JM Financial Live BSE/NSE | JM Financial Fundamenta data | JM Financial Balance sheet | JM Financial Quarterly Results | JM Financial Profit & Loss

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

7,919.80
14.53
1

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

18,346.07
1.20%
1.24

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

10 Years
5 Years
3 Years

17.49
18.08
4.01

EBITDA CAGR (%)

10 Years
5 Years
3 Years

24.34
19.27
1.82

PAT CAGR (%)

10 Years
5 Years
3 Years

12.50
9.55
-3.13

P:E (Median)

8 Years
5 Years
3 Years

11.53
12.57
14.01

P:BV (Average)

8 Years
5 Years
3 Years

1.52
1.81
1.92

EV:EBITDA (Average)

8 Years
5 Years
3 Years

7.58
7.94
8.28

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 20 Mar 19 Var% Dec 19 Dec 18 Var% Sep 19 Sep 18 Var% Jun 19 Jun 18 Var%
Net Sales 89 41 117% 99 24 305% 58 50 16% 30 39 -23%
Expenses 19 48 -60% 51 22 134% 39 36 8% 37 39 -6%
EBITDA 70 -7 - 47 2 1843% 19 14 37% -7 0 -
EBIDTM 79% -16% 48% 10% 33% 28% -23% -1%
Other Income 2 40 -95% 3 4 -18% 40 78 -49% 2 6 -73%
Interest 2 1 181% 2 3 -28% 2 10 -81% 2 6 -66%
Depreciation 3 0 514% 3 0 545% 3 0 527% 3 0 628%
PBT 67 32 109% 46 3 1215% 54 81 -33% -10 -1 -
Tax 11 -1 - 14 2 669% 5 3 52% -1 1 -
PAT 56 33 67% 32 2 1777% 49 78 -37% -10 -1 -
PATM 63% 81% 33% 7% 85% 155% -33% -3%
EPS 0.66 0.40 65% 0.38 0.02 1800% 0.58 0.92 -37% -0.12 -0.01 -

Description Mar 20 Mar 19 Var% Dec 19 Dec 18 Var% Sep 19 Sep 18 Var% Jun 19 Jun 18 Var%
Net Sales 836 784 7% 901 899 0% 845 968 -13% 850 849 0%
Expenses 281 189 49% 237 173 37% 221 208 6% 195 195 0%
EBITDA 555 595 -7% 664 726 -9% 625 761 -18% 656 654 0%
EBIDTM 66% 76% 74% 81% 74% 79% 77% 77%
Other Income 5 8 -43% 5 2 192% 6 7 -17% 6 3 87%
Interest 333 352 -5% 354 378 -7% 349 381 -8% 350 335 4%
Depreciation 11 7 57% 10 7 50% 10 7 44% 10 6 55%
PBT 215 245 -12% 305 342 -11% 271 380 -28% 302 316 -4%
Tax 51 69 -26% 83 121 -32% 75 139 -46% 108 117 -8%
PAT 164 176 -7% 222 221 1% 197 240 -18% 195 199 -2%
PATM 20% 22% 25% 25% 23% 25% 23% 23%
EPS 1.95 2.10 -7% 2.64 2.63 0% 2.34 2.86 -18% 2.31 2.37 -3%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Net Sales - 257 143 299 47 35 30 21 11 24 28 Net Sales Growth - 79% -52% 532% 35% 19% 41% 89% -54% -13% Cost Of Goods Sold - 0 0 0 0 0 0 0 0 0 0 Gross Profit - 257 143 299 47 35 30 21 11 24 28 GP Margin - 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure - 127 135 157 16 18 16 12 7 17 23 Power & Fuel Cost - 1 1 1 0 0 0 0 0 0 0 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Employee Cost - 67 74 80 8 10 9 7 4 11 14 % Of Sales - 26% 52% 27% 17% 29% 29% 35% 38% 47% 52% Manufacturing Exp. - 35 35 43 1 3 3 2 1 1 4 % Of Sales - 14% 24% 14% 2% 8% 9% 9% 6% 6% 15% General & Admin Exp. - 10 22 26 6 3 3 2 2 4 4 % Of Sales - 4% 15% 9% 12% 9% 11% 10% 15% 15% 14% Selling & Distn. Exp. - 0 0 0 0 0 0 0 0 0 0 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 15 4 12 1 2 1 1 1 1 0 % Of Sales - 6% 2% 4% 2% 6% 4% 3% 5% 3% 3% EBITDA - 130 8 141 31 17 14 9 4 7 4 EBITDA Margin - 51% 6% 47% 65% 48% 46% 43% 36% 29% 16% Other Income - 47 129 128 116 123 75 66 45 39 17 Interest - 8 20 35 40 27 8 0 0 0 0 Depreciation - 12 2 2 1 0 0 0 0 1 1 PBT - 156 116 233 107 112 80 75 49 46 20 Tax - 29 4 41 0 0 2 4 4 3 0 Tax Rate - 19% 4% 18% 0% 0% 3% 5% 8% 7% -3% PAT - 127 111 192 107 112 78 71 45 42 10 PAT before Minority Interest - 127 111 192 107 112 78 71 45 42 10 Minority Interest - 0 0 0 0 0 0 0 0 0 0 PAT Margin - 50% 78% 64% 226% 320% 264% 339% 404% 176% 36% PAT Growth - 14% -42% 80% -5% 44% 10% 59% 5% 323% EPS - 1.51 1.32 2.28 1.27 1.33 0.93 0.84 0.53 0.51 0.12

Description

TTM

Mar 20

Mar 19

Mar 18

Mar 17

Mar 16

Mar 15

Mar 14

Mar 13

Mar 12

Mar 11

Net Sales

257

143

299

Net Sales Growth

79%

-52%

532%

35%

19%

41%

89%

-54%

-13%

Cost Of Goods Sold

Gross Profit

257

143

299

GP Margin

100%

Total Expenditure

127

135

157

Power & Fuel Cost

% Of Sales

Employee Cost

% Of Sales

26%

52%

27%

17%

29%

35%

38%

47%

52%

Manufacturing Exp.

% Of Sales

14%

24%

14%

15%

General & Admin Exp.

% Of Sales

15%

12%

11%

10%

15%

14%

Selling & Distn. Exp.

% Of Sales

Miscellaneous Exp.

% Of Sales

EBITDA

130

141

EBITDA Margin

51%

47%

65%

48%

46%

43%

36%

29%

16%

Other Income

129

128

116

123

Interest

Depreciation

PBT

156

116

233

107

112

Tax

Tax Rate

19%

18%

-3%

PAT

127

111

192

107

112

PAT before Minority Interest

127

111

192

107

112

Minority Interest

PAT Margin

50%

78%

64%

226%

320%

264%

339%

404%

176%

36%

PAT Growth

14%

-42%

80%

-5%

44%

10%

59%

323%

EPS

1.51

1.32

2.28

1.27

1.33

0.93

0.84

0.53

0.51

0.12

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Net Sales - 3,432 3,542 3,050 2,159 1,495 1,196 829 797 674 684 Net Sales Growth - -3% 16% 41% 44% 25% 44% 4% 18% -2% Cost Of Goods Sold - 0 0 0 0 0 0 0 0 0 0 Gross Profit - 3,432 3,542 3,050 2,159 1,495 1,196 829 797 674 684 GP Margin - 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure - 933 823 767 582 459 448 403 399 384 402 Power & Fuel Cost - 4 4 4 4 4 4 4 4 4 4 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 1% 1% Employee Cost - 395 422 391 306 264 235 203 198 176 205 % Of Sales - 12% 12% 13% 14% 18% 20% 25% 25% 26% 30% Manufacturing Exp. - 179 171 174 158 127 145 135 151 142 137 % Of Sales - 5% 5% 6% 7% 8% 12% 16% 19% 21% 20% General & Admin Exp. - 56 76 68 53 39 42 35 38 35 41 % Of Sales - 2% 2% 2% 2% 3% 3% 4% 5% 5% 6% Selling & Distn. Exp. - 0 0 0 0 0 0 0 0 0 0 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 304 154 133 66 29 26 30 12 31 0 % Of Sales - 9% 4% 4% 3% 2% 2% 4% 2% 5% 3% EBITDA - 2,499 2,719 2,284 1,577 1,035 748 426 398 290 283 EBITDA Margin - 73% 77% 75% 73% 69% 63% 51% 50% 43% 41% Other Income - 22 37 46 200 190 207 178 245 200 211 Interest - 1,386 1,446 1,139 782 512 420 308 377 296 244 Depreciation - 41 27 26 23 20 18 15 12 11 12 PBT - 1,094 1,283 1,165 972 693 517 280 254 183 238 Tax - 316 446 382 335 222 156 80 75 60 53 Tax Rate - 29% 35% 33% 34% 32% 30% 29% 30% 33% 23% PAT - 545 572 599 458 345 312 185 163 114 168 PAT before Minority Interest - 778 836 783 637 470 361 200 179 123 175 Minority Interest - -233 -265 -184 -179 -125 -49 -15 -16 -9 -7 PAT Margin - 16% 16% 20% 21% 23% 26% 22% 20% 17% 24% PAT Growth - -5% -5% 31% 33% 11% 68% 13% 43% -32% EPS - 6.47 6.80 7.12 5.45 4.10 3.71 2.20 1.94 1.35 1.99

Description

TTM

Mar 20

Mar 19

Mar 18

Mar 17

Mar 16

Mar 15

Mar 14

Mar 13

Mar 12

Mar 11

Net Sales

3,432

3,542

3,050

2,159

1,495

1,196

829

797

674

684

Net Sales Growth

-3%

16%

41%

44%

25%

44%

18%

-2%

Cost Of Goods Sold

Gross Profit

3,432

3,542

3,050

2,159

1,495

1,196

829

797

674

684

GP Margin

100%

Total Expenditure

933

823

767

582

459

448

403

399

384

402

Power & Fuel Cost

% Of Sales

Employee Cost

395

422

391

306

264

235

203

198

176

205

% Of Sales

12%

13%

14%

18%

20%

25%

26%

30%

Manufacturing Exp.

179

171

174

158

127

145

135

151

142

137

% Of Sales

12%

16%

19%

21%

20%

General & Admin Exp.

% Of Sales

Selling & Distn. Exp.

% Of Sales

Miscellaneous Exp.

304

154

133

% Of Sales

EBITDA

2,499

2,719

2,284

1,577

1,035

748

426

398

290

283

EBITDA Margin

73%

77%

75%

73%

69%

63%

51%

50%

43%

41%

Other Income

200

190

207

178

245

200

211

Interest

1,386

1,446

1,139

782

512

420

308

377

296

244

Depreciation

PBT

1,094

1,283

1,165

972

693

517

280

254

183

238

Tax

316

446

382

335

222

156

Tax Rate

29%

35%

33%

34%

32%

30%

29%

30%

33%

23%

PAT

545

572

599

458

345

312

185

163

114

168

PAT before Minority Interest

778

836

783

637

470

361

200

179

123

175

Minority Interest

-233

-265

-184

-179

-125

-49

-15

-16

-9

-7

PAT Margin

16%

20%

21%

23%

26%

22%

20%

17%

24%

PAT Growth

-5%

31%

33%

11%

68%

13%

43%

-32%

EPS

6.47

6.80

7.12

5.45

4.10

3.71

2.20

1.94

1.35

1.99

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Shareholder's Funds 2,573 2,482 2,491 1,726 1,655 1,643 1,630 1,619 1,638 1,618 Share Capital 84 84 84 79 79 78 76 75 75 75 Total Reserves 2,457 2,359 2,376 1,629 1,556 1,544 1,521 1,518 1,541 1,543 Non-Current Liabilities 162 135 145 111 111 111 112 111 112 112 Secured Loans 0 0 0 0 0 0 0 0 0 0 Unsecured Loans 0 0 0 0 0 0 0 0 0 0 Long Term Provisions 11 11 11 0 0 0 0 0 0 0 Current Liabilities 108 35 43 217 506 194 49 42 53 54 Trade Payables 4 3 9 1 1 1 1 1 1 1 Other Current Liabilities 103 31 34 9 10 7 7 3 6 7 Short Term Borrowings 1 1 1 207 426 122 0 0 0 0 Short Term Provisions 0 0 0 1 69 64 42 38 46 46 Total Liabilities 2,843 2,652 2,679 2,053 2,272 1,949 1,791 1,773 1,802 1,784 Net Block 77 5 6 2 3 2 2 1 2 2 Gross Block 93 9 7 5 5 4 3 3 4 4 Accumulated Depreciation 16 4 2 2 2 2 2 1 2 1 Non Current Assets 2,392 189 178 1,922 1,927 1,829 1,479 1,626 1,669 1,660 Capital Work in Progress 0 0 0 0 0 0 0 0 0 0 Non Current Investment 2,143 0 0 1,769 1,757 1,662 1,313 1,470 1,507 1,508 Long Term Loans & Adv. 172 178 172 149 167 166 164 150 159 150 Other Non Current Assets 0 5 1 2 0 0 0 4 0 0 Current Assets 451 2,464 2,501 131 345 119 312 147 133 123 Current Investments 386 2,389 2,424 0 0 0 0 0 0 0 Inventories 0 0 0 0 0 0 0 0 0 0 Sundry Debtors 22 10 24 0 0 0 0 0 0 0 Cash & Bank 22 15 43 12 13 33 217 134 123 115 Other Current Assets 21 8 8 15 333 86 95 13 10 8 Short Term Loans & Adv. 6 42 3 104 318 81 93 1 8 3 Net Current Assets 343 2,428 2,458 -86 -161 -75 262 105 81 69 Total Assets 2,843 2,652 2,679 2,053 2,272 1,949 1,791 1,773 1,802 1,784

Description

Mar 20

Mar 19

Mar 18

Mar 17

Mar 16

Mar 15

Mar 14

Mar 13

Mar 12

Mar 11

Shareholder's Funds

2,573

2,482

2,491

1,726

1,655

1,643

1,630

1,619

1,638

1,618

Share Capital

Total Reserves

2,457

2,359

2,376

1,629

1,556

1,544

1,521

1,518

1,541

1,543

Non-Current Liabilities

162

135

145

111

112

111

112

Secured Loans

Unsecured Loans

Long Term Provisions

Current Liabilities

108

217

506

194

Trade Payables

Other Current Liabilities

103

Short Term Borrowings

207

426

122

Short Term Provisions

Total Liabilities

2,843

2,652

2,679

2,053

2,272

1,949

1,791

1,773

1,802

1,784

Net Block

Gross Block

Accumulated Depreciation

Non Current Assets

2,392

189

178

1,922

1,927

1,829

1,479

1,626

1,669

1,660

Capital Work in Progress

Non Current Investment

2,143

1,769

1,757

1,662

1,313

1,470

1,507

1,508

Long Term Loans & Adv.

172

178

172

149

167

166

164

150

159

150

Other Non Current Assets

Current Assets

451

2,464

2,501

131

345

119

312

147

133

123

Current Investments

386

2,389

2,424

Inventories

Sundry Debtors

Cash & Bank

217

134

123

115

Other Current Assets

333

Short Term Loans & Adv.

104

318

Net Current Assets

343

2,428

2,458

-86

-161

-75

262

105

Total Assets

2,843

2,652

2,679

2,053

2,272

1,949

1,791

1,773

1,802

1,784

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Shareholder's Funds 5,639 5,132 4,555 3,319 2,909 2,543 2,197 2,051 1,939 1,979 Share Capital 84 84 84 79 79 78 76 75 75 75 Total Reserves 5,521 5,009 4,440 3,229 2,819 2,453 2,096 1,963 1,857 1,904 Non-Current Liabilities 143 129 203 4,241 2,637 407 555 566 409 155 Secured Loans 0 0 0 4,064 2,312 261 415 400 271 1 Unsecured Loans 0 0 0 0 160 0 0 25 0 25 Long Term Provisions 48 42 37 67 64 55 47 45 40 35 Current Liabilities 12,468 14,740 15,531 7,875 4,846 4,901 3,013 4,160 3,216 3,779 Trade Payables 440 417 345 823 312 208 262 211 142 261 Other Current Liabilities 273 332 198 1,665 598 446 454 388 82 133 Short Term Borrowings 11,756 13,991 14,988 5,378 3,846 4,151 2,234 3,500 2,930 3,321 Short Term Provisions 0 0 0 9 90 95 62 61 62 63 Total Liabilities 20,746 22,635 22,206 16,545 11,061 8,505 5,930 6,927 5,705 6,053 Net Block 450 424 427 474 444 445 228 101 104 200 Gross Block 537 473 453 613 576 561 334 189 184 273 Accumulated Depreciation 87 49 26 140 131 115 106 88 80 73 Non Current Assets 794 711 692 7,417 5,759 3,999 2,225 1,714 1,213 1,331 Capital Work in Progress 1 1 3 2 1 2 1 0 0 0 Non Current Investment 0 0 0 198 510 481 411 496 520 587 Long Term Loans & Adv. 320 273 255 6,743 4,804 3,071 1,585 1,116 588 544 Other Non Current Assets 23 13 8 0 0 0 1 0 0 0 Current Assets 19,952 21,924 21,514 9,128 5,302 4,505 3,705 5,214 4,492 4,722 Current Investments 4,014 2,933 2,388 1,958 262 158 84 72 50 296 Inventories 0 0 0 10 257 359 534 598 953 1,256 Sundry Debtors 324 685 855 1,179 355 227 195 181 158 116 Cash & Bank 1,329 1,282 1,527 869 1,265 833 974 1,419 1,370 1,057 Other Current Assets 14,284 2,774 1,743 176 3,163 2,929 1,918 2,944 1,961 1,996 Short Term Loans & Adv. 11,882 14,250 15,002 4,936 2,998 2,877 1,862 2,380 1,861 1,880 Net Current Assets 7,484 7,184 5,984 1,253 456 -395 693 1,054 1,276 943 Total Assets 20,746 22,635 22,206 16,545 11,061 8,505 5,930 6,927 5,705 6,053

Description

Mar 20

Mar 19

Mar 18

Mar 17

Mar 16

Mar 15

Mar 14

Mar 13

Mar 12

Mar 11

Shareholder's Funds

5,639

5,132

4,555

3,319

2,909

2,543

2,197

2,051

1,939

1,979

Share Capital

Total Reserves

5,521

5,009

4,440

3,229

2,819

2,453

2,096

1,963

1,857

1,904

Non-Current Liabilities

143

129

203

4,241

2,637

407

555

566

409

155

Secured Loans

4,064

2,312

261

415

400

271

Unsecured Loans

160

Long Term Provisions

Current Liabilities

12,468

14,740

15,531

7,875

4,846

4,901

3,013

4,160

3,216

3,779

Trade Payables

440

417

345

823

312

208

262

211

142

261

Other Current Liabilities

273

332

198

1,665

598

446

454

388

133

Short Term Borrowings

11,756

13,991

14,988

5,378

3,846

4,151

2,234

3,500

2,930

3,321

Short Term Provisions

Total Liabilities

20,746

22,635

22,206

16,545

11,061

8,505

5,930

6,927

5,705

6,053

Net Block

450

424

427

474

444

445

228

101

104

200

Gross Block

537

473

453

613

576

561

334

189

184

273

Accumulated Depreciation

140

131

115

106

Non Current Assets

794

711

692

7,417

5,759

3,999

2,225

1,714

1,213

1,331

Capital Work in Progress

Non Current Investment

198

510

481

411

496

520

587

Long Term Loans & Adv.

320

273

255

6,743

4,804

3,071

1,585

1,116

588

544

Other Non Current Assets

Current Assets

19,952

21,924

21,514

9,128

5,302

4,505

3,705

5,214

4,492

4,722

Current Investments

4,014

2,933

2,388

1,958

262

158

296

Inventories

257

359

534

598

953

1,256

Sundry Debtors

324

685

855

1,179

355

227

195

181

158

116

Cash & Bank

1,329

1,282

1,527

869

1,265

833

974

1,419

1,370

1,057

Other Current Assets

14,284

2,774

1,743

176

3,163

2,929

1,918

2,944

1,961

1,996

Short Term Loans & Adv.

11,882

14,250

15,002

4,936

2,998

2,877

1,862

2,380

1,861

1,880

Net Current Assets

7,484

7,184

5,984

1,253

456

-395

693

1,054

1,276

943

Total Assets

20,746

22,635

22,206

16,545

11,061

8,505

5,930

6,927

5,705

6,053

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Cash From Operating Activity 151 -37 179 257 -221 19 -85 5 15 -62 PBT 156 116 233 107 112 80 75 49 46 10 Adjustment -29 -113 -201 -75 -86 -66 -65 -42 -38 -8 Changes in Working Capital 44 -27 175 209 -244 10 -80 1 12 -21 Cash after chg. in Working capital 172 -25 206 241 -218 24 -70 8 20 -19 Interest Paid 0 0 0 0 0 0 0 0 0 0 Tax Paid -20 -12 -27 16 -3 -6 -15 -3 -5 -43 Other Direct Exp. Paid 0 0 0 0 0 0 0 0 0 0 Extra & Other Items 0 0 0 0 0 0 0 0 0 0 Cash From Investing Activity -88 152 -472 101 16 -275 240 70 60 48 Net Fixed Assets -84 -2 -3 0 -1 -1 -1 1 -1 1 Net Investments -140 35 -655 -13 -95 -348 157 37 1 48 Others 135 119 185 114 112 74 84 31 60 0 Cash from Financing Activity -56 -139 309 -360 182 72 -53 -75 -45 -40 Net Cash Inflow / Outflow 8 -24 15 -1 -23 -184 102 0 30 -54 Opening Cash & Equivalents 7 31 16 9 32 216 114 114 84 138 Closing Cash & Equivalent 15 7 31 7 9 32 216 114 114 84

Description

Mar 20

Mar 19

Mar 18

Mar 17

Mar 16

Mar 15

Mar 14

Mar 13

Mar 12

Mar 11

Cash From Operating Activity

151

-37

179

257

-221

-85

-62

PBT

156

116

233

107

112

Adjustment

-29

-113

-201

-75

-86

-66

-65

-42

-38

-8

Changes in Working Capital

-27

175

209

-244

-80

-21

Cash after chg. in Working capital

172

-25

206

241

-218

-70

-19

Interest Paid

Tax Paid

-20

-12

-27

-3

-6

-15

-3

-5

-43

Other Direct Exp. Paid

Extra & Other Items

Cash From Investing Activity

-88

152

-472

101

-275

240

Net Fixed Assets

-84

-2

-3

-1

Net Investments

-140

-655

-13

-95

-348

157

Others

135

119

185

114

112

Cash from Financing Activity

-56

-139

309

-360

182

-53

-75

-45

-40

Net Cash Inflow / Outflow

-24

-1

-23

-184

102

-54

Opening Cash & Equivalents

216

114

138

Closing Cash & Equivalent

216

114

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Cash From Operating Activity 3,164 772 -3,584 -2,546 -918 -1,717 1,058 -402 376 -810 PBT 1,094 1,283 1,165 972 693 517 280 254 183 228 Adjustment 59 -26 -48 713 420 316 222 226 186 119 Changes in Working Capital 2,383 19 -4,238 -3,910 -1,802 -2,381 660 -811 62 -1,058 Cash after chg. in Working capital 3,536 1,275 -3,121 -2,226 -689 -1,548 1,163 -331 431 -711 Interest Paid 0 0 0 0 0 0 0 0 0 0 Tax Paid -372 -503 -463 -320 -230 -169 -105 -71 -54 -99 Other Direct Exp. Paid 0 0 0 0 0 0 0 0 0 0 Extra & Other Items 0 0 0 0 0 0 0 0 0 0 Cash From Investing Activity -901 -151 -708 -366 264 -281 585 167 185 -533 Net Fixed Assets -84 -2 -3 0 -1 -1 -1 1 -1 1 Net Investments -140 35 -655 -13 -95 -348 157 37 1 48 Others -678 -185 -50 -354 360 68 428 129 185 -582 Cash from Financing Activity -2,205 -518 4,540 2,424 1,305 1,783 -1,594 256 -496 1,134 Net Cash Inflow / Outflow 58 103 247 -488 651 -215 48 21 66 -209 Opening Cash & Equivalents 752 649 402 843 192 407 359 338 272 481 Closing Cash & Equivalent 810 752 649 396 843 192 407 359 338 272

Description

Mar 20

Mar 19

Mar 18

Mar 17

Mar 16

Mar 15

Mar 14

Mar 13

Mar 12

Mar 11

Cash From Operating Activity

3,164

772

-3,584

-2,546

-918

-1,717

1,058

-402

376

-810

PBT

1,094

1,283

1,165

972

693

517

280

254

183

228

Adjustment

-26

-48

713

420

316

222

226

186

119

Changes in Working Capital

2,383

-4,238

-3,910

-1,802

-2,381

660

-811

-1,058

Cash after chg. in Working capital

3,536

1,275

-3,121

-2,226

-689

-1,548

1,163

-331

431

-711

Interest Paid

Tax Paid

-372

-503

-463

-320

-230

-169

-105

-71

-54

-99

Other Direct Exp. Paid

Extra & Other Items

Cash From Investing Activity

-901

-151

-708

-366

264

-281

585

167

185

-533

Net Fixed Assets

-84

-2

-3

-1

Net Investments

-140

-655

-13

-95

-348

157

Others

-678

-185

-50

-354

360

428

129

185

-582

Cash from Financing Activity

-2,205

-518

4,540

2,424

1,305

1,783

-1,594

256

-496

1,134

Net Cash Inflow / Outflow

103

247

-488

651

-215

-209

Opening Cash & Equivalents

752

649

402

843

192

407

359

338

272

481

Closing Cash & Equivalent

810

752

649

396

843

192

407

359

338

272

Financial Ratios

Consolidated /

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Book Value (Rs.) 30 29 29 22 21 21 21 21 22 22 ROA 5% 4% 8% 5% 5% 4% 4% 3% 2% 1% ROE 5% 5% 9% 6% 7% 5% 4% 3% 3% 1% ROCE 6% 5% 12% 7% 7% 5% 5% 3% 3% 1% Fixed Asset Turnover 5.05 17.52 49.88 9.87 7.74 8.00 6.86 3.18 6.21 7.30 Receivable days 23 43 29 0 0 0 0 0 0 0 Inventory Days 0 0 0 0 0 0 0 0 0 0 Payable days 11 19 14 27 23 22 19 40 24 14 Cash Conversion Cycle 12 24 15 -27 -23 -22 -19 -40 -24 -14 Total Debt/Equity 0.00 0.00 0.00 0.12 0.26 0.08 0.00 0.00 0.00 0.00 Interest Cover 21 7 8 4 5 12 838 1,676 880 390

Description

Mar 20

Mar 19

Mar 18

Mar 17

Mar 16

Mar 15

Mar 14

Mar 13

Mar 12

Mar 11

Book Value (Rs.)

ROA

ROE

ROCE

12%

Fixed Asset Turnover

5.05

17.52

49.88

9.87

7.74

8.00

6.86

3.18

6.21

7.30

Receivable days

Inventory Days

Payable days

Cash Conversion Cycle

-27

-23

-22

-19

-40

-24

-14

Total Debt/Equity

0.00

0.12

0.26

0.08

0.00

Interest Cover

838

1,676

880

390

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Book Value (Rs.) 67 61 54 42 37 32 29 27 26 26 ROA 4% 4% 4% 5% 5% 5% 3% 3% 2% 3% ROE 15% 17% 20% 21% 17% 15% 10% 9% 6% 9% ROCE 14% 14% 14% 15% 14% 15% 10% 11% 9% 10% Fixed Asset Turnover 6.80 7.65 5.72 3.63 2.63 2.67 3.17 4.27 2.95 2.58 Receivable days 54 79 122 130 71 64 83 77 74 61 Inventory Days 0 0 0 23 75 136 249 355 598 534 Payable days 248 220 353 416 226 212 239 174 219 288 Cash Conversion Cycle -194 -141 -231 -264 -80 -11 93 258 453 308 Total Debt/Equity 2.10 2.75 3.31 3.27 2.30 1.87 1.38 2.06 1.66 1.69 Interest Cover 2 2 2 2 2 2 2 2 2 2

Description

Mar 20

Mar 19

Mar 18

Mar 17

Mar 16

Mar 15

Mar 14

Mar 13

Mar 12

Mar 11

Book Value (Rs.)

ROA

ROE

15%

17%

20%

21%

17%

15%

10%

ROCE

14%

15%

14%

15%

10%

11%

10%

Fixed Asset Turnover

6.80

7.65

5.72

3.63

2.63

2.67

3.17

4.27

2.95

2.58

Receivable days

122

130

Inventory Days

136

249

355

598

534

Payable days

248

220

353

416

226

212

239

174

219

288

Cash Conversion Cycle

-194

-141

-231

-264

-80

-11

258

453

308

Total Debt/Equity

2.10

2.75

3.31

3.27

2.30

1.87

1.38

2.06

1.66

1.69

Interest Cover

JM Financial Ltd.

Finance - Capital Markets

BSE: 523405 | NSE: JMFINANCIL

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Annual Reports:

News Update

JM Financial Ltd.

Finance - Capital Markets

BSE: 523405 | NSE: JMFINANCIL

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Annual Reports:

News Update