83
82,195.58
Balance with banks and money at call
48,149.52
44,519.65
112,178.54
44,134.90
44,193.50
53,065.74
55,653.69
48,391.62
35,977.62
29,658.29
Investments
1,119,247.77
1,183,794.24
1,027,280.87
807,374.58
673,507.48
579,401.26
519,343.42
460,949.14
419,066.45
412,749.26
Advances
2,226,853.67
1,960,118.54
1,896,886.82
1,870,260.89
1,692,211.33
1,578,276.69
1,392,608.03
1,163,670.21
1,006,401.55
869,501.64
Other Assets
276,150.31
236,016.89
196,815.98
176,032.52
133,530.86
61,096.23
66,559.46
70,338.03
60,615.96
50,025.30
Total Assets
3,888,467.07
3,616,444.57
3,445,121.57
3,073,483.15
2,700,110.02
2,396,495.30
2,133,108.56
1,829,956.18
1,647,898.24
1,450,143.96
Contingent Liabilities
1,121,246.28
1,166,334.80
1,184,907.82
1,184,201.34
1,190,338.69
1,172,565.68
1,056,483.76
937,155.50
852,755.36
697,295.12
Bills for collection
70,047.23
74,060.22
155,454.12
106,611.68
105,970.51
90,196.99
80,201.67
80,410.05
68,865.70
56,491.43
Adjusted Book Value
235.13
230.23
227.75
230.87
216.17
197.40
182.79
158.31
131.45
130.95

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
29,556.01
-96,507.91
77,406.00
14,476.68
46,402.89
19,141.68
24,331.79
-30,114.14
43,900.13
-8,372.39
PBT
4,451.06
-12,613.79
1,576.74
17,658.09
25,331.50
21,009.84
25,475.05
23,982.59
19,424.77
18,402.21
Adjustment
63,913.98
79,238.01
67,661.24
44,857.42
28,817.89
25,389.06
20,615.37
24,067.64
15,590.84
2,792.92
Adjustments for Liabilities & Assets
-30,633.80
-155,121.70
9,545.95
-38,540.40
-229.13
-14,655.91
-17,316.26
-67,446.32
16,556.73
-21,123.09
Refund/(Payment) of direct taxes
-8,175.23
-8,010.42
-1,377.93
-9,498.43
-7,517.37
-12,601.31
-4,442.37
-10,718.05
-7,672.21
-8,444.43
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-856.77
11,065.77
-2,832.12
-3,668.56
-3,430.41
-3,536.49
-3,653.23
-2,319.25
-1,646.02
-1,344.61
Net Fixed Assets
-1487.19
-2716.41
-34635.68
-2298.08
-2252.74
-1421.23
-2658.84
-1603.50
-1452.35
-1402.66
Other Investment Activity
-51529.41
-63940.11
-62060.14
-27186.31
-24994.31
-22858.31
-20103.10
-16771.03
-14866.12
-13700.05
Cash from Financing Activity
447.64
5,547.16
-4,196.48
4,348.45
-1,553.27
3,583.06
-4,423.54
2,208.85
1,251.56
-3,272.61
Closing Cash & Equivalent
225,512.26
195,289.11
273,197.16
204,559.47
208,586.57
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
Net Cash Inflow / Outflow
29,146.87
-79,894.98
70,377.40
15,156.57
41,419.22
19,188.25
16,255.02
-30,224.55
43,505.67
-12,989.61
Opening Cash & Equivalents
195,289.11
273,197.16
204,559.47
188,481.05
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value
235.13
230.23
227.75
230.87
216.17
197.40
182.79
158.31
131.45
130.95
NIM
2.73
2.47
2.54
2.69
2.93
2.91
2.97
3.30
2.88
2.40
Yield on Advances
11.38
11.68
12.15
11.80
12.29
11.98
12.06
12.65
11.29
11.51
Yield on Investments
7.52
7.54
7.59
7.79
8.70
8.48
8.00
7.19
7.38
7.16
Cost of Liabilities
4.65
4.74
5.08
5.47
5.80
5.89
5.83
5.68
4.87
5.38
Interest Spread
6.73
6.94
7.07
6.33
6.49
6.09
6.23
6.97
6.42
6.13
ROCE
3.35%
-0.30%
2.06%
6.08%
9.64%
9.56%
12.28%
14.05%
12.64%
12.66%
Cost Income Ratio
65.67
60.12
58.38
56.98
59.00
60.08
56.35
53.51
58.32
63.10
Core Cost Income Ratio
66.35
65.47
64.30
59.87
65.00
63.80
58.50
52.34
60.57
71.57
Operating Costs to Assets
2.95
2.66
2.53
2.42
2.71
2.64
2.48
2.56
2.82
2.92
Loans/Deposits
0.14
0.14
0.13
0.16
0.12
0.12
0.13
0.11
0.11
0.11
Cash/Deposits
0.06
0.06
0.06
0.07
0.07
0.06
0.06
0.06
0.10
0.07
Investment/Deposits
0.38
0.43
0.40
0.36
0.33
0.32
0.32
0.33
0.33
0.37
Inc Loan/Deposits
14.07%
13.56%
12.94%
16.03%
11.92%
12.17%
12.52%
11.17%
11.35%
10.93%
Credit Deposits
75.73%
72.01%
72.96%
82.98%
82.43%
85.83%
85.57%
82.26%
80.16%
77.88%
Interest Expended / Interest earned
61.53%
64.03%
64.71%
64.84%
64.04%
64.25%
63.59%
60.68%
59.92%
66.58%
Interest income / Total funds
6.51%
6.33%
6.69%
7.18%
7.70%
7.89%
7.87%
8.04%
6.90%
6.90%
Interest Expended / Total funds
4.01%
4.05%
4.33%
4.65%
4.93%
5.07%
5.01%
4.88%
4.13%
4.60%
CASA
44.55%
44.46%
43.70%
40.62%
39.43%
40.34%
40.75%
40.69%
44.90%
42.65%

News Update


  • RBI finds SBI under-reported bad loans by Rs 11,932 crore in last fiscal
    11th Dec 2019, 10:15 AM

    As per the assessment done by the Reserve Bank of India (RBI), the gross NPA of SBI was Rs 11,932 crore more at Rs 1,84,682 crore as against Rs 1,72,750 crore reported by the bank for 2018-19

    Read More
  • SBI gets nod to dilute 8.25% stake in UTI AMC through IPO
    5th Dec 2019, 10:44 AM

    The bank offer to sale up to 1,04,59,949 equity shares subject to approval from the Sebi and such other concerned authorities and departments

    Read More
  • SBI, Vistara launches co-branded credit card
    26th Nov 2019, 15:05 PM

    The Bank and Vistara have launched a premium, co-branded credit card, which lets users avail benefits like free cancellations, lounge access, and extra frequent flyer points

    Read More
  • SBI, Ugro Capital sign partnership to facilitate broader credit outreach
    26th Nov 2019, 09:52 AM

    The collaboration will work towards offering credit at a competitive rate of interest

    Read More
  • SBI raises Rs 3,813 crore via perpetual bonds
    25th Nov 2019, 10:30 AM

    It will bear coupon rate of 8.50 per cent with call option after 5 years or any anniversary date thereafter, aggregating to Rs 3,813.60 crore to the bond subscribers

    Read More
  • State Bank of India to divest up to 4% stake of SBI Cards
    15th Nov 2019, 12:14 PM

    The executive committee of the Central Board of Directors of the Bank at its meeting held on November 14, 2019, accorded final approval for the same

    Read More
  • SBI reports 4-fold jump in Q2 consolidated net profit
    25th Oct 2019, 15:43 PM

    Total consolidated income of the bank increased by 12.67% at Rs 89347.91 crore for Q2FY20

    Read More
  • SBI - Quarterly Results
    25th Oct 2019, 13:51 PM

    Read More
  • State Bank of India to conduct e-auction of 11 bad loan accounts
    22nd Oct 2019, 10:56 AM

    The bank will place 11 accounts for sale to ARCs/banks/NBFCs and FIs

    Read More
  • SBI Card launches contactless mobile phone payment facility 'SBI Card Pay'
    17th Oct 2019, 11:05 AM

    SBI Card Pay is a payment feature based on HCE technology for faster, convenient and more secure card payments using mobile phones

    Read More
  • IAG to sell 26% stake in SBI’s JV
    17th Oct 2019, 10:03 AM

    The agreements have been reached with Napean Opportunities LLP to acquire a 16.01% interest

    Read More
  • CCI dismisses complaint against SBI
    14th Oct 2019, 11:21 AM

    West Bengal-based Sainath Autolinks who is a dealer of Maruti Suzuki had filed the complaint against SBI

    Read More
  • SBI launches debit card EMI facility for point-of-sale customers
    7th Oct 2019, 15:04 PM

    Consumers can opt for a monthly instalment tenure of 6 to 18 months

    Read More
  • State Bank of India opens office in Melbourne
    30th Sep 2019, 14:57 PM

    The Melbourne office will assist the growing trade and investment relations between Victoria and India

    Read More
  • SBI launches digital banking app YONO in UK
    25th Sep 2019, 09:37 AM

    YONO also comes with a strong cordon of device binding to protect the security of customer funds

    Read More
  • SBI to adopt repo rate as external benchmark for all floating rate loans from October
    23rd Sep 2019, 11:07 AM

    RBI had mandated all banks to link all new floating rate personal or retail loans and floating rate loans to MSMEs to an external benchmark from October 1 onwards

    Read More
  • SBI to launch co-lending business model with 4-5 NBFCs
    23rd Sep 2019, 09:43 AM

    Under the co-lending model, the bank will have an exposure between 70 and 80 percent while the rest will be borne by the NBFCs

    Read More
  • SBI to seek clarifications from RBI on fixed-floating home loan rate
    16th Sep 2019, 11:10 AM

    The move comes after the RBI has mandated banks to shift all retail lending to floating rates that will be determined by external benchmarks like the repo rate

    Read More
  • SBI expresses desire to be become lead-bank for Ladakh
    16th Sep 2019, 10:28 AM

    The Bank has inaugurated a new branch in this remote town of Diskit in the Nubra Valley

    Read More
  • SBI to divest stake in SBI Life
    12th Sep 2019, 09:38 AM

    The ECCB of the bank at its meeting held on September 11, 2019 has approved the same

    Read More
  • NCLT asks SBI not to sell overseas oil & gas assets of Videocon Industries
    11th Sep 2019, 11:25 AM

    Asking for maintaining the status quo, the NCLT said if SBI is allowed to execute the sale as advertised, the Videocon Group may suffer an irreparable losses

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.